How to tick off every dream destination in your bucket list from 2023 onwards

Posted on: Dec 14, 2022 | | Written by:

How to tick off every dream destination in your bucket list from 2023 onwards

Published on December 14, 2022. EST READ TIME: 3 minutes

How to tick off every dream destination in your bucket list? – Travel Insurance

It is December, that time of the year, when we start drafting our resolutions. Whether we stick by them or let them slip there is joy in making these resolutions, and travel has a special place on these lists for almost anyone. But the inevitable always happens – work, life, kids, health, and travel slips from our priority list. But let’s reverse the story from 2023 onwards. Make travel a priority and not an option. Then, withthe best travel insurance in place, start ticking off destinations from your bucket list and soak in the wonders of this world.

Getting started

To travel far and wide, you must always have a plan. This plan is not just about having an itinerary and list of destinations; it is also about how to put your travel plan into action. It starts far before your time to travel comes.

How to make a no-excuse travel plan for 2023

Learn to save

There are a lot of funny memes and picture messages over the internet that mock armchair travellers. One meme says, “Me: I want to travel; Bank account: Please, go back to work. So, you get the drift. If you want to travel, you need money. The only way you can have money to travel places is by saving enough. Here are a few tips to save the right way:

1. Every month, keep some funds aside for your travel plans. You can also make a separate account for travel-saving and activate direct debit. Hide the ATM card and cheque book so you don’t use those funds for other purposes.

2. Stop unnecessary expenses. Did you know you don’t have to buy stuff from every sale online? Neither do you have to take a subscription to every OTT platform if you don’t have time to enjoy them. You will be amazed to see how much you can save by diverting these amounts to your travel-saving account and how these funds will come handy while buying an International Travel Insurance when traveling abroad.

3. Cook more and order less. This will help you save for your travels and make your gut healthy.

4. Try to save on your daily travel (take public transport often), electricity and internet bills.

5. Try to fix things more than buy a new entity altogether. For instance, if a damaged TV can be repaired, don’t invest in a new one soon.

Take travel Insurance

While saving for your travel, don’t forget to allocate funds to buy travel insurance. Travel insurance is like a safety net which will take care of your unnecessary expenses in case of an untoward incident like – missing baggage, any medical expenses due to an illness in a foreign land, or other such eventualities. Unplanned expenses can curtail joy and probably the duration of your travel. Educate yourself about travel insurance and pick one that suits your needs.

Plan your holidays better

Check your calendar well in advance and club up public holidays with weekends so you don’t have to take extended breaks from work. Alternatively, you can block days in your calendar for travel every three, six or nine months, depending on other logistical factors. Inform at work and your family about your travel plans as well. Impromptu vacations are fun, but with planning, you may take off to your dream destination as planned. Similarly, secure your vacations by buying yourself an overseas travel insurance that can protect you from unforseen events like flight delays, baggage claims and medical emergencies.

Look for travel buddies

Travel plans with friends can sometimes be called off. But it is fun to get along with like-minded travellers to explore a new place and share thoughts. So, look for travel buddies looking to explore similar destinations like yours. Remember to take a travel group insurance policy to secure your vacation from medical emergencies or baggage-related issues like lost luggage or delay in baggage.

Budget your holidays

Remember we told you to cut down on your unnecessary expenses to save for your travel. Follow the same rule while you are holidaying too. It is fine to pick souvenirs but don’t go overboard with travel shopping. Remember you still have places to go, and saving during your holiday will increase the budget for your next trip. Make a financial plan beforehand and ensure you don’t spend over 10 per cent of your budget on your travel expenses (keeping inflation in mind).

Prioritise your destinations

Choose your destinations carefully. If your bucket list is a mix of expensive and budget-friendly places, travel to the budget-friendly ones first, especially if you haven’t saved enough for the expensive destinations. But don’t postpone your travel plans. There are destinations where the currency rate is lower than the Indian rupee. If those places are there on your list, tick them off first. Also, ensure you get the best travel insurance plan for yourself that covers your travel related eventualities abroad.

The takeaway lesson

If travel is one of your resolutions for 2023, don’t let it slip this time. Instead, start planning now. Check out destinations you can travel to, save enough for the trips, and check HDFC ERGO’s Travel insurance plans to secure your holidays from any unplanned events that can spoil the mood and prepare yourself to take off on time. So, get your travel bags and shoes out already.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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