Albinism: Symptoms, Risks, and Health Insurance Options

Posted on: Jun 14, 2024 | 3 mins | Written by: HDFC ERGO Team

Albinism: Symptoms, Risks, and Health Insurance Options

Certain disorders, such as albinism, are genetic and cannot be prevented. However, the symptoms can be controlled and the affected persons, with the help of health insurance plans, can stay healthy in an overall manner.

What is Albinism?

Albinism is a condition where the body is unable to create sufficient amounts of melanin. Melanin is a pigment that gives the skin an even tone and colour. Without proper melanin production, the skin looks lighter or gets patches. Here’s a detailed overview:

1. Detection and diagnosis

Albinism can be directed at birth by looking at the baby. If he/she has lighter skin and hair colour in comparison to the parents, then albinism can be determined. A better diagnosis can be made by examining the baby’s eyes. A patient with albinism usually has weak eyesight. Further, a genetic assessment can diagnose the problem accurately.

2. Symptoms

As stated, albinism affects the skin and eyes. Therefore, the main symptoms are light patches on the eyes, hair and skin. While some people have small, light patches on some parts of their bodies, others have a uniform light skin tone, blonde hair and light eyes.

3. Treatment

There is no treatment available for albinism since it is a genetic disorder. If the parents of a baby have it, the baby will also most likely have it.

4. Risks

People with albinism have a greater chance of developing skin cancer, and this is why utmost caution should be exercised when stepping out in the sun. Proper clothing and sunscreen application must be in place.

The Role of Health Insurance

Medical insurance has evolved significantly and many specialised critical health insurance plans are available. However, research on genetic disorders like albinism is still in its nascent stages. The awareness is quite low as well. This is why we don't see any specific health plans covering albinism. However, genetic disorder coverage is available under quite a few health plans in India. Check out the government sponsored health insurance policy where there is an inclusion for genetic disorders. There is a waiting period clause associated with the coverage, so read the terms and conditions carefully before you buy the policy.

Conclusion

Everyone requires health insurance. There are some excellent health plans available that cover genetic disorders like albinism, so if you have this disorder or it runs in the family, get a good policy and have optional medical security.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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