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Top 5 Reasons Why Travel Insurance is Your Best Companion on Vacation

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Published on October 28, 2021. EST READ TIME: 3 minutes

You have booked that much-awaited vacation and gotten all the bookings done at just the right discounts! Nothing could spoil your plans to travel any longer at least! However, just before you leave there is a major issue with your nearest airport and you get stuck in the queue owing to a last minute flight cancellation! Disappointed, are you? And probably distressed too because you took a non-refundable ticket after all! This is why having the right travel insurance India plan is mandatory just as you plan a vacation.

There could be glitches and issues too many that might make your vacation go all out of place. Having the best travel insurance India plan from HDFC ERGO will lend you some peace of mind because you would be covered against so much more than you expect—during and on your break! Check out the top issues that are covered by the right travel insurance India plan.

1. Medical emergency -

Choose the best travel insurance India plan from HDFC ERGO to stay covered against any sort of medical emergency at the outdoor location. you might even trip and get laid off due to an injury. You might simply be down with the flu that needs emergency care at the hospital. Spending lots of cash at an overseas hospital might not always be an affordable option. Therefore, the right travel insurance plan covers you against such possibilities and offers cashless options to tap treatment at the right time. Depending on your policy type and add-ons included, you might even have coverage to fly in someone from home to attend to your emergency.

2. Strikes/riots -

Given the sensitive political situations across the globe and the uncertainty of violence due to a localized problem, you might be unlucky enough to be trapped in a rioting hub. Injury from riots or strikes and even evacuation because of these circumstances, are all covered under the relevant travel insurance plan from your provider. You might discuss the possibilities around these and get adequate coverage sanctioned by your insurance provider.

3. Natural calamity -

Natural calamities have a way of their own and it might not always be possible to track each one of them around the globe. If you happen to be stuck in one, and face loss of personal belongings, issues to your health and anything related—the right travel insurance plan offers coverage. Floods, cyclones, a fire or even a tsunami—anything might strike at an hour’s notice and leave you shattered. At least with HDFC ERGO by your side, you can spare yourself the financial implications.

4. Lost/misplaced passport or visa -

One of the worst nightmares any traveller might anticipate is—losing your vital documents on a trip can be harassing as well as a pricey challenge. With the right travel insurance India plan in tow, you can get reimbursement for all financial transactions you initiate for getting fresh documentation done. Moreover, you might even get coverage for loss of personal baggage if you happen to misplace the same. The right plans cover expenses for buying new baggage contents to replace the lost or misplaced ones!

5. Flight cancellation -

The most frequent issue the majority of travellers encounter around a trip, this issue is well covered by the right policy for travel insurance. You might have access to a reimbursed amount in such a situation or might also get an instant refund as per policy terms. This spares you extra charges and huge amounts for last minute bookings due to delays.

A number of tourists from India and elsewhere are seeing issues such as facing frauds on an offshore travel spot. With the rise of such crimes and even the heightened risk of losing money due to a credit card scam—you are best off by booking a relevant travel insurance plan just as you plan a trip anywhere.

A number of countries worldwide have made it mandatory to have travel insurance pinned to your tourist visa. A number of embassies regularly reject visa applications for lack of relevant travel insurance documentation as well. Gradually, the need for thebest travel insurance in India is becoming evident.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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