Wondering what the CC in your bike means? Here is a helpful guide

Posted on: Sep 16, 2021 | | Written by:

Wondering what the CC in your bike means? Here is a helpful guide

Published on September 15, 2021. EST READ TIME: 3 minutes

Wondering what the CC in your bike means?- Car Insurance

No matter how stylish or cutting-edge a bike is, it is nothing without its engine. The engine is the heart of your motorcycle, and the more powerful it is, the deeper will be its thump. The power of the engine is dependent upon its cubic capacity (CCs). And understanding CC is super important to choose the right bike for your needs. Even when you buy motorcycle insurance online or offline, the CC of your bike’s engine will determine how high or low the premium will be. So, read on to understand it better.

What is the CC of a bike?

The engine of the bike is made up of combustion chambers where the fuel is burnt in the cylinder. CC is the capacity of an engine cylinder in terms of air and fuel mixture that will burn in one stroke. Modern engines are four stroke combustion, so the higher the CCs of an engine, the more power it can generate in one go. So, you need to know that the higher the cubic capacity of the engine, the more it will cost you. Naturally, you should also buy motorcycle insurance onlineor offline for such high CC bikes,since if it gets damaged in an accident, fire or natural calamity, or gets stolen, your financial loss can be a major one.

Impact of CCs of a bike on its performance

There is a direct relation between the engine capacity of a two-wheeler and its performance. The higher the cubic capacity of the engine, the better it will perform. As you increase the cubic capacity of the engine, it will accelerate faster and will also be able to achieve higher top speeds. This is the reason why most sports and performance bikes come with very high cubic capacity engines.

Relation between the CCs of a bike’s engine and its mechanical performance

Since more engine CCs imply greater overall bike performance,it indicates high mechanical performance as well. High CC bikes also need to be equipped with stronger mechanical components and brakes with deep bite so they can stop the vehicle and easily dissipate its high level of kinetic energy in case of emergencies.

Impact of engine CCs on the pricing of third-party insurance cover

The third-party liability cover for two-wheelers is priced based on the CCs of the engine. This is as per the pricing guidelines issued by the Insurance Regulatory and Development Authority of India. Whether you buy THIRD PARTY BIKE INSURANCE online or offline, the prices for the 2021-22 fiscal will be the same for the cover.

Rs 506 for insuring two-wheelers with engine of less than 75cc
Rs 769 for insuring two-wheelers with engine of more than 75cc but less than 150cc
Rs 1301 for insuring two-wheelers with engine of more than 150cc but less than 350cc
Rs 2571 for insuring two wheelers with engine of more than 350cc

Impact of engine CCs on the bike’s fuel consumption

Remember that the fuel consumption of a bike is directly impacted by its engine capacity. As the engine capacity of a bike goes up, its fuel consumption also increases. This is the reason why most commuter bikes are incorporated with low engine CCs like 90 to 110cc. Since fuel efficiency is a key concern in case of commuter bikes meant for daily usage, bike manufacturers try to use every engineering trick they can to maximize the power of the bike while keeping its engine CCs in the 90 to 110 range.

How to find out the CCs of your bike

The manufacturer of a bike declares the cubic capacity of the vehicle in the owner’s manual and in advertisement materials related to the bike. Yet the most reliable place where you can find the CCs of your bike is its registration certificate. This will be considered as the real capacity by insurers when they calculate the premium after you apply for MOTORCYCLE INSURANCE ONLINE or offline.

All in all, if you are looking for a bike for daily usage where fuel efficiency is the key factor, choose a bike with low CCs. And if you are looking for thrilling rides, consider a bike with a higher than normal cylinder capacity engine.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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