Posted on: Jul 15, 2021 | 3 mins | Written by: HDFC ERGO Team

How to make your home monsoon proof?

Published on July 13, 2021. EST READ TIME: 3 minutes

How to make your home monsoon proof?

After a super-hot summer, the pitter-patter of rain can bring you a lot of relief. Apart from lifting your mood, a timely monsoon is a necessity for good crops. But heavy rains can impact your house adversely, by damaging both the exteriors and interiors. They can lead to cracked walls and damp ceilings. Leakages can ruin the walls and paint, sending the overall aesthetics of the property for a toss. Whether you are an owner or tenant, you must take a few preventive steps to protect your house during the rainy season.

Tips to make your home ready for monsoon

1. Get home insurance: While you should take all the preventive measures possible, you should also have a contingency plan in the form of insurance. Buy a home insurance policy that provides cover for both the structure of the house and its valuable contents. This way, you will receive compensation for repair expenses if the rains cause any partial or complete damage to the floors, ceiling, wires, furniture, appliances, etc. And not just deluge-related damages, it will protect your home in case of many other natural and manmade calamities.

2. Get it waterproofed: Coming to DIY stuff, one of the easiest things to do is apply waterproof paint on the exterior walls and metal-framed windows. Look for any cracks in your roof, walls, and tiles and cover them with white cement and pores with wall putty. This will prevent water or moisture from seeping in.

3. Protect the contents: Monsoon dampness can ruin the contents of a house, from wooden furniture to costly carpets. Put plastic sheets on them as a layer of protection during the monsoons. You can use naphthalene balls or cloves to keep the contents of your closet dry and odour-free.

4. Check the drainage system: In the absence of a proper drainage system, clogged drains can lead to flooding and that can have terrible consequences. Ensuring that there are no corners in your house where water can accumulate and maintaining clean drains are important steps to take.

5. Check electrical fittings: A short circuit due to a wire’s contact with water can lead to a fire. It’s better to call an electrician for inspection of the wiring and get all exposed wires and plug points covered to avoid mishaps. Also, consider installing a stabiliser to handle sudden fluctuations.

6. Proper ventilation: Once it stops raining, closing windows and doors will prevent proper cross-ventilation at home and deepen the dampness. A moist place is a good breeding ground for germs and pests and becomes a reason for health hazards. So, make sure you air out your home.

Conclusion

Remember the adage, ‘when it rains, it pours'? Well, if you don’t take measures to protect your home against the damages caused by the downpour, not only will you be inviting a disaster, but you will also end up lowering the value of your house. Hence, following the above-mentioned tips on how to make your home ready for the rains will go a long way in protecting its outside as well as inside. Moreover, securing your sweet abode with home insurance should be on your priority list too. And it will come in handy, no matter what the season.

 

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

 

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