List of Cashless Hospital Network in Mumbai

Posted on: Nov 16, 2023 | | Written by:

List of Cashless Hospital Network in Mumbai

Published on November 13, 2023. EST READ TIME: 3 minutes

Thanks to unhealthy lifestyle habits, weakened immunity and high pollution levels, different infections and health conditions are afflicting people of all ages. If you reside in Mumbai, you must take extra care of your health and well-being to stay safe from vector-borne infections and other conditions that prevail in the city. Also, timely renewal of your health insurance policy and staying prepared for those medical emergencies is wise. A healthcare plan allows you to opt for quality and timely treatment without worrying about the bills. Moreover, you can avail of cashless treatment at any network hospital of the insurance provider. This will save you from the hassles of arranging adequate finances for settling the hospital bills from your pocket.

Read on to understand how you can opt for cashless treatment in Mumbai. We will also share a cashless hospital list in Mumbai to help you find a few good ones in the vicinity.

How to avail of cashless treatment in Mumbai?

If you have a health insurance policy, you can choose any network hospital of your insurance provider for cashless treatment. The following are the steps to avail of cashless treatment in Mumbai:

1. Choose a network hospital of the insurance provider and inform them about your hospitalisation at least 72 hours in advance. If it is a medical emergency, you must notify them within 24 hours of hospitalisation.

2. Submit the cashless insurance card provided by your insurer to the hospital.

3. Take the pre-authorisation form from the TPA or third-party administrator desk at the hospital.

4. Fill out the form correctly and submit it at the TPA desk. The TPA will check the form and your health insurance policy limits, riders and eligibility and approve or reject your claim accordingly.

5. If your cashless claim is approved, you may be asked to sign the discharge form and your hospital bills and receipts at the time of discharge. The hospital will send the same to the TPA desk for approval.

6. If the approved amount of your health insurance coverage exceeds your hospital bills, you may not pay anything from your pocket. However, if your hospital bills exceed the approved amount, you must pay the difference from your pocket.

If you are denied cashless treatment at a network hospital for some reason, you can settle the hospital bills from your pocket and file a reimbursement claim later. Make sure you file the reimbursement claim within 15 days of getting discharged from the hospital. Most insurance providers do not entertain late claims.

Cashless claim settlement is available to all health insurance policyholders. So, whether you have individual health insurance, family floater or senior citizens health insurance , you can choose cashless treatment at a network hospital of the insurance provider.

List of cashless hospitals in Mumbai with contact information

HDFC ERGO has a long list of network hospitals in different parts of Mumbai. The insurance provider has as many as 306 network hospitals in Mumbai and 32 in Navi Mumbai, so you can easily find a few good ones in the vicinity. These network hospitals include nursing homes, critical care and cardiac centres, eye clinics, orthopaedic hospitals, maternity homes, children’s hospitals, surgical centres, and other speciality healthcare centres.

The insurance provider also has tie-ups with some renowned hospitals in the city, including Lilavati Hospital & Research Centre, Nanavati Max Super Speciality Hospital, Breach Candy Hospital, and Holy Family Multispecialty Hospital. If you have HDFC ERGO health insurance, knowing the insurer’s network hospitals in your neighbourhood is important. If there is a medical emergency, you can quickly reach the nearest network hospital for cashless treatment. The following is a list of HDFC ERGO’s network hospitals in Mumbai. Click the link below to get the details:

https://www.hdfcergo.com/locators/cashless-hospitals-networks/Mumbai

Conclusion

Cashless treatment or claim settlement is one of the most important facilities health insurance providers offer. It saves you from the hassles of settling the hospital bills from your pocket and filing a reimbursement claim later. All you must do is inform the insurance company, fill out the pre-authorisation form and submit your cashless card and ID proof at the hospital TPA desk. The insurer will settle your bills directly with the hospital. So, check the cashless hospitals list in Mumbai and make a note of the ones in the vicinity.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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