The Best Family Health Insurance Plans in 2021 That You Should Look For

Posted on: Apr 14, 2021 | 3 mins | Written by: HDFC ERGO Team

The Best Family Health Insurance Plans in 2021 That You Should Look For

Health insurance is one of the most essential investments that you must make, in order to ensure the best care for yourself. It is often one of the first investments you end up making when you first begin entering the world of investments.

By investing in a health insurance policy, you can essentially protect yourself against any future medical emergencies that may arise. The best health insurance policies will meet your hospitalisation expenses, and even cover regular medical check-ups for the insured.

Since health insurance is one of the best gifts to make to your future self to protect against any unexpected medical emergencies that may crop up, it makes sense to share this gift with your family as well. Health insurance plans for family are seeing increasing popularity as more and more people seek to protect their family from inflated medical costs and unexpected medical situations.

There are several benefits offered by family health insurance plans. Read on to learn more about what these are

With a family health insurance plan, you can pay lesser premiums and gain more enhanced protection for the entire family
A family health insurance policy allows you to pay in a cashless manner at the hospital, if any of your family members who are covered suffer an unexpected medical emergency, thus saving you the worry of having to find funds
The tax benefits by a family health insurance policy make it a great reason to invest in the best family health insurance plans.

Several insurers in India today are offering family health insurance plans. The best family health insurance plans however, continue to be released by HDFC ERGO, whose latest offering, my:health Suraksha family floater plan, is fast making waves owing to its extensive coverage for a range of illnesses.

This plan, offered by HDFC ERGO, covers hospitalisation expenses, and offers the benefit of having no cap on the maximum amount that can be spent on the hospital room’s rent. With this policy, members of the family can get a free health check-up every year, and stay on top of their health.

The industry itself has been seeing a lot of evolving trends, which has resulted in insurers also offering a range of products that cater to more specific needs. However, even in this competitive market, my:health Suraksha has managed to emerge as the ideal policy for fulfilling the needs of every member of the family. Though the brand has long earned the trust of policyholders, the my:health Suraksha family floater plan has further enhanced its credibility with its 20-minute claim approval time and network hospitals numbering more than 10,000+. Read on to learn about the different inclusions covered under this family health insurance plan.

The policy offers a sum insured rebound which adds to your sum insured an amount equivalent to admissible claim amount subject to maximum of basic sum insured upon its exhaustion in same policy year Policyholders can pay premiums in installments, which allows you to get health coverage at an extremely cost-effective rate.
Policyholders get coverage for daycare procedures.
The my:health Suraksha family floater plan offers more extensive coverage than any other policy available to policyholders, with coverage for alternate medical treatments like homeopathy, Ayurveda, siddha and Unani, for those who wish to opt for traditional forms of Indian medicine.
my:health Suraksha policy offers coverage on expenses incurred for harvesting a major organ.
If you are hospitalized for more than 10 days at a stretch, this policy pays a lump sum amount under Recovery benefit for other expenses that would have been incurred while you were unwell.
Mental health is steadily seeing increased acknowledgement around the world, and my:health Suraksha policy covers hospitalization expenses for mental healthcare as well .
After renewing your policy, you get a free preventive health check-up every year irrespective of claims .

As is evident from the above points, the my:health Suraksha family floater plan is all set to revolutionize how Indians purchase health insurance plans and safeguard the health conditions of their family.

Family health insurance plans are steadily seeing increased popularity in the market, as more and more policyholders opt for them in order to ensure the entire family’s protection with a single policy. The my:health Suraksha plan, offered by HDFC ERGO, can be availed for policyholders above the age of 18 years and above.

Disclaimer

The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

+Available in selected cities. HDFC ERGO General Insurance Company Limited. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. For more details on the risk factors, terms and conditions, please read the sales brochure/prospectus before concluding the sale. UIN: Product Name my:health Suraksha HDFHLIP21473V052021. IRDAI Reg. No.146 CIN: U66030MH2007PLC177117. UID: D2-70

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