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Protect your home from these Holiday Disasters: 10 Home safety tips

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The moment you read the heading, you might be wondering, what are the holiday disasters? So, let us first understand what holiday disasters are. Some obvious things are if there are any toxic plants within the house, children’s mischief, sudden mishaps, accidents, failures of critical equipment. While on a vacation it’s wise to keep the worries away and make sure you keep your house protected from any unforeseen circumstances. Here are 10 tips that can keep your worries in check.

So, let us start.

Homeowners Insurance: First thing. Ensure that you have sufficient insurance, coverage. Please make sure it is up-to-date before the holidays start. Many unexpected things are likely to happen during the holidays. You must protect yourself from all these unexpected happenings before proceeding on the holidays.

Holiday related claims: Next obvious question that pops in mind is whether I can make claims, even if I am on holidays? The answer is yes. Of course, there might be off-shoots of these questions, and the procedure might differ from case-to-case, but yes, it can be done; there is a workaround because ultimately, the insurance is for home, property, family, nominees, and heirs.

Home protection: What is home protection? To summarise it, it is the protection for your home premises, surrounding property, your near and dear ones, and other valuables, internal and external, fixed assets and variable assets. Whatever one thinks is precious to any homeowner. It’s also referred to as home insurance.

Home Safety: It’s very important to ensure home safety first. Everybody might have his/her ideas about home safety and takes appropriate measures for them. Safety locks, tamed/trained dogs, security guards, secret cameras, close monitoring of visitors are the commonly adopted measures. Few people adopt a few advanced measures like insurance and outsourcing the protection or bodyguards, lifeguards.

Watch out for kids and senior citizens: Kids or children and senior citizens are likely to be ignored or given more liberty during the holidays. They might risk out on their own on some activities, which they are unlikely to do during the regular days. It might be a good idea to find ways to keep a suitable lookout on these children and senior citizens.

Careful about fire hazards: Similarly, few dangerous or adventurous activities might pose a threat of fire, spark. Ultimately, it may lead to severe conditions. Again, it would be good to take extra care before jumping into such circumstances.

Consult professionals or experts: Before jumping into any unknown area, it is advisable to discuss/consult an expert/professional of that task. After all, they certainly know the correct, safe procedure; they know the possible/hidden hazards so that one can guard against those pitfalls.

Precautions before renovations: During the renovation, one might visit several places, which are rarely visited: lofts, woody areas and similar areas. There is always a fear of rodents or cockroaches. Few things like a ladder, staircase might be damaged, and pipelines might have developed cracks and may NOT be safe. It is best to be careful and take adequate precautions to avoid any mishap.

Seasonal safety: Every season has its risks. Winter might have excessive cold or snow, summer might have scorching heat, and monsoon has its threats of flooding common areas. Each kind of threat can be dealt with on a case to case basis.

Precautions before travel: The last but the best. Many people venture out on travel, loaded with excitement. Many a times, they go out without planning, and that can result in serious problems. Controlled luggage, suitable clothes as per geographical conditions, suitable food beverages, medicines, supporting documents, financial arrangements, first-aid kits, necessary tools are some of the most likely indicative items one should plan.

To ensure your home is safe while you are away its vital to have an extensive home insurance to avoid any kind of stress during the holiday. The above checklist might be helpful.

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