T20 World Cup 2024: Discover Benefits of Travel Insurance

Posted on: May 6, 2024 | 3 mins | Written by: HDFC ERGO Team

T20 World Cup 2024: Discover Benefits of Travel Insurance

The International Cricket Council (ICC) has scheduled the upcoming T20 World Cup 2024 from 1st June! If you have already planned to join the excitement at stadiums, you need to visit the USA and West Indies.

When visiting different places to witness the nail-biting battle of teams, you must carry the shield of a good insurance policy. This blog post is intended to clear all your doubts about international travel insurance and discuss how it will safeguard you when something unexpected happens!

Decoding Travel Insurance

We should enter the topic by knowing what travel insurance is! Suppose you are travelling abroad or within the country. It can be for an energetic occasion like the T20 World Cup or a simple tour. It sometimes has unexpected risks like luggage loss, medical emergencies or flight delays. In these moments of frustration, you are more likely to face financial stress. Having insurance on your journey is all about tackling this financial stress. Your insurance policy will cover these incidents up to a certain sum insured. Your medical bills or an amount to cover your loss will be paid to make your journey smoother.

All The Perks Of Having A Travel Insurance Policy

Travel insurance is like your journey’s guardian angel, especially when venturing into the unknown far from home as a cricket fan. You may never wish to claim it, but its value is undeniable when unexpected twists arise. Explore all the benefits of having the policy with a deeper understanding-

1. Health Hiccups

Falling ill or getting injured during your favourite team’s match can dampen the spirit. International travel insurance ensures access to necessary healthcare without the financial strain. It can be hospital admissions, doctor visits, or even arrangements for medical evacuation; your policy will handle everything up to your chosen sum insured limit.

2. Travel Troubles

Air travel is popular for delays or mishaps like missed connections, which can throw a wrench in your itinerary and incur additional costs during your T20 World Cup tour. If you have a decent insurance policy, it will cover unexpected out-of-pocket expenses for meals and accommodations. Generally, a delay of more than 6 hours means you are eligible to get those expenses back in your pocket!

3. Document Dilemmas

Misplacing your passport abroad spells trouble. Thankfully, travel insurance eases the burden by covering the expenses of securing a replacement. With its help, you will experience a smoother journey back home.

4. Luggage-related Issues

Loss or damage to luggage by airlines is an all-too-common travel woe. If the airline fails to return your luggage in 24 hours, your insurance policy will compensate for the loss so that nothing can spoil the fun of experiencing a live T20 World Cup match.

5. Card Catastrophes

Many people prefer carrying a debit or credit card on their holiday. The theft of these cards can leave you stranded financially. Travel insurance covers any unauthorised transaction from your card up to 12 hours before reporting the incident.

6. Additional Advantages

Except for what we have already mentioned, your travel insurance will add more benefits to your T20 World Cup 2024 tour! Here are those-

- Airlifts to hospitals for medical evacuations

- Compensation for personal injuries

- Emergency dental care

- Reimbursements for missed flight connections due to unforeseen delays

- Coverage for personal liability

- Allowances under distressing situations like hijacks

- Coverage for stolen baggage

- Insurance for theft of portable electronic devices

- Financial aid during monetary emergencies.

So, if you have already planned to experience your favourite team’s action in this upcoming T20 World Cup, this insurance policy will provide a sense of security throughout your journey.

Things Not Covered Under The Policy

Knowing things not covered under a typical international travel insurance policy is vital. Here are those-

1. If you have a pre-existing disease and opt for its treatment, your policy will not cover it.

2. All types of self-inflicted injuries are excluded from the policy’s coverage list.

3. Cosmetic and obesity treatment costs are not generally covered under the policy.

4. Your policy will not shield you if you consume any banned or intoxicant items during your trip to enjoy T20 World Cup matches.

How To Make A Claim

The claim process for travel insurance is quite simplified. You can visit your insurer’s website to fill out the claim form or ring the helpline number. Experts will help you navigate through the process if you face any complications.

Remember, it is best to notify your insurer at the earliest if something unexpected happens.

Conclusion

We know what it is like to watch a live match of the upcoming T20 World Cup 2024 for a cricket fan. Nothing can beat the energy you will feel when cheering for your favourite team or player! But accidents can happen at any time, and unwanted hassles can ruin your well-planned tour. That’s why keeping an insurance policy with decent coverage with you is the smartest decision. Enjoy your cricket matches while a comprehensive travel insurance policy protects your peace of mind!

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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