How to Get a Duplicate Bike Insurance?

Posted on: Dec 27, 2023 | 3 mins | Written by: HDFC ERGO Team

How to Get a Duplicate Bike Insurance?

Your bike insurance policy is a very important requirement. As per the laws in India, you have to have a valid insurance cover as soon as you purchase a two-wheeler. You need to keep the policy documents with you at all times. But what happens when you lose this document? Thankfully, it is quite easy to get a duplicate copy. Read on to know more.

How to get a duplicate bike insurance certificate offline?

If you have an offline bike insurance plan and you happen to lose the original policy papers, you will need a duplicate copy. For that, you have to:

1. File an FIR about the loss of your bike insurance policy document

2. Inform the insurance provider

3. Submit a written petition, along with a copy of the FIR

4. Put an ad in the newspaper regarding the loss or theft of the original policy

5. Receive the hard copy of the duplicate policy in a few days

This is an old-fashioned and complicated way of getting a duplicate bike insurance policy document. However, it can be done and if you need a duplicate hard copy, complete the steps mentioned above and your job will be done.

How to apply for duplicate bike insurance online?

Fortunately, the process to get an online bike insurance duplicate copy is quite easy. To get a duplicate copy all you have to do is:

1. Log on to the insurance provider’s portal

2. Enter your personal details and verify your identity

3. Enter your policy number

4. Click on ‘View Policy’

5. Verify the details are all mentioned correctly

6. Opt to get a copy of the document via email

7. Take a printout of the email and keep it as a hard copy

8. Save a digital version of the policy on your device

By following these straightforward steps, you can get the bike insurance duplicate copy in just a few minutes, without any hassles whatsoever.

Conclusion

The insurance sector has largely moved on to the online space these days and this has become very convenient for the customers and the insurers. Most of the comprehensive bike insurance plans are paperless these days and a digital copy is enough. Whether you are pulled over by the traffic cops or you need to make a claim, presenting the digital copy does the job for you. So keep the digital policy document safe, even if you have a duplicate copy, and use it as and when you need it.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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