Buying Two-Wheeler Insurance Online - Myths Debunked

Posted on: Jan 17, 2022 | | Written by:

Buying Two-Wheeler Insurance Online - Myths Debunked

Published on January 14, 2022. EST READ TIME: 3 minutes

With the onset of the pandemic, the online shopping domain has finally proven that it is here to stay. Online shopping for apparel, electronics, accessories, and other items is becoming increasingly popular. However, there is some reluctance to buy two wheeler insurance online due to misconceptions about online insurance purchases. But this practice, on the other hand, provides you with a slew of advantages. Furthermore, it is convenient, hassle-free, and less expensive and can be yours with a few clicks at your convenience. Let's look at some myths related to this and try to debunk them once and for all.

a) No personal assistance - People believe there is none to advise them while purchasing two wheeler insurance online, which is not the case. Insurance firms now provide online support and 24-hour customer service to address all queries about bike insurance. Representatives, online or in the company's offices, are well-equipped to answer all questions and provide the finest assistance, and this is the truth.

b) Purchasing two wheeler Insurance on the internet is complicated - This is not the case when one tries it. Purchasing two wheeler insurance online is a simple and uncomplicated process. All one has to do is go to the insurer's website and fill out a few simple forms with details about the bike details and personal information. Following this, choose the plan and receive a premium quotation. When payment gets completed, coverage gets promptly emailed to the buyer as a document.

c) Internet knowledge is a necessity - In actuality, purchasing two wheeler insurance online is pretty straightforward and quick. The entire process is self-directed, and anyone can get the policy by following simple instructions. One doesn't have to be an internet-savvy person to do this. The buyer can also take advantage of ongoing promotions to save costs.

d) Online bike insurance costs are high - Not only does online purchasing save time and paperwork, but one can also be eligible for additional benefits if the buyer obtains two wheeler insurance through the official website of the insurance company.

e) Online claim settlement is complicated - Whether the insurance got acquired online or offline has no relevance to the claim settlement procedure. If the buyer chooses cashless claims, they may get hassle-free cashless repairs at the insurer's chain of garages. Even if the damages are severe, file a claim on the website/app by sharing the facts of the damaged vehicle with the claims staff, who will walk you through the process.

f) Limited options - On the contrary, the internet allows evaluating different insurance plans, add-on covers, and services, giving the buyer the power to pick appropriate two wheeler insurance for the vehicle. Submit a few data about the bike to acquire customised insurance options. Purchasing bike insurance online gives access to a large selection of insurance policies and their features, allowing one to make an informed decision.

g) Online bike insurance is risky - Insurance firms like HDFC ERGO invest heavily in keeping their websites safe and secure. Purchasing insurance online is secure, and the entire transaction is secured. It is advisable to buy insurance from well-known and reputable companies to be safe. Do not fall into the trap of affiliate websites since such enterprises have no established repute and may turn out to be false.

h) Personal information may be misused - Online is here to stay, and reputed companies offer security that helps keep one's information secure when purchasing two wheeler insurance online. Remember to look for highly regarded companies to keep your personal information safe and secure.

Conclusion

These are, as previously stated, myths. Buying two wheeler insurance online makes the procedure quicker and provides inexpensive insurance policies. One should consider getting two-wheeler insurance online rather than offline, given the convenience and benefits it offers. Knowing all the information about two-wheeler insurance policies can be beneficial. Set aside any concerns about two-wheeler insurance online. Secure two-wheeler and purchase two-wheeler insurance that meets requirements. One can put fears aside and enjoy the numerous perks when purchasing coverage online in this day and age.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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