Comprehensive Guide to Maharashtra Road Tax Rules

Posted on: Dec 16, 2024 | 3 mins | Written by: HDFC ERGO Team

Comprehensive Guide to Maharashtra Road Tax Rules

As per the condition of the Maharashtra state government, the road tax is a compulsory percentage charged on all motor vehicles used within the proper jurisdiction of the Maharashtra state government. The tax is a one-time tax to maintain (and) develop road infrastructure for private vehicles or it is a periodic tax for commercial vehicles. Rates of tax depend on factors such as vehicle type, weight, engine capacity and cost. Vehicle owners who know Maharashtra road tax well, are aware of the state regulations.

Car insurance is something you also need to own, valid car insurance, such as third party car insurance that is compulsory, or comprehensive car insurance to carry the coverage. Road tax and insurance are both important for legal, hassle-free vehicle usage.

Maharashtra Road Tax Calculation

The calculation of Maharashtra road tax is influenced by various factors, including:

• Vehicle Type

Tax rates for two-wheelers, three-wheelers and four-wheelers are different.

• Age of Vehicle

Today, newer vehicles take in higher taxes, and older vehicles get lower rates.

• Vehicle Cost

For personal four-wheelers, the tax also depends on the price of the vehicle.

• Fuel Type

The environmental considerations might make vehicles have different rates running on diesel, petrol or CNG.

• Usage Purpose

Commercial vehicles are often taxed differently from private vehicles, and pay periodic taxes.

Road Tax in Maharashtra for Two-Wheelers

The easy accessibility of two-wheelers makes them the preferred transport in most cases in Maharashtra for the simple reason that they are affordable and easy to use. The road tax for two-wheelers is determined by their cost and age:

1. New Two-Wheelers

The one-time tax, typically between 8% to 10% of the price of your new two-wheeler, is further charged by owners of new two-wheelers.

2. Older Two-Wheelers

Road tax on vehicles diminishes as it get older, so you pay less as your bike gets older.

Apart from these, two-wheeler owners must ensure that their cars are insured to drive. Third party car insurance is a legal requirement but comprehensive car insurance gives you better protection regarding theft and damage, as well as from accidents.

Road tax in Maharashtra for Three-Wheelers

Autorickshaws and goods carriers are three-wheelers that are vital to public transport and freight services in Maharashtra. The road tax for three-wheelers varies based on their intended use:

1. Passenger Three-Wheelers

Periodically, autorickshaws are taxed annually (sometimes) based on the capacity of their passengers and the type of vehicle.

2. Goods Three-Wheelers

Taxes are commercial pay for the vehicle's weight and engine specifications and generally are periodic.

Commercial three-wheeler owners should renew their road tax receipts, permits and insurance policies to avoid hindrances in smooth functioning.

Road tax in Maharashtra for Four Wheelers

Cars and SUVs are subjected to higher road tax rates than the two and three-wheelers. The calculation depends on whether the vehicle is for private or commercial use:

Private Four-Wheelers

1. The road tax rate comes out to about 11% for vehicles priced up to ₹10 lakhs.

2. The tax rate for vehicles more than ₹10 lakhs rises in proportion to the cost of the vehicle.

Commercial Four-Wheelers

All taxis, buses and goods vehicles are taxed on the basis of their weight, passenger capacity and fuel type. The tax is usually collected periodically to uphold state transportation laws.

In order to register your four-wheeler, the mandatory requirement is to have proper legal car insurance. Third party car insurance is a legal policy which offers only minimum legal liability while comprehensive car insurance means optimum protection against several threats such as theft, damage or accident.

Road Tax in Maharashtra for Other State Vehicles

If you relocate to Maharashtra and plan on using your car from some other state for over one year then you will have to pay road tax on the portion of Maharashtra. The process ensures fair usage of Maharashtra’s road infrastructure and involves the following steps:

1. Next, calculate the tax based on the type of the vehicle, its age and cost.

2. There are few documents required at the time of acquiring a vehicle, such as the original Registration Certificate (RC), pollution under control (PUC) and valid car insurance.

3. For the unversed, you should pay the relevant road tax at your regional transport office, or RTO in Maharashtra.

Payment of road tax is overdue attracts penalties thus payment of road tax cannot be delayed for secured use of vehicles in the state of Maharashtra.

How to Pay Maharashtra Road Tax Online?

The fragmented process of road tax payments through online portals has been reduced abundantly by the Maharashtra Transport Department. Here is a step-by-step guide to paying road tax online:

1. Visit the Parivahan Website

With the help of Parivahan Sewa, one can pay road tax electronically throughout the length and breadth of India.

2. Enter Vehicle Details

Include the registration number of the vehicle, chassis number and even the owner’s details. You should also ensure your car insurance details are well tended to, especially since those are usually required when filing for them.

3. Calculate Tax Amount

Road tax would be payable depending on the type, cost and fuel type of your vehicle as determined by their website.

4. Make Payment

Select your mode of payment either credit card debit card or net banking and you can make the payment also safely.

5. Download Receipt

The payment receipt may be saved and printed for future reference. This has achieved proof that this is compliant with Maharashtra road tax rules.

Conclusion

Vehicle ownership is incomplete without the Maharashtra road tax which is an important component of the state’s road infrastructure. Tax rates are based on the type, cost, and age of the vehicle and differ for two-wheelers, three-wheelers, four-wheelers as well as out-of-state vehicles.

Road tax should be paid on time so that it reaches the specified deadline, otherwise, there will be a penalty, and any issue while driving would be very troublesome. In addition, it ensures you are covered from legal and financial risks if you are involved in a car accident.

With an understanding and compliance with Maharashtra’s road tax rules, the vehicle owners can have the proper legal smooth business operation of the road; this will lead to good safe and well-maintained roads in Maharashtra.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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