Top Budget-Friendly Bikes Under 1 Lakh in India

Posted on: Jul 19, 2023 | 3 mins | Written by: HDFC ERGO Team

Top Budget-Friendly Bikes Under 1 Lakh in India

Looking for the best bikes under 1 Lakh in India? Look no further! In this blog, we explore a selection of bikes that provide excellent value for your money. With options many options available in the Indian market, these bikes cater to diverse riding preferences. Whether you seek fuel efficiency, sporty aesthetics, or a comfortable ride, these affordable choices deliver both performance and affordability, making them ideal for budget-conscious riders in India. Additionally, we discuss the importance of bike insurance in protecting your motorcycle against accidents, theft, and damages, ensuring financial security.

In India, where affordability is paramount, finding a reliable and budget-friendly bike under 1 lakh can be a challenge. However, there are several options available for the best bike under 1 lakh on road price points that offer value for money and impressive performance. Before hitting the road, don't forget to get insurance for bike. A comprehensive bike insurance policy protects you from financial losses in case of accidents, theft, or damage. Let us explore the exciting world of budget-friendly bikes!

Factors to Consider When Choosing a Budget-Friendly Bike

Cost is an essential determinant when buying a bike in India. Here are factors that can guide you in choosing a suitable bike that supports both your needs and your wallet.

1. Usage

Determine how you will primarily use the bike (e.g., daily commute, weekend getaways).

2. Engine Capacity

Smaller engines (below 150cc) offer better fuel efficiency, while larger engines (200cc or higher) provide more power.

3. Mileage

Fuel economy is essential for budget-conscious bikers. Look for bikes that offer high mileage per litre.

4. Maintenance Costs

Regular upkeep is necessary. Consider the availability and cost of spare parts and servicing.

5. Resale Value

If you plan to sell the bike in the future, opt for models with a higher resale value.

6. Brand Reputation

Brand names normally offer good quality and long-lasting bikes with proper after-sales service.

7. Comprehensive Bike Insurance

Get comprehensive bike insurance to cover against damage, theft, as well as third-party liability.

8. Road Price

The on-road price comprises the ex-showroom price, registration charges, insurance, and all other applicable taxes.

Best 5 Budget-Friendly Bikes under 1 Lakh in India

India offers an array of bikes under 1 lakh and it becomes beneficial for those seeking an economical and reliable mode of transportation. Along with that, don't miss the comprehensive bike insurance which is a must to secure your investment. In fact, there is actually affordable insurance for bike options even for bikes less than 1 lakh.

1. TVS Sport

◦ On-Road Price: Around ₹60,000

◦ Engine: 109.7cc, single-cylinder, air-cooled

◦ Power: 8.08 PS @ 7,350 rpm

◦ Torque: 8.7 Nm @ 4,500 rpm

Key Features:

Lightweight, sporty design, low maintenance costs, fuel-efficient

This commuter bike has good fuel efficiency to match its comfortable ride. Since the price is very low, it is an excellent option for budget-conscious riders.

2. Honda CD 110 Dream

◦ On-Road Price: Around ₹70,000

◦ Engine: 109.51cc, single-cylinder, air-cooled

◦ Power: 8.69 PS @ 7,500 rpm

◦ Torque: 9.30 Nm @ 5,500 rpm

Key Features:

Proven reliability, easy handling, comfortable riding position, excellent fuel economy

As a reliable and long-lasting bike, the CD 110 Dream is known for its robust build and smooth engine. It is an ideal choice for everyday commuting.

3. TVS Star City Plus

◦ On-Road Price: Around ₹75,000

◦ Engine: 109.7cc, single-cylinder, air-cooled

◦ Power: 8.3 PS @ 7,350 rpm

◦ Torque: 8.7 Nm @ 4,500 rpm

Key Features:

Spacious and comfortable, under-seat storage, fuel-injected variant available, attractive styling

This stylish bike under 1 lakh gives a comfortable ride and impressive mileage. Its modern design and features make it a popular choice among younger riders.

4. Bajaj Pulsar 125

◦ On-Road Price: Around ₹85,000

◦ Engine: 124.4cc, single-cylinder, air-cooled

◦ Power: 11.8 PS @ 8,500 rpm

◦ Torque: 11 Nm @ 6,500 rpm

Key Features:

Sporty styling, powerful engine, impressive acceleration, split seats, LED headlamp

If you are looking for a sporty and stylish bike of around 1 lakh, the Pulsar 125 is a great option. Its powerful engine provides a thrilling ride, making it perfect for city commutes and weekend adventures.

5. Hero Passion Pro

◦ On-Road Price: Around ₹90,000

◦ Engine: 113.2cc, single-cylinder, air-cooled

◦ Power: 9.12 PS @ 7,500 rpm

◦ Torque: 9.79 Nm @ 5,500 rpm

Key Features:

Fuel-injected variant available, improved comfort, lightweight and manoeuvrable, durable construction

This popular commuter bike offers a comfortable ride and decent performance. Its fuel efficiency and low maintenance costs make it a practical choice for daily commutes.

The best bike under 1 lakh on road price depends on your individual needs and preferences. Consider factors like fuel efficiency, performance, style, and comfort before making your decision about your bike.

Tips for buying a budget-friendly bike

Owning a bike in India offers convenience, but the costs can add up quickly. Thankfully, the market offers a plethora of budget-friendly options, making two-wheeler dreams accessible to everyone. Here's a guide to help you navigate the world of budget bikes in India:

1. Define your needs

Before you start browsing, determine your purpose for buying a bike. Are you looking for daily commutes, weekend adventures, or a mix of both? This will help you narrow down your choices and prioritise features like mileage, comfort, or performance.

2. Set a realistic budget

While 'budget-friendly' can be subjective, the best bike around 1 lakh falls into this category. Remember to factor in additional costs like insurance, registration, and accessories when setting your budget.

3. Research the market

Explore popular brands like Hero MotoCorp, Honda, Bajaj, TVS, and Yamaha. Compare models within your budget, considering factors like:

• Engine Capacity:

Lower capacity engines offer better mileage but may lack power for highway rides.

• Mileage:

Opt for bikes known for their fuel efficiency, especially if you're a daily commuter.

• Features:

This can include ABS, disc brakes, digital instrument panels, and more, depending on your requirements.

• After-Sales Service:

Research the availability of service centres and genuine spare parts in your area.

4. Consider used bikes

If your budget is tight, buying a used bike in good condition is a viable option. Ensure you get a thorough inspection by a trusted mechanic before finalising the deal.

5. Don't neglect insurance

Comprehensive bike insurance is crucial for financial protection. It covers damages caused by accidents, theft, and natural disasters. Opt for affordable insurance for bike to make your ride trip safe.

6. Explore loan options

If you need financial assistance, explore bike loan schemes offered by banks and financial institutions. Compare interest rates and repayment terms before committing.

FAQ's

1. What are the available bike models in India under 1 lakh on-road price?

At an on-road cost of around Rs. 75,000, there is Hero Splendor Plus for your consideration.

2. What is comprehensive bike insurance?

This is the basic form of insurance where your bike is protected in case of an accident and you are protected in case you cause any accident.

Conclusion

If you're looking for a budget-friendly bike under 1 lakh in India, there are plenty of excellent options to choose from. From sporty commuters to stylish bikes, our top picks offer a wide range of features and capabilities. Remember to consider your specific needs, riding style, and budget when making your choice. And don't forget to consider comprehensive bike insurance to protect your investment and ensure a safe and enjoyable riding experience.

Disclaimer : The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales

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