Best Women-Specific Health Insurance Plan - The need of the hour

Posted on: Apr 12, 2021 | | Written by:

Best Women-Specific Health Insurance Plan - The need of the hour

Published on April 8, 2021. EST READ TIME: 3 minutes

Women play a very integral part in our society, and they shape individuals of the society. Although they are so important, often their needs are overlooked. Women are usually included in the family floater plan or a part of the comprehensive health insurance. Women are more prone to illnesses than men now. Finally, there are health insurance plans explicitly made to cater to the needs of women. Working women do not take additional health plans; they are usually covered under their employer’s group indemnity health plan. However, the group indemnity health plan may not cover all the illnesses that women may be prone to and leave them financially incapacitated. The illness of a woman has far-reaching consequences on the well-being of the family. Heart disease, cancer, reproductive health problems, thyroid, diabetes, and hypertension are common illnesses women are prone to. Moreover, women face only health concerns such as pregnancy, reproductive tract cancer, ovarian and cervical cancer, breast cancer, etc.

A woman can help others understand the significance of medical insurance in their lives. Here are a few features that are covered in this women-specific benefit policy my:health Women Suraksha which looks beyond her health insurance needs and ensures her well being

Sum Insured: This policy has sum insured ranging from Rs 1 lac onwards. You pick the sum insured as per your budget and be secured.
Choose your plan: With my:health Women Suraksha you can choose plans that have Women Cancer Plan covering Women-specific Cancers, other Major Cancers and Minor stage cancers too, Women Cancer Plus Plan covering Cancers and listed Major illnesses, Women Cardiac Plan covering Cardiac illness and procedures, Women CI Essential Plan covering Cancers, listed Major Illnesses & Surgical Procedures with Cardiac Ailments & Procedures and Women CI Comprehensive plan, which in addition to the coverage mentioned in Essential plan also covers other major 41 critical illnesses As per your need, you can pick the plan of your choice.
Covers all women of a family: A family consists of mother, wife, and daughters, cover all the women of your family under this plan. Now that’s not just convenient but also thoughtful.
Loss of job benefit: This policy offers an option to choose the loss of job cover for salaried women. Covers up to 50% of monthly Salary up to 6 months If the Insured women suffer from Loss of Job due to her Voluntary Resignation or Termination from the employment due to diagnosis of any of the Major stage Illnesses
Maternity Complications and New Born Complications: Becoming a mother is overwhelming, but maternity may sometimes bring on serious complications affecting the mother and newborn baby’s health. Maternity complication such as Disseminated Intravascular Coagulation, Ectopic Pregnancy, Molar Pregnancy, Eclampsia are covered under this optional cover with Newborn complications: like Down’s Syndrome, Spina Bifida, Tetralogy of Fallot, Cleft Palate, Ventricular Septal Defect, Patent Ductus Arteriosus, Surgical Separation of Conjoined Twins up to the specified limits in the policy.
Post diagnosis support: It’s ideal if you are provided support even post the diagnosis; well, my:health Women Suraksha also provides an option to choose this cover and supports you in second medical opinion, molecular gene expression profiling test and post-diagnosis assistance towards outpatient counselling required upon diagnosis of Major Illnesses and Procedures.

Conclusion

All women are special, and taking care of their health is very important. it’s time to prioritize their health and buy a health insurance policy that specifically cater to their medical problems.. Choosing the best health insurance plan available, based on the specific needs, ensures her well being

Disclaimer: The above information is for illustrative purpose only. Terms and conditions apply minimum entry age 18 years and maximum entry age 65 years. For more details, please refer to policy wordings and prospectus before concluding the sales.

Policy ranges between Rs 1 lac to 1 Cr. HDFC ERGO General Insurance Company Limited. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. For more details on the risk factors, terms and conditions, please read the sales brochure/prospectus before concluding the sale. UIN: my:health Women’s Suraksha - HDFHLIP21465V022021.IRDAI Reg. No.146 CIN: U66030MH2007PLC177117.

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