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Home / HDFC ERGO Cyber Sachet Insurance / Cyber Sachet Insurance Make Your Own Plan

Make Your Own Cyber Sachet Insurance Plan

HDFC ERGO offers you the option to prepare your own customizable plan for cyber insurance where you can select covers as per your need and requirements. You might be into a line of business where you wish to have specific covers in your plan. With customised cyber plan you can choose the cover of your choice and select the sum insured amount as per your wish. In addition, there is also an option to extend the cover to your family.

How Customizing Cyber Sachet Insurance Plan can Help You

In the era of digitalisation, we cannot survive a day without the internet. However, with the extensive use of the internet, there is a need to secure your devices from malware attacks, identity theft, fraudulent activity which could lead to financial loses.

HDFC ERGO cyber sachet insurance policy provides the option to customise your plan as per your needs and requirements. You can avail different covers as per your business activity which can provide coverage for your data from any losses arising due to fraud online transaction, social media liability, etc.

What's Covered in Make Your Own Cyber Sachet Insurance Plan

Theft of Funds

Unauthorized digital transactions which could lead to financial loses. Here a person or entity steals money or use them in an illicit manner with the intent to gain a benefit from it.

Identity Theft

It happens when someone purposefully steals your personal information to commit fraud. The identity thief may use your information to apply for credit and file taxes.

Replacement of Hardware

Coverage for any damage to hardware or external part of your device due to viruses where it may instruct your computer to turn off the cooling fans, causing your computer to overheat and damage its hardware.

Cyber Bullying & Loss Of Reputation

The use of the internet or other electronic means for the purpose of stalking or harassing an individual, a group, or an organisation. Here false accusations, defamation, slander and libel are covered.

Online Shopping

When your money gets deducted while shopping, but you do not receive the product. We provide coverage for such losses.

Online Sales

Any financial losses occurring during online sales due to a fraudulent activities are covered.

Social Media and Media Liability

It refers to claims for slander, libel, harassment, invasions of privacy, violations of intellectual property rights, and even improper employment practices resulting from the use of social media sites.

Network Security Liability

It protects the insured against losses for the failure to protect a customer's personally identifiable information like credit card numbers, medical information, passwords, etc., via theft, unauthorized access and viruses.

Data Privacy Breach Liability

Coverage for activities like disposing of personal information, theft of personal information and sending personal information to wrong recipient where someone penetrates a protected computer network.

Smart Home Cover

Coverage for smart home appliances at home which can get damaged from malware attack.

Cyber Extortion

When cybercriminals threaten to disable the operations of a target business or compromise its confidential data unless they receive a payment.

What's not Covered in Make Your Own Cyber Sachet Insurance Plan

Gambling

It does not cover betting or staking of something of value, with consciousness of risk and hope of gain, on the outcome of a game.

Use of Restricted Websites

If you purposefully enters a restricted websites in spite of getting a popped up warning and suffer loses, it does not get covered.

Loss Incurred in Crypto Currency

Crypto currency such as bitcoin exists digitally or virtually and don't have a central issuing or regulating authority, hence it is not covered.

Cost of Upgrading Devices

Cost incurred for upgrading devices to latest version of software are not covered and even loss of data that might occur during upgradation are not covered.