Be at Ease: Keep Your Jewellery Safe on Vacation

Posted on: Dec 24, 2021 | 3 mins | Written by: HDFC ERGO Team

Be at Ease: Keep Your Jewellery Safe on Vacation

Going off on vacation should be an exciting time, where your mind can focus on the present and not think about all the work that may be piling up, or the routine that you had to abandon, or all valuables you have left behind unattended. As luck may have it, we have compiled a list of precautions you can take to protect your jewellery when you are on vacation, ensuring the safety of your ornaments and your peace of mind too.

1. Keep a Nifty Hiding Location in Mind

One of your first lines of defence against potential theft of your jewellery while you are away, is preventing the thief from being able to locate the jewellery in the first place. Suffice to say that if they cannot find your jewellery to begin with, stealing it remains a distant aspiration. While this is no replacement for jewellery insurance, it will pay off to have put some thought into the hiding spot for your jewellery.

One can fall down a severe rabbit hole trying to map out multi-tiered mind games in an attempt to outsmart a thief, though some simple guidelines could include picking a spot that is not easily accessible in your house in the dark, one that requires furniture to be moved around or a place that does not look like it has storage space, to begin with.

2. Inventory All Your Jewellery.

You will only be able to find stolen jewellery if you know it is missing. Keep tabs on the jewellery you own, and enjoy the added peace of mind that comes with being able to check if every piece of jewellery you own is present and accounted for when you get home.

3. Make Use of a Deposit Box

Keeping things safe usually involves keeping them under lock and key. Who is more qualified to do so than a company that specializes in keeping things under lock and key? Placing your jewellery in a ban1k deposit box could be the safest way of protecting your valuables. Furthermore, it also means that if by chance you have taken out jewellery insurance the likelihood of you having to make a claim is quite minimal. In truth, if your jewellery does go missing from a bank deposit, it's going to be next to impossible to falsify your insurance claim anyway, so win-win?

4. Wrap it Up

A thief won’t steal something he or she does not think is jewellery to begin with. Instead of hiding your jewellery behind a vault, an alternate approach could be to hide it in plain sight, wrapping it in the newspaper for instance. While we do not recommend leaving it out on the table wrapped in newspaper, camouflaging could keep your jewellery safe from prying eyes, as they won’t know what is worth examining.

5. Keep it in a locker

Availing of a locker service is another potentially nifty way of ensuring that your jewellery is kept safe from robbers and thieves. A locker, much similar to a safety deposit box can be availed of from a bank where you pay to acquire a locker for a given period. Additionally, there is a growing trend of people purchasing compact-sized safes and lockers to install in their cupboards, houses and sometimes even in their walls behind a painting. Having a locker might give away the location of your jewellery (unless you are thinking two steps ahead and have gotten a locker only to deceive the thief), though it will exponentially increase the amount of effort taken to access the jewellery. Unless the thieves have access to specialized equipment or heavy machinery, it is unlikely that they will be able to get through the locker.

6. Get Jewellery Insurance.

Jewellery insurance should be considered the last stone you rely on as far as jewellery theft is concerned; While it is suggested to have your jewellery insured, relying solely on your insurance might be a bad idea. Instead, it is ideal to purchase jewellery insurance for your jewellery whilst still taking all the aforementioned precautionary steps towards ensuring that your jewellery is kept under lock and key.

Conclusion

While your jewellery might not serve the same utility a house or a car does (which justify insuring these), they oftentimes could be of equal or larger value, making insuring your jewellery a no brainer. If you are looking to purchase jewellery insurance, the HDFC ERGO website has a wide variety of offerings that you could consider. Despite having jewellery insurance, however, you should ensure that you are not being careless with the safety of your jewellery, keeping it under lock and key when it is not in use.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

5 Types of Damage That You Should Cover Under Your Home Insurance Policy

Special Add-Ons That Make Home Insurance Offer Better Protection Than Standard Policies

5 Add-On You Should OptFor Your Property Insurance