List of Cashless Hospital Network in Kerala

Posted on: Nov 16, 2023 | | Written by:

List of Cashless Hospital Network in Kerala

Published on November 13, 2023. EST READ TIME: 3 minutes

Kerala is known for its natural beauty, geographical diversity, high literacy rate and overall development. However, the state has seen many deadly viral and non-viral epidemics in the past few years. Also, the incidence of lifestyle diseases and chronic conditions is increasing among people of all ages throughout the country. Keeping these things in mind, it is essential to take good care of your health and cover yourself and your loved ones under health insurance with adequate coverage. A healthcare plan ensures financial security during medical emergencies and prevents financial setbacks. You can choose the finest treatment and be on the road to recovery soon without letting financial worries take precedence.

In addition to offering wide coverage, a healthcare plan helps you opt for cashless treatment at any network hospital of the insurance provider, even without adequate finances in hand. If you are wondering how to avail of cashless treatment in Kerala, we will walk you through the steps. We will also share a cashless hospital list in Kerala to help you shortlist the ones nearby.

How to avail of cashless treatment in Kerala?

Cashless treatment is an important facility offered by insurance companies to their customers. Insurance companies have tie-ups with several hospitals throughout the country. These hospitals are termed as network hospitals of the insurance provider. If you choose a network hospital of your insurance company for a medical procedure, you can opt for cashless treatment. This simply means that after you undergo the medical procedure, the insurance provider will pay the hospital bills on your behalf.

The following are the steps to avail of cashless treatment in Kerala:

1. Select a network hospital of the insurer and inform them about your medical procedure. If it is a planned procedure, you must notify them at least 72 hours in advance. Medical emergencies should be notified within 24 hours of hospitalisation.

2. Show your cashless insurance card at the hospital at the time of admission.

3. Go to the insurer’s TPA desk at the hospital and collect the pre-authorisation form from them.

4. Fill out the form with the required details and submit it to the TPA.

5. The TPA will verify the details. If everything looks fine, they will approve your cashless claim.

6. When you get discharged from the hospital, the hospital will submit your discharge summary and other bills and receipts to the TPA for the settlement of your bills.

This way, choosing a cashless hospital for your treatment can save you from the hassles of filing a reimbursement claim later. However, in case the TPA denies your cashless claim, you can settle the hospital bills from your pocket and file a reimbursement claim soon after getting discharged. Most insurance companies want policyholders to file the reimbursement claim within 15 days of getting discharged from the hospital.

List of cashless hospitals in Kerala with contact information

If you have HDFC ERGO health insurance, you can find many network hospitals in Kerala for cashless treatment. The insurance provider has 71 network hospitals in Ernakulam, 33 in Thrissur, 43 in Thiruvananthapuram, 23 in Kozhikode, 20 in Kollam, 17 in Kottayam, 13 in Kannur and 7 in Wayanad, among others. From general nursing homes and speciality surgical centres to orthopaedic hospitals and eye clinics, HDFC ERGO’s network hospitals in Kerala offer policyholders various options.

So, whether you reside in Kerala or are visiting the state for work or leisure, you can avail of cashless treatment at any network hospital of your insurance provider without fretting about the bills.

The following is the list of HDFC ERGO’s cashless hospitals in Kerala. Click the link below to get the details:

https://www.hdfcergo.com/locators/cashless-hospitals-networks/Kerala

Conclusion

Kerala has been a hotspot for viral and non-viral diseases for over two decades. Therefore, it is wise to cover yourself and your loved ones under individual healthcare plans or family health insurance . This important investment can save you from mental and financial stress during medical emergencies. Even when you don’t have ready cash in hand, you can opt for quality and timely medical care at a network hospital of the insurer. So, make sure you buy health insurance and keep the cashless hospital list in Kerala handy for medical emergencies or planned procedures.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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