Posted on: Mar 9, 2022 | 3 mins | Written by: HDFC ERGO Team

6 Things to Consider while Choosing a Colour for Your Car

How to Choose a Color for your Car

Buying an automobile is considered among the most crucial milestones in one's career in India. Before acquiring a new vehicle, numerous factors must be considered, such as whether the car is spacious, useful, or fashionable enough for your needs if it is within your budget, the cost of third-party insurance, and so on. Aside from these important considerations, choosing the appropriate colour for your automobile that reflects your personality and style is also an important thing to consider when purchasing a car.

Things to consider when choosing a color for your car

1. Car’s Purpose

You must examine the car's purpose. A white car or a light-coloured car is a suitable choice for small business proprietors who will use the car as a corporate car and wish to put on logos, posters, or other advertisements. The visuals can be more noticeable on a light-coloured car.

Lighter shades may reveal more wear, tear, and filth on a family car, while bright shades may be too "bold," so choose a deeper, basic, or warmer hue. Personal desire and pricing are more important considerations when purchasing a personal car.

2. Limited Edition Cars

Some automobile paint colours are limited-run choices that may add thousands of rupees to the actual cost of a car. Every selection you make when buying a new automobile is significant, including the colour of your car's paint. Getting the proper car with the right colour is critical, and selecting a limited edition colour might result in an expensive car and third-party insurance premiums.

3. Favorite Brand

If you have a preference for a certain vehicle brand, your choice may limit your colour possibilities because manufacturers take pleasure in having colours that stand out from the competitors. A somewhat brighter red, smoother pearly white or a darker shade of purple may be limited to a specific brand or model, model year, or custom paint source. The price of your third-party insurance coverage is also affected by the brand you choose. IDV and automobile brands are among the elements that influence your premium value.

4. Consider Resale

If you intend to sell your car in the future, bear this in mind while choosing the colour of your car's paint. Your choice may be a significant factor to consider while choosing the colour of your automobile. Popular colours are in much higher demand, which may lead to a better resale price when reselling your car.

5. Consider a Bargain

Some automobiles may be available at a reduced price if they were painted an unpopular colour at the time of manufacture. You might possibly save a lot of money on your original purchase price by choosing an unusual or unpopular hue, and automotive paint specialists can always assist you in changing a car to a colour you enjoy.

6. Stand Out or Blend In

There's simply no "best car colour to purchase," although some automotive paint colours, such as vivid reds and yellows, stand out more than other colours. While the myth that "red vehicles earn more fines" has been debunked, it is undeniable that certain colours like bright red catch your attention more than other colours.

Additionally, the sort of car you have has a greater influence. A red SUV will not attract the same amount of attention as a bright red convertible, but it will surely attract more eyes than a bright red van.

How much does your car’s colour affect your Insurance premium?

Most insurance providers don't care about the colour of your car. They're far more interested in your vehicle's brand, model, model year, and more importantly, your driving history. Most comprehensive and third-party insurance applications don't even inquire what colour your car is.

Conclusion

Each automobile model has unique colours that look fantastic on it when compared to any other colour. There's no denying that the colour of your vehicle is important when it comes to purchasing and owning a new car. Several automobile owners even claimed that if their favoured brand didn't offer their desired colour, they would move brands. Aside from the paint colour of your automobile, there are numerous factors to consider. It is advised that you carefully select the characteristics of your vehicle. Furthermore, don't neglect to purchase auto third-party insurance for your car. Apart from being mandatory under the Motor Vehicles Act, it makes sure your legal liabilities to a third-party are covered in case your car is involved in an accident.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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