Importance of Top up Plans in Health Insurance

Health insurance plans in India have gained tremendous impetus in the past few years. With the advancements in medical science, there has been a steady rise in the cost of medical treatment. The increasing medical expenses may lay a burden on your savings and financial assets. However, at times it is observed that a single health insurance plan doesn’t suffice, especially under family floater wherein four members share the sum insured. Under such circumstances, it’s very important to either opt for two policies or increase the sum insured. To expand the sum insured or total cover value, health insurance companies have started offering top ups to support the base policy.

Top up for health insurance plans, are clearly designed with an idea to give you additional cover in case your existing policy gets exhausted or proves insufficient for medical treatment. In a nut shell, top-up plan for health insurance is meant to enhance your existing cover, however HDFC ERGO offers my health: medisure top up plan which can be taken as an independent plan subject to aggregate deductibles met. Most importantly, top up plans can be availed at an affordable premium without shedding much. It acts like a cherry on the pie, which comes at a nominal premium.

Benefits of my: health Medisure Super Top Up Insurance