A Complete Guide on How to Use HDFC ERGO’s Health Insurance Premium Calculator

Posted on: Oct 12, 2021 | | Written by:

A Complete Guide on How to Use HDFC ERGO’s Health Insurance Premium Calculator

Published on November 2, 2021. EST READ TIME: 3 minutes

How to Use Health Insurance Premium Calculator- Health insurance

Everything in life comes at a price. And that includes health insurance too. But when you buy HDFC ERGO health insurance, the price or premium you pay is completely worth it. This policy covers you against many health-related emergencies.It helps meet your hospital bills and saves you from sudden financial setbacks. You can also avail cashless treatment at network hospitals and save yourself from the hassle of filing a reimbursement claim. Considering the many benefits HDFC ERGO health plans offer, taking one for yourself and your loved ones is a wise thing to do. However, it can help you to calculate the premium beforehand, so that you can plan your yearly expenses better.

These days, instead of depending on an agent to calculate the premium, you can use an online health insurance premium calculator. This simple tool not only helps you determine the insurance premium, but also provides important details about the health plan.

How can HDFC ERGO’s health insurance premium calculator help?

HDFC ERGO’s health insurance premium calculator is a simple and handy tool that helps you calculate the premium for a health plan. All you need to do is enter the required details and the online calculator will tell you the premium amount. Since you must pay policy premium every year to keep the health plan active, it is important to choose an affordable amount. When you use an online premium calculator, you can also compare different policies easily. The insurer also allows you to customise health plans as per your requirements and pocket.

How to calculate health insurance premium?

You can follow these steps and easily calculate health insurance premium online:

Go to https://www.hdfcergo.com/health-insurance/health-insurance-premium-calculator and click on the “Calculate my health insurance premium” tab.
Enter the required details, such as plan type, name, date of birth, location, coverage, medical history, required sum insured, policy term, family members to include in the policy, mobile number, email ID, and more.
Based on the details entered, the website will display the health plans that best match your requirements.
You can then make necessary changes to the coverage features to arrive at a suitable premium.

Why should you calculate health insurance premium online?

1. Financial planning:

When you use an online premium calculator for health insurance, you know how much you will need to invest in the insurance. This will help you plan your finances easily.

2. Easy to use and accurate:

The tool is easy to use and helps save your time and resources. The online calculator also simplifies complex calculations and provides accurate results.

3. Helps choose the right health plan:

An online calculator also helps you compare and choose the right health plan. You can select different add-on covers as well and enhance your policy coverage.

4. Premium comparison:

You can compare the premiums of different health plans and choose an affordable option.

5. Customise:

You can easily customise the inputs as per your requirements to arrive at an optimum premium amount. This is done by adding or deducting the plan benefits and riders.

Conclusion

HDFC ERGO’shealth insurance premium calculator is a wonderful tool for those looking to customise their health plans for affordable premiums. This online tool helps you make necessary changes to the coverage of the health plans thatthe insurer offers. So, instead of depending on an insurance agent, you can quickly visit the website and calculate the premium online.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

Calculation Of Health Insurance Premium

How is Parents Health Insurance Policy Premium Calculated?

Planning to get health insurance? Premium Calculator is here to help

Why and how your family medical history can impact your health insurance premium

Health Insurance Premiums – Why are they Different for Men and Women