Why You Should Avoid Triple Riding on A Bike in India

Posted on: Jan 23, 2023 | | Written by:

Why You Should Avoid Triple Riding on A Bike in India

Published on January 20, 2023. EST READ TIME: 4 minutes

Two wheelers are incredibly popular in India. And there are plenty of reasons for the same. For starters, they are much more affordable to buy. You need not spend a fortune to maintain them due to the higher fuel efficiency. And the cost of regular service is also affordable. The lower costs translate to a lower premium for an insurance policy for bikes.

Not to forget that you can easily get through traffic with the help of a two wheeler. These reasons make two wheelers one of the most desired and sought-after modes of transport in the country. On the other hand, two wheelers pose a lot of challenges and risks as well. Indian families usually have more than 2 members, which makes it challenging to use two wheelers for all purposes.

It is a common sight to see triple riding on Indian roads. Given the fact that two-wheelers are designed keeping two people in mind, triple riding can be quite dangerous. To stay away from accidents and any sort of unforeseen events, you must avoid triple riding and opt for a bike insurance policy. .

Why is triple riding prohibited in India?

It is no secret that India is incredibly populous. This is also a result of India being one of the largest consumers of two-wheelers in the world. And with so many vehicles on the road, the possibility of an incident or accident increases several folds. To ensure that people do not triple ride, the Indian government has passed some stringent traffic rules and regulations.

The main traffic rules related to triple riding via a two-wheeler

Here are some of the traffic rules that you must abide by.

1. At any time, only two people should ride a two wheeler. This includes the driver of the two wheeler.

2. It is important for both riders to wear helmets while riding the bike.

What if strict rules are not followed by riders?

If you fail to follow the above traffic rules and are caught by traffic police personnel, you can expect the following.

1. You must pay a fine of Rs. 1,000 to the traffic police department. Depending on the state that you are living in, the penalty can be a bit higher.

2. In some cases, the traffic police personnel can temporarily suspend your license for up to three months. In those instances, you cannot ride your bike for the duration mentioned.

Why should triple riding be avoided?

It is a rather common sight to see people triple riding in India. It is as common an infraction as not wearing a helmet for riding or jumping traffic signals is. And it must be avoided at all costs. Though people get away with triple riding, they put themselves and others on the road at great risk.

Since two-wheelers are designed for two passengers only, any more people on it can disturb its balance and make it difficult to control. Should that take place, it is only a hazard in the making. Apart from the rider, others on the road as also at risk of being involved in an accident.

Constantly loading a bike with three people will also have long-term impacts on the mechanical structure of the bike. From the data available, it is seen that a lot of triple riders are in the age group of 18 to 25 years. This age group can be brash, and the lack of proper traffic rules and regulations adds to the menace. With heftier penalties and repercussions, triple riding is not recommended at all.

How to secure your bike?

For people who do not engage in triple riding, taking good care of your bike and regular service and maintenance is essential. A crucial part of maintenance is an insurance policy for bikes. People who bought their bikes recently will have a long-term third party bike insurance plan. This is because of the modified rules and regulations.

India currently has more than 1.5 crore bikes on the road, which makes the roads quite populous. And one might get into an accident without any fault of theirs. Having a bike insurance policy can safeguard you against such situations. Here are some of the leading reasons for you to buy an insurance policy for the bike.

1. Mandated by the law:

The laws make it mandatory for bike owners to have third-party bike insurance. The policy offers basic coverage where it protects you financially and legally in case of an accident involving a third party. The third party can be a person, vehicle or property. Failing to ride without insurance can lead to hefty penalties and even imprisonment in some cases.

2. It pays for repair bills:

In the unfortunate event of an accident, bike insurance can help you to repair the damages on the bike. However, merely having third-party bike insurance policy will not help you in this case. Bike owners who already have a third party policy can opt for standalone OD bike insurance. The cover will ensure that any damage to your bike is also covered.

3. Receive compensation if the bike is stolen:

If your bike gets stolen and is untraceable, the insurance provider will compensate you with the value of the bike. This is possible as long as you have standalone OD bike insurance or comprehensive bike insurance cover.

4. Protection against natural calamities:

There is a constant rise in the number of natural calamities in the world. A bike insurance policy protects your bike against natural calamities such as floods, cyclones, earthquakes, landslides, etc. is crucial. The policy will pay for repairs for any damage that the bike incurs due to the natural calamity.

5. Pays for third party compensation:

An accident can involve a third party individual, property or vehicle. If you do not have a policy, the onus of paying for the damages or injuries is entirely on you. However, a third party bike insurance plan will ensure that you do not pay for such damages or injuries.

6. It provides complete peace of mind:

With a bike insurance plan in your pocket, you can easily ride your bike without having to worry about various expenses. You also need not worry about hefty penalties that are awarded due to the lack of a bike insurance policy.

For more detailed information on traffic rules, including important considerations, you can refer to this informative article on Traffic Rules for Two Wheeler Riders.

Conclusion

Triple riding on a bike can be quite dangerous not only for you but for other individuals on the road as well. There are a number of reasons to avoid triple riding, as mentioned above. The most important is the amount of risk and danger that it can pose to the lives of people on the bike. By avoiding triple riding on a bike and by opting for the insurance policy for bike, you can ride safely without any worries.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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