1. Home
2. Blogs

How to Get the Best Out of Your Hyundai Creta Facelift with These Add-On Covers

• 
• 
• 
• 0
• 0

Hyundai Creta is one of the most popular SUVs in India, offering high performance, safety, and comfort. If you own or plan to buy a Hyundai Creta Facelift, you need to protect it with a suitable car insurance policy. A car insurance policy not only covers your legal liability in case of an accident with a third party but also provides financial assistance for repairing or replacing your car in case of damage or loss due to natural or man-made calamities, theft, fire, etc.

However, a basic car insurance policy may not be enough to cover all the risks and expenses associated with your Hyundai Creta Facelift. That’s why you should consider purchasing some add-on covers that enhance your coverage and offer extra benefits. In this article, we will explain what car insurance add-ons are available for the Hyundai Creta Facelift and how you should buy them.

The Must-Have Add-Ons for Hyundai Creta Facelift

Add-on covers are optional features that you can add to your car insurance policy to increase your coverage and benefits. They are available at an additional premium, but they can save you a lot of money and hassle in the long run. Some of the common add-on covers for the Hyundai Creta car insurance are:

• Zero Depreciation Cover:

This cover makes sure that if you have to make a claim, you get the full value of your car parts, with no deductions for wear and tear. Usually, the insurance company takes the claim amount and subtracts the parts of the car's value that have lost value over time. This lowers your payout. You can prevent this and still collect your full claim amount with zero depreciation cover.

• Engine Protection Cover:

Within this cover, your engine and gearbox are safeguarded against harm caused by water getting in, oil leaking, or technical failure. The most expensive and important parts of your car are the engine and gearbox. It can cost a lot to fix them. With engine protection cover, you can get the cost of repair or replacement covered by the insurance company.

• NCB Protection Cover:

NCB in car insurance stands for No Claim Bonus, which is a discount that you get on your premium for every claim-free year. If you file no claims for five years in a row, the NCB may increase to 50%. Although, you will lose your whole NCB if you make even one claim. With the NCB protection cover, you can retain your NCB even if you make a claim, subject to certain conditions.

• Return to Invoice Cover:

This cover ensures that you get the original invoice value of your car in case of total loss or theft. The insurance company will usually pay you the Insured Declared Value (IDV) of your car. This is the market value of your car right now, minus the amount it has lost in value over time. The IDV in car insurance may be much lower than the invoice value of your car, which is the price that you paid when you bought it. The insurance company will pay the difference between the IDV and the invoice amount if you have a return-to-invoice plan.

• Passenger Protection Cover:

This cover provides personal accident cover for the passengers traveling in your car in case of an accident. It covers the medical expenses, disability, or death of the passengers, depending on the sum insured. This cover is especially useful if you frequently travel in your car with your family or friends.

• Tyre Protection:

Tyres are your first contact with the road, and they bear the brunt of it too. The Tyre Protect cover ensures that damage to tyres, whether due to accidents or malicious acts, doesn't disrupt your journey. For the Hyundai Creta, which is built for both city roads and rough terrains, ensuring your tyres are always in top condition is crucial.

• Consumables Cover:

The cost of consumables can add up, especially in the case of high-end vehicles like the Creta Facelift. This cover ensures these small but numerous expenses are not out of pocket. It covers the cost of consumables like nuts, bolts, screws, washers, grease, coolants, etc., that are not typically covered under a standard policy.

How to Buy These Add-On Covers for Hyundai Creta Facelift

If you want to buy these add-on covers for your Hyundai Creta Facelift, you can do so online from the comfort of your home. You can visit the website or app of HDFC Ergo, one of the leading car insurance providers in India, and follow these simple steps:

• Enter information about your car, like its registration number, address, data about previous insurance, NCB, and so on.

• Choose which comprehensive insurance plan and add-ons you want to buy.

• Provide your email address and phone number to get the price.

• After paying online, you'll get your insurance right away.

You can also renew your existing Hyundai car insurance policy with HDFC Ergo and add the add-on covers that you want at the time of renewal.

Conclusion

Hyundai Creta Facelift is a premium SUV that deserves a premium car insurance policy. By buying these add-on covers, you can enhance your coverage and benefits and protect your car and passengers from any unforeseen event. You can buy these add-on covers and car insurance online from HDFC Ergo, which offers a hassle-free and transparent car insurance service.

In a world full of uncertainties, having comprehensive insurance with these carefully chosen add-ons for your Hyundai Creta Facelift means you're prepared for almost anything the road throws your way. So, as you enjoy the drive in your Hyundai Creta, let your insurance work hard in the background, keeping you safe, secure, and always ready to move forward.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

RELATED ARTICLES

The Exciting New Features and Benefits of The Hyundai Creta N-Line

Car Safety Goes High-Tech with Hyundai's Iris Recognition System

Getting the Best Resale Value for Your Hyundai Car

Hyundai: Reliability, Safety, and Quality

Learn More about Hyundai - India’s Much-Loved Brand

---

• 
• 
• 
•