1. Home
2. Blogs

Find Out How a Health Insurance Advisor can Help You

• 
• 
• 
• 0
• 0

In life, it is important to research, think and plan well before taking any major decision. Buying a health insurance policy is one of them. It is not enough to buy any insurance plan as long as it offers decent coverage at a reasonable premium. It’s not that simple as there might be many terms and conditions involved that you may not fully understand, and their implications can hurt you financially later during medical emergencies. That’s why you need the help of a trustworthy health insurance advisor.

Who is a Health Insurance Advisor?

A health insurance advisor is a professional who provides financial advice and guidance related to investment in various health insuranceschemes. The advisor makes a detailed analysis of your assets and liabilities, existing insurance if any, tax status and risks and helps you to make an informed choice. If you are still not able to decide which insurance to invest in after months of research, you can approach a health insurance advisor. The advisor will charge a fee for the services offered. However, they should have a license to practice as an advisor or the required qualification.

Benefits of Having a Health Insurance Advisor

1. In-depth knowledge of the industry:

A health insurance advisor has in-depth knowledge of the insurance industry, which you might not be able to get a grip on, even after thorough research. Being an expert in the field, the advisor can clarify any doubts that you, as a potential policyholder,might have and they can help you take the right decision.

2. Product knowledge:

A health insurance advisor is well-aware of the product that they are selling, the features, inclusions and exclusions, terms and conditions, etc. The advisor can also compare various plans offered by different insurance providers and guide you to select the right product according to your medical needs.

3. Understanding customer’s needs:

Sometimes, you may not know exactly what coverage you want or need, especially, when buying health insurance for the first time. This is where a health insurance advisor can pitch in to understand your needs and help them buy the one that best suits their needs.

4. Helps in policy purchase:

You can purchase a policy either online or offline. However, ahealth insurance advisor will not only guide you in picking the right product, but also help you with the purchase journey.

5. Helps in the claim process:

If youare not well-versed with the claim process or face any difficulty in getting your claims settled, a health insurance advisor can come to your aid and provide the much-required support.

6. Link between you and the insurer:

Your health insurance advisor will serve as the link between you and your insurance provider. If you have any concerns, the advisor will take it up with the insurance company and get it resolved. Similarly, if there’s anything that the insurance company needs to communicate to you, it will be done through the advisor.

Conclusion

So, are you confused about which health insurance to buy? Are you wondering if it will provide the coverage you need? Seek the help of a health insurance advisor who is an expert in insurance matters and can explain in detail about the policy, its benefits, coverage, etc. This will help you make an informed decision and have peace of mind.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

RELATED ARTICLES

What Should You Do When Your Health Insurance Lapses?

Do Health Insurance Plans Cover Lifestyle Diseases?

What are the Challenges of Cashless Health Insurance?

---

• 
• 
• 
•