Property Tax Surat: Guide to SMC Tax & Payment

Posted on: Apr 16, 2025 | 3 mins | Written by: HDFC ERGO Team

Property Tax Surat: Guide to SMC Tax & Payment

Steps for Calculating the SMC Property Tax Amount?

In the case of assessing the SMC property tax amount in Surat, this process can be defined by the various steps based on the Self-Assessment Scheme (SAS) set by the Surat Municipal Corporation, besides some more steps provided here to assist you through the procedure:

1. Property Type Determination:

Identify whether your property is residential, commercial, or industrial, as varying rates would apply to each one.

2. Property Identification Number:

This is a number unique to your property used to identify it in the SMC system, which is found on past tax receipts.

3. Calculate Built-Up Area:

Measure the entire built-up area for your property, which comes into consideration with all-inclusive floors, as it is very important for the determination of tax.

4. SMC Property Tax Calculator:

Refer to the official site of the online SMC property tax calculator. Enter your property details to generate an estimate.

5. Tax Rate Application:

There is a specific property tax rate per square foot for the property-type division set by the SMC. Therefore multiply the built-up area by the relevant tax rate to obtain the basic property tax amount.

6. Add Additional Charges:

Cesar or other levies, additive to the property tax based on property location, should also be included.

7. Totalling:

Once the basic property tax and the extra charges are added together, they will give you the total amount of property tax due.

A good knowledge of how to compute property tax Surat would ensure that the property tax levies are duly paid and no penalties accrue. At the same time, it implies that you must also consider securing home insurance or property insurance that protects your investment.

How to Make the Payment of SMC Property Tax?

Online payment of SMC property tax is done as follows:

1. Log on to the Official Website: Browse [suratmunicipal.gov.in](http://suratmunicipal.gov.in).

2. Head to the ePay Section: Seek the "ePay"/"Online Payment" area on the homepage.

3. Enter Property Details: Enter your special 14-digit tenement number, which is placed in the upper right corner of your last receipt.

4. Get Tax Dues: Once you enter your tenement number, you will be able to see your outstanding property tax dues.

5. Choose Payment Method: Select your choice of payment, i.e., credit card, debit card, or net banking.

6. Make Payment: Follow the instructions on the screen to make the payment. Always check twice for correct details before submitting.

7. Wait for the Receipt: The receipt may be downloaded or printed after the payment has been successfully.

How to Make the Payment of SMC Property Tax Online?

The steps for paying SMC property tax online are as follows:

1. The SMC website must be visited here: suratmunicipal.gov.in

2. The homepage has "ePay" or "Online Payment" visible on it

3. Your property's tenement number is very important for your property tax account identification. Enter your 14-digit tenement number

4. Outstanding property tax dues would now be displayed on the screen after entering the tenement number

5. Select the payment method of your choice: credit card/debit card/net banking

6. On-screen instructions guide you through the payment process. Make sure to verify all details entered to avoid errors

7. After a successful payment, download or print the receipt for your records, as it is the proof of payment

How to Make the Payment of SMC Property Tax Offline?

To secure the SMC tax on a property offline, one must necessarily visit the nearest SMC ward office or appointed bank branches collaborating with the Surat Municipal Corporation. The form for property tax payment must be filled in with the details of the property and submitted with the payment. Taking a copy of the receipt is necessary.

Payment Options for SMC Property Tax Offline

1. SMC Ward Offices:

Payment can usually be made in person at the nearest SMC ward office. You should take the property tax bill along with any identification required.

2. Designated Bank Branches:

Payments can also be made with authorised bank branches working with the Surat Municipal Corporation. The list of such banks can be found on the SMC website.

3. Citizen Facilitation Centers (CFCs):

CFCs provide a variety of services, one of which is property tax payment. Payments can be made by cash, cheque, or debit card.

FAQs About SMC Property Tax

1. What is SMC Property Tax, and why is it necessary?

The Surat Municipal Corporation levies SMC Property Tax on the owners of properties located within the jurisdiction of Surat. This tax goes a long way in funding vital community services like the infrastructure needed for waste management and public amenities. It also ensures that citizens are obligated towards fulfilling the local regulation for the development of the city.

2. How can I pay SMC property tax?

SMC property tax payment can be done via internet banking or using credit/debit cards at the Surat Municipal Corporation website. Other modes of payment are offline at designated SMC ward offices or authorised banks. Always keep the receipts.

3. Do I need property insurance if I pay property tax?

Yes. Paying property tax is a legal requirement, but you should also do everything necessary to get home insurance and property insurance to protect your investment from any untoward occurrences, such as fire, theft, or natural calamities — cases of inevitable disaster. That way, the homeowner will have some funds to recuperate lost investments while paying taxes.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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