Government Health Insurance Plans for Senior Citizens

Posted on: Jul 2, 2024 | 3 mins | Written by: HDFC ERGO Team

Government Health Insurance Plans for Senior Citizens

Government health insurance for senior citizens

A lot of senior citizens in India live without proper health insurance coverage. This happens because a lot of the medical insurance plans don't allow lifelong renewability. Others lose their health coverage because they only had group plans which they get disqualified from post-retirement. Thankfully though, there are some health insurance for senior citizens by government companies which allow them to stay covered. Read on to know more.

Senior Citizen Health Insurance Schemes by Public Health Insurers

1. National Varistha Mediclaim Policy

This is an excellent senior citizen health insurance policy from National Health Insurance. It is available for people aged between 60 and 80 years. You get several covers such as in-patient care, preventive health checks, pre and post-hospital covers, and much more.

2. National Senior Citizen Mediclaim Policy

Another offering from National Health Insurance, this plan is a very good option for people above the age of 60. Apart from the usual health coverage, this policy also offers unique benefits such as mental health coverage, OPD costs, and personal accident coverage.

3. New India Assurance Senior Citizen Mediclaim Policy

New India Assurance is a reputed public-sector insurance provider that offers excellent coverage for senior citizens. From special discounts for women to joint covers for spouses, there are many benefits of this policy.

4. Oriental Senior Citizen Hope Health Insurance

The Oriental Senior Citizen Hope Health Insurance policy is designed to keep the medical needs of elderly people in mind. You can get comprehensive coverage and also some special covers like critical illness insurance under this policy.

5. United India Senior Citizen Mediclaim Policy

Since there is no pre-policy health screening, it is very simple to get the United India Senior Citizen Mediclaim Policy. All you have to do is apply for the plan, pay the premium, and enjoy the benefits.

Importance of a Health Insurance Plan for Senior Citizens

Your health begins to fail as you age. This is why everyone requires health insurance. This will help you to address your health problems without any financial roadblocks. It will help you to lead a dignified and independent life and will give you complete control. Get a good plan from the options listed above and use them properly to live a happy, healthy, and long life.

Conclusion

As you can see, govt health insurance for senior citizens is easily available. Choose a proper policy and keep yourself and your dignity protected.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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