Know How Travel Insurance Can Help You with Turbulence at The Airport

Posted on: Jan 12, 2023 | | Written by:

Know How Travel Insurance Can Help You with Turbulence at The Airport

Published on January 11, 2023. EST READ TIME: 3 minutes

How Travel Insurance Help with Turbulence at Airport

Planning an international trip is not easy. From deciding the destination to making the itinerary to getting visas and even reaching the airport is a big issue. Now that you have reached the airport you feel all is sorted, and nothing can stop you from reaching your destination and enjoying the holiday. But have you ever realised that even a lot can happen at the airport which can delay or cancel the trip? These issues are a bad start to the holiday and can spoil the mood. So get overseas travel insurance to ensure any emergency in a foreign land will be taken care of by the insurance company. Do you know that this travel insurance cover will also cover most of the glitches at the airport? If not, we have you covered. Read on to know what issues you can possibly face at the airport and how your insurance policy will have you covered.

Common glitches you could face at the airport

There are many issues that can come up at the airport, which can jeopardise your trip and, of course, your mood. Let us first list down all the glitches that can come up at the airport.

1. Excess baggage

You are carrying more luggage than the baggage allowance. Each airline and ticket has a fixed baggage allowance and also the number of baggage pieces. You need to carry your luggage within this allowance. Beyond this, you will either need to pay the airline which is usually charged per kilogram and if it is much more than that you will need to take stuff out which is very cumbersome at the airport.

2. Wrong terminal

Most international airports today have different terminals as there are many airlines flying in and out. When you receive your ticket you need to check the terminal from where your flight will be departing. If you do not do this and reach the wrong terminal you will end up wasting a lot of time getting to the right one. This is more of an issue with people travelling for the first time but still, everyone needs to be careful and check the details on the ticket.

3. Flight delays

The third and one of the worst things that can happen is when the flight gets delayed. The flights can be delayed by a few minutes to some hours. Yes, you can roam around the airport and grab a coffee but these are all additional expenses that can spoil the budget. On top of this, you requiring to just sit at the airport for that extra time is also not something that anyone will look forward to.

4. Missed connecting flights

Not all destinations have direct flight connectivity and thus, you need to take connecting flights. Also, many times taking connecting flights is a cheaper option and thus, people travelling on a budget prefer this. The issue comes in when your flight from your point of origin gets late and as a result, you end up missing your connecting flight. This can be a big problem and getting to your destination could be another issue.

5. Delayed or lost baggage

There is an issue that can come up at the destination airport and that is lost baggage. The airline many times does not get the luggage especially when you have a short gap between two connecting flights. Bags can be lost as well and these all are big issues in a new city and country. Travelling without your stuff and then the additional stress to buy new things can be too overwhelming in a new country. There can be many reasons for the delay or the loss, but the stress is only for the person travelling.

How travel insurance helps to face issues at the airport

Having travel health insurance is a must when you are travelling abroad but your insurance policy should not only be about health coverage. An overseas travel insurance policy can cover a lot of other things which might seem trivial but when these issues come up, you realise what a great help your policy was. We have earlier discussed how there can be glitches at the airport and how they can affect the trip. While excess baggage and wrong terminal will not be covered in the travel insurance cover, the others will be covered. Let us discuss how this coverage will help you must have a comprehensive insurance policy and not just travel health insurance.

1. Delayed flights

When your flight gets delayed, you need to wait at the airport. Your overseas travel insurance will compensate you for all the expenses that you will incur at the airport while waiting. There is a cap on the amount and also these are covered beyond a certain time limit. Check your policy and carefully read the wording to know what you can claim.

2. Missed connecting flight

When you miss the connecting flight to reach your destination, the airline usually takes care of the expenses and your tickets for an alternative flight. The expenses that you incur during your layover are covered by your travel insurance. Thus, if you are travelling on a budget you should always ensure you claim for these expenses.

3. Loss of baggage

When you reach your destination, and you find out your baggage has been delayed or lost by the airline, it can be quite traumatic. If bags are delayed or lost and you need to buy new things is an expense that you do not factor in while travelling. The insurance company here comes to the rescue as any cost that you incur due to this negligence like buying essentials or things that are lost will be compensated for by the insurance company. Each policy can have a cap on this, and thus, one must be sure of what is covered in their policy.

Conclusion

Your overseas travel insurance is a must-have thing when you are travelling internationally or within the country. This will cover many issues you might face during your travel. The common perception is that this policy only is helpful when you are travelling. But as explained above it also provides cover against glitches at the airport. While buying your policy, ensure you have good coverage and also read the document carefully to know the limits, inclusions, and exclusions. When you know the exact coverage of any policy, it is not only good for your understanding but also comes in handy at the time of a claim.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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