Important Checklist for Home Maintenance in Monsoon

Posted on: Aug 3, 2022 | 3 Min | Written by: HDFC ERGO Team

Important Checklist for Home Maintenance in Monsoon

Monsoon brings lots of joy and sighs of relief from the summer heat. But unfortunately, it can also lead to a situation like floods or water-logging, which can cause damage to home structures and other personal belongings. One best way to secure your residence from financial losses due to monsoon is by having a home insurance policy. Property insurance or homeowner insurance secures your residence content and structure against unfortunate events like theft, fire, natural calamities (storm, cyclones, etc.) or man-made activities (riots and terrorism). Apart from this, it would be best if you also run through some essential checklists for home maintenance in monsoon.

• Check the Roof:

A leaking roof is both frustrating and also unsafe. In addition, roof leakage can genuinely ruin your belongings and home. This is why roof care is a core need for good house maintenance before the monsoons hit. Look for patches on your ceilings which might indicate seepage or stagnant water on your roof. Ensure to patch up these areas properly and treat them before the rains arrive for an appropriately secure roof.

• Inspect Walls:

Inspect walls for cracks or fungal growth and prioritize these when running a checklist for home maintenance in monsoon. Fixing up cracks and a good coat of weatherproof paint will keep your walls dry. Fungal growths, mildew and mould will cause unhealthy musty odours in your home and should be cleaned off using bleach or a disinfectant liquid for good smell in your home.

• Check the Drainage:

Check drainage gutters and pipes for obstructions or leaks and replace, unclog or repair as needed. You should also check flat areas for water accumulation and ensure that drainage pipes' width placement is sufficient to tackle rain flow. Choked drains and stagnant water are breeding grounds for mosquitoes and other germs. This must find a place in your monsoon safety checklist. Leaves along with plastics and dirt choke up the inlet of your house rainwater drainage lines leading to flooding the terrace or sometimes even overflowing into your house. To avoid such untoward mishaps, do remember to have all inlets thoroughly during the monsoon.

• Ventilation:

As the humidity level rises in monsoon, you might need a break from the wet. This is when having a properly running AC or a dehumidifier will help to reduce the dampness and provide a necessary level of comfort. So make AC cleaning a key element of your home maintenance plan to prevent the build-up of dampness in your home.

• Check Wiring & Switchboard

To prevent electrical malfunctions like short circuits, have all the electrical wirings checked, install a voltage regulator, and plug electrical sockets. In case of water leakage from the roof, the water can travels through concealed electrical conduits. Therefore, if there is a history of leakage near the switchboard, ensure to repair the same.

• Protect Your Wooden Furniture:

Clean wooden furniture with a dry cloth or a vacuum cleaner during the monsoon, in case they are ancient, then give them a polished look by varnishing them. That is one of the most neglected monsoon preparations for the home.

Conclusion

The above-mentioned checklist for home maintenance in monsoon can help avoid some severe accidental damage at your residence. However, for overall protection of your home structure and its content, you can opt for HDFC ERGO home insurance policy, where you can cover belongings worth upto Rs 25 lakhs.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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