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Gift Yourself Critical Illness Insurance This Diwali

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It’s the festive season for Diwali, and we should all prepare to light up our houses and spend time with our special people. But it is also as critical during such joyous moments to remember that we have to keep ourselves healthy. Today life is threatened by diseases which makes it very important to protect ourselves and our families. Investing in health insurance is a good start, but complementing it with critical illness insurance provides comprehensive coverage against severe health issues.

The Rising Threat of Critical Illnesses

Critical illnesses such as cancer have increased through the years, as have heart diseases, kidney failure, and even strokes. The WHO believes that the growth of these diseases is due to lifestyle shifts, poor diets, and increased stress levels. 14% of males and 12% of females in developing states are predicted to have cancer in the next two decades, and cardiovascular diseases remain the leading cause of death worldwide. A new report has revealed a skyrocketing trend of NCDs, particularly in India, where more than 60% of mortality result from this group of illnesses.

These diseases affect the physical and emotive states in addition to the financial well-being of an individual or country. The cost of treating critical illnesses is significantly higher than routine medical treatments, and standard health insurance may not cover all expenses. This is where critical illness insurance comes into play.

Why Critical Illness Insurance is Crucial Today

In the face of rising medical expenses and the increasing prevalence of life-threatening diseases, critical illness insurance has become essential. While it is intended to pay a cash benefit for a predefined critical illness, including cancer, heart attack, kidney failure and other conditions. This lump sum can be spent on various needs, eliminating loans or even buying post-treatment recovery.

One of the key benefits of critical illness insurance is that it offers financial protection during a time of distress. While health insurance covers hospitalisation expenses, critical illness insurance provides financial aid that goes beyond just hospital bills.

Secure Your Future This Diwali

This Diwali, as you invest in gifts, decorations, and celebrations, consider gifting yourself and your family the security of critical illness insurance. When critically ill people are escalating, it is important to have an insurance policy that can protect you financially. A combination of health insurance and critical illness insurance will ensure you are well-prepared to face any unexpected health challenges.

Conclusion

Therefore, guaranteeing your health and financial stability in the future is essential as emergent life-threatening diseases remain a real threat – cancer, heart disease, and others. This Diwali, consider enhancing your protection with critical illness insurance alongside your regular health insurance. It provides for your financial needs specifically during health complications hence giving you and your family a chance to heal without worrying about the expenses.

Prioritise your well-being and celebrate this Diwali with peace of mind, knowing you’re prepared for the unexpected.

FAQs

1. What does insurance cover critical sickness mean?

When serious illnesses like cancer or heart disease are diagnosed, it pays out a lump amount.

2. Why is insurance against critical illness important?

It provides financial security for medical care, recuperation, and other costs that may not be met by traditional health insurance.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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