Posted on: Sep 7, 2022 | | Written by:

This Ganesh Chaturthi, Own the Bike Of Your Dreams

insurance for your bike

Ganesh Chaturthi is one of the festivals that a lot of us look forward to. And it is also a festival where people tend to buy a lot of new things, with the blessings of Bappa. The god of intelligence is also associated with fresh starts and is widely believed to remove obstacles. This Ganesh Chaturthi might be a good time to bring that bike that you have always dreamt of, along with comprehensive bike insurance to protect it.

People who are looking for mobility would choose two-wheelers ahead of four-wheelers. Bikes offer the convenience of commuting to different places in a short period. And without being bogged down too much by the traffic. There is no denying the fact that bikes are lighter on your pockets as well. They are affordable to buy in the first place and are much easier to maintain as well provided you purchase and renew two wheeler insurance on time. You can traverse at a fraction of the cost of owning and driving a car.

If you have decided on buying the bike of your dreams, here are a few steps that can help you achieve the same.

● Best Fit

There are a lot of options when it comes to bikes. The presence of different categories of bikes can make it a bit difficult for anyone to buy a bike. However, being aware of the different types would help you decide better which bike works for you the best.

The commuter range of bikes is one of the most basic bike types that you can buy. Depending on the engine capacity that you are looking it, they are comfortable and simple bikes that can help you traverse cities.

The next category of bikes is cruiser bikes. These bikes are designed for a lot of comforts and you can ride them for long distances. If you are someone who wants to munch a lot of miles, then cruiser bikes might be just for you.

You can also opt to buy adventure bikes. This category of bikes is designed for a lot of off-roading. Riders who want to explore new terrains and take their bike to unknown territory will enjoy the adventure range of bikes.

For people who find a lot of thrill in taking sweeping corners and setting higher top speeds, the sports bike category is for them. This category usually packs in a lot of horsepower and handling capabilities to set the lap times and top speeds on fire.

● Research The Bike Thoroughly

If you are buying your dream bike, the chances are high that you are going to spend a decent amount of money on it and keep it for a while. Doing thorough research about the bike would help you in the long run. Things that you can research about include details of the bike, the manufacturer, the service interval, the average service costs, availability of spares should you need them in the future, etc.

Being aware of the maintenance costs is going to be helpful, as you will have the bike with you for a while. Also, you can decide if the maintenance costs are within your budget or not.

● Bike Dealership

After you have researched zeroed down on the bike and done your share of research, you can look at the different dealers offering the bike. The user experience might differ a bit based on the dealership that you opt for. You can search online for their reviews and even call them to get a first-hand experience of their service. Since you will be buying during the festive season of Ganesh Chaturthi, you can even ask for additional discounts. You can even interact with the service manager of the dealer to get a better understanding of the bike’s servicing.

● Financing Your Bike

When you research the bike online, you would invariably get to know the on-road price of it. Being able to finance the bike will ensure a smoother buying experience. The bike dealership can help you with different financing options, based on the tie-ups that they have.

Getting your bike loan with the help of the dealer might be a more seamless experience since they already have your documents and tie-ups with financers. However, you are under no obligation to take the loan from the dealership. If you find a financer that is offering a better deal or better interest rates, you can finance your bike via them.

● Don’t Go For All Out Power

If this is your first bike, it might be worth considering not going all out on power. Most of the standard bikes have enough engine power for their riders. And especially so if it is your first bike. A lot of experienced bikers might find it difficult to handle the more powerful bikes. Thus, you should not be looking to book the most powerful bike out there. Once you get used to driving and have done test rides for powerful bikes and are comfortable with them, you can consider an upgrade. Because at the end of the day, you should be able to ride the bike comfortably without it getting away from you.

● Comprehensive Bike Insurance

The laws mandate third party bike insurance for all bikes. However, if you want to get the maximum protection for your bike, you should consider comprehensive bike insurance. All the bike dealerships will provide you with comprehensive bike insurance. However, you can also research on your own and choose to buy the policy outside of the dealership.

Regardless of which method you chose comprehensive bike insurance will protect your bike against all circumstances. And it includes the mandatory third party bike insurance liability policy as well.

The policy protects your bike against natural calamities such as cyclones, earthquakes, landslides, typhoons, etc. The policy also protects your bike against incidents such as riots, vandalism, theft, burglary, etc.

Conclusion

Buying the bike of your dreams is getting closer to achieving one of your aspirations. Taking time to go through the entire process will only improve things for you in the long run. As you research your bike, you can learn a lot more about it. How the bike performs, any quirks, maintenance, and running costs.

Irrespective of which bike you choose, it is pertinent to opt for comprehensive bike insurance if you seek maximum coverage. If you already own a bike, you must renew two wheeler insurance on time to continue with the benefits on offer. Another advantage of opting for a comprehensive bike insurance plan is that you can choose riders to enhance the policy coverage further. This Ganesh Chaturthi, get the bike of your dreams and secure it with bike insurance.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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