New Rules for Helmet for Two-Wheeler Riders

Posted on: Oct 10, 2022 | | Written by:

New Rules for Helmet for Two-Wheeler Riders

Published on October 06, 2022. EST READ TIME: 3 minutes

Riding a bike in India can be more than enterprising. It is much more affordable to buy a bike and even more affordable to keep it running, as compared to a car. It is no secret that India is one of the largest two-wheeler consumers in the world. If you are planning to buy or ride a bike, you would need at least a helmet, third party bike insurance, driving licence and RC of the bike.

The primary reason behind carrying the above with you is to ensure maximum safety for you and your loved ones. Should any unforeseen events take place, the helmet along with other documents will protect you. However, there have been some changes to that as well.

For the year 2022, there are some changes that are related to the wearing of a helmet. And not following these steps might land you in some trouble and might force you to pay hefty fines as well.

Wearing Helmet

The most important reason for wearing a helmet is to protect you from unforeseen events. Another reason to wear a helmet is to avoid paying any hefty challans to the traffic police department. You would have seen it on the streets as well, that people wearing helmets do not get stopped all that often. However, just wearing any helmet might not be enough.

For the year 2022, there are some updated rules and regulations that you must abide by for helmets. And failing to do so might still attract some fines. The government has set some rules for how a helmet should look, the kind of material that it is made up of and so on.

How To Wear Your Helmet

If you do not want a challan for improper usage of a helmet, you must follow the below.

• A rider should wear the helmet properly on the head. It is important to fasten up any straps that are available. Thus, merely placing the helmet on the head might not suffice.

• A helmet should be made of proper materials and in a shape that offers maximum protection to the rider in the case of an accident. And more importantly, prevent the rider from getting any serious injuries.

Specifications Of Helmet

As per the updated rules, your helmet must meet certain criteria. Only then can or should you use it for regular usage.

• Your helmet should weigh up to 1.2 kilograms.

• A helmet should use high qualify foam inside the helmet for better impact protection. The thickness of the foam should be at a minimum of 20-25 mm.

• The helmet must have a transparent cover for the eyes of the rider.

• The helmet that you purchase must have BIS certification for better quality standards.

• The Ministry of Road Transport and Highways has made it mandatory for all helmets to have an ISI mark on them. It is illegal to sell or wear any helmets that do not have an ISI mark.

• If a rider is found not wearing a helmet or wearing a helmet that does not meet any of the above, her helmet might be confiscated.

Buy Third Party Bike Insurance For Better Protection

Wearing a helmet along with adequate safety gear can go a long way to provide you with protection during your rides. However, if you want to have peace of mind and not worry about any expenses during an incident, buying third party bike insurance is essential.

Here are the top reasons why one should buy a third party bike insurance policy.

• Mandate

The Motor Vehicles Act of 1988 mandates all bike owners to have third party bike insurance on them always. Failing to do so, will deem your riding illegal on public roads. It is one of the reasons, that your bike dealership provides you with insurance on buying a new bike. The policy also ensures that you do not pay any hefty fines due to the lack of a policy.

• Easy To Purchase

Gone are the days when buying an insurance policy was complicated and a lengthy process. These days, you can buy a policy online within a few minutes and get the policy document in your mail address almost instantly.

• Affordable Insurance

If you are someone who does not ride their bike a lot and still need just enough coverage, the third party bike insurance is ideal for you. The policy premium is among one of the lowest. Thus, offering you an affordable solution for your insurance needs.

• Financial and Legal Assistance

One of the major reasons to opt for the policy is the financial and legal assistance that it provides. In the case of any injury or death or damages to another person or property or vehicle, the policy has your back. It offers financial assistance in such times and covers legal expenses as well. Thereby, making it a much-needed addition.

Coverage Of Third Party Liability Policy

Knowing the policy coverage is essential before buying any type of policy. And it holds good for third party bike insurance policies as well. Here are all the coverages that the plan offers.

• Property Damage

If your accident involves damages to a property, the policy offers coverage for the same. The policy will cover expenses related to the damages up to a maximum of Rs. 1 lakh.

• Death or Injuries

If a third party individual is injured or loses his/her life in the accident, you can use the policy for the related expenses. The policy will cover expenses related to injuries or even death of the third party individual.

• Death of Insured

In the unfortunate event of the death of the insured, the policy will compensate the dependent family members for the loss of income.

• Disability of Rider of Owner of The Bike

If the rider or the owner of the bike suffers from a permanent disability of any kind, the policy will compensate for the loss of income to the dependent family members.

While buying a bike, one must not forget the significance of IDV or insured declared value of the bike. In the event of theft of the bike or, it is declared as a total loss, the insurance provider will compensate you with only the IDV of the bike.

Conclusion

You must keep in mind the updated rules for using helmets. Wearing a proper helmet and wearing it properly will help you protect yourself against any unforeseen events. However, it might not be enough. This is where you need third party bike insurance to offer additional protection during an accident. Together, the helmet and policy will give you peace of mind and let you ride without any hassles.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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