The Perfect Gift for International Women’s Day

Posted on: Mar 3, 2023 | | Written by:

The Perfect Gift for International Women’s Day

Published on March 02, 2023. EST READ TIME: 3 minutes

The 8th of March is celebrated as International Women’s day. It is a day dedicated to the accomplishments and achievements of women worldwide across different fields such as politics, economics, culture, and society. And there are quite a few things which make it even more special. With international women’s day 2023 just around the corner, here are some things you ought to know.

Each year, the celebration explores a different theme since there are a lot of topics that are related to women’s rights. For example, the theme for 2022 women’s day was “Gender equality today for a sustainable tomorrow”. The day not only celebrates all the accomplishments of women but also highlights several things that are yet to be done.

What is international women’s day all about?

There is a lot of history associated with international women’s day. The idea of an international day for women was proposed in 1910, and 1911 was the very first-time international women’s day was celebrated. And it was only in 1977 that the United Nations adopted March 8th as women’s day.

Women have been the backbone and have played a crucial role in several important movements such as labour rights, civil rights, rights for voting, LGBTQ+ rights, and rights for children, amongst others. The day celebrates such accomplishments. It also acts as an opportunity to raise funds for crucial issues related to women. Though a lot of corporations across the globe promise gender equality, only a few of them follow through with their actions. International women’s day is an ideal time to follow up with corporations on these promises. The day also provides an opportunity for schools and other organisations to provide the necessary education. Companies in specific fields, such as clothing, can educate others about the exploitation of women.

There are a lot of organisations working worldwide. You can either pick any such event and support it or donate to the event. And needless to say, it acts as a perfect platform for women to connect. The day also allows women to reflect upon their lives. And make necessary changes that make way for a better life.

Protect yourself by getting insurance.

Since the day is dedicated to women, it only makes sense for women to protect themselves and take proper care. For all women who own cars, international women’s day 2023 might be a good opportunity to renew their car insurance policy.

A car insurance policy will ensure that your finances are well protected and that your loved ones who travel along with you have the right protection. It is mandatory for everyone who owns a car, to buy insurance as per the Motor Vehicles Act of 1988. And failing to do so can expose you to a lot of financial risks.

Insurance is the best gift for women’s day.

Women across the globe take on several responsibilities and play various roles on a daily basis. And amidst all of this, they tend to forget about themselves. With so many roles and responsibilities, it is possible to miss out on a few things which might not seem essential. Insurance for your car might be one of these things. Women who drive cars know that the road is not safe. A lot of incidents can take place even if you are not at fault. Take a simple example, you are waiting for the signal to turn green, and a bicycle or bike comes and bumps into your car. Though you are not at any fault, your car now has a dent or a scratch.

A car insurance policy also comes in handy if you are learning to drive. Since the chances of dents and scratches are high during the learning phase, getting adequate protection is important. This women’s day, securing your car and your finances with a policy can be one of the best decisions that you can take.

Which car insurance should you choose?

According to the law, it is mandatory to opt for third party insurance for your car. However, you can choose a policy based on your needs and requirements. If your car insurance policy is due for renewal or it has already lapsed, here are the different options that you have.

1. Third party car insurance plan:

It is the most fundamental car insurance policy that you can buy. In the event of an accident that involves other individuals or vehicles, the policy comes in handy. It will compensate the third party for any injuries or damages. The plan also covers legal liabilities, should any arise out of an accident. Third party insurance for a car is a bare-bones policy, which is one of the reasons behind its premium being affordable. But it might not be adequate.

2. Comprehensive car insurance plan:

A comprehensive car insurance policy offers all the perks of a third party plan and adds its own damage cover as well. In other words, you can claim damages to your car with the help of a comprehensive plan, which is not possible with a third party plan. Also, with a comprehensive plan, you can choose add-ons. By paying a small amount, you can plug in additional coverage for your car.

3. Standalone own-damage car insurance plan:

If you have a valid third party liability policy but need coverage for your own damage, you can choose a standalone own-damage cover. Just like a comprehensive plan, you can choose add-ons along with this plan to enhance the overall coverage for your own vehicle.

Even for new cars, wherein you have a 3-year third-party liability policy from the 2nd-year renewal, you need to opt for a standalone car insurance plan for 2 years and then opt for a comprehensive plan once your 3-year third-party plan expires.

4. Pay as you drive car insurance plan:

Pay as you drive is one of the newer car insurance policies. A standard car insurance policy is ideal for women who drive a lot. But it might not make a lot of sense for people who drive occasionally. This is where this pay-as-you-drive car insurance plan comes in handy. In this plan, you need to pay for your insurance premium according to the number of kilometres you are driving your vehicle.

When you choose to pay as you drive policy, you can choose the plan for a pre-determined amount of kilometres. It offers similar benefits as a comprehensive plan but at a more affordable premium.

Car insurance for women on international women’s day can become one of your better investments. The plan will make sure that you and the other occupants in the car always have adequate coverage. And most importantly, it will ensure that you never have to pay hefty penalties for driving without insurance. A car insurance policy will make sure that you have a much smoother and hassle-free car ownership experience. And not have to pay for damages out of your pockets.

Conclusion

International women’s day is one of the most significant days on the calendar for women across the globe. The day celebrates the accomplishments and achievements of women and has brought forward a lot of issues over the years. Since a new theme is followed every year, it allows to raise awareness and focus on issues that have a lot of impacts on women. On this women’s day, you can protect your finances and your vehicle by opting for a car insurance policy. Thereby giving you legal clearance to drive on public roads.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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