Posted on: Mar 26, 2021 | | Written by:

Stay safe from the pandemic, buy home insurance online…

Published on March 25, 2021. EST READ TIME: 3 minutes

Why it is safe to buy home insurance policy online during this pandemic

Just as you make every attempt to cover, the risk related to your life and health; it is also very important to make every effort to keep your home safe. You must get home insurance to keep your home and its contents safe from many nature-induced or man-made risks. However, buying the home insurance policy in the traditional way is quite risky in times of a global pandemic. And you have a safer option! You need not step outside of your home, as it is now available for purchase online. Let us see why buying your home insurance policy online makes much more sense now than ever before.

  • Complete protection for your home- The standard policy that you get when you buy a home insurance policy online provides near-complete protection to you. The policy will cover damage caused by fire, including electric fire. It will cover problems and damage due to water inundation and flooding. For people living in coastal areas, home insurance policy will provide protection, because pandemic or not, cyclones are an ever-present risk. Then there is also the fact that thieves and burglars are still going about their business. All these risks are properly covered in home insurance policy purchased online.

  • No need to step out of home- You do not need to step out of your home when you buy insurance online. The entire process can be doneover the internet. There is no need to expose yourself to other people when everyone needs to follow social distancing norms very strictly. Traditionally, people tend to sit with an insurance agent to discuss all insurance clauses. This can be done over chat and phone when you purchase the policy. Buy home insurance online and the company will email you the policy documents and mail a printed copy to your doorstep.

  • Get attractive discounts- Buying home insurance policy tends to cost too much. However, when you buy the policy directly from the insurance company website, you will be able to get many discounts. Commonly, the insurance companies offer discounts like long-term discount when you insure your home for multiple years in one go. Safety and security related discounts could also be available if your home security system meets certain guidelines and regulations. In addition to these, the insurance company may also provide you intercom discount and salaried discount as a special benefit to customers having good track record with them.

  • Wide choice of add-ons- When you buy home insurance online, you get to choose many add-ons with it. You can buy add-on features to protect your jewellery and valuables as well as portable electronic items, each of which may cost lakhs to replace. An add-on to insure your pedal cycle is also available. You can also buy add-ons for third party liability cover and terrorism protection cover.

  • Get reward points when you pay by credit card-  One great advantage of buying your home insurance policy online is that you are allowed to make payment by using your credit card. Consider the fact that you are making a very large payment from your credit card. This means you will rake in a very large number of card reward points in one go. Some credit cards allow you to convert reward points to cashback or redemption against card bill. This is a straight-up discount you are getting on your home insurance purchase. Then there are fuel cards, which allow you to fill petrol or diesel with reward points. This is also a direct benefit when prices of fuel are at never before high levels.

Conclusion

In times of a global pandemic and economic uncertainty that ensues, you need to make smart decisions at every step of life. Buying Home insurance online is among the wisest decisions you can make. Not only will it secure your property, but also keep you safe from the risk of Covid-19!

Disclaimer- The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.


Blog