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Protect Your Travel to Tokyo Olympics 2021 with HDFC ERGO

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Published on August 4, 2021. EST READ TIME: 3 minutes

The Tokyo Olympic Games, slated to be held in 2020, were deferred to 2021 on account of the global COVID-19 pandemic. The games - a great show of athletic prowess - are being held in a scaled-down manner, with significant restrictions on the number of spectators and visitors who will be allowed on the premises. In a time when a global pandemic is wreaking havoc, the importance of securing your travel to Japan, or if you have similar international travel needs comes to the forefront like never before

Tokyo 2020 Olympics

One of the biggest sporting events in the world, the Olympics, will be held from 23 July to 8 August 2021. The Japanese capital of Tokyo will be hosting the games for the second time, after having hosted them in 1964 before. The summer Olympics this year will host 33 competitions featuring a total of 339 events across 21 venues. The city of Tokyo will host the games in two venues - Heritage Zone and Tokyo Bay Zone. Both these are oval-shaped venues that intersect to form an infinity symbol.

The Olympic Games this year will feature four new sports - surfing at Shidashita Beach, skateboarding, Japan's native karate, and sport climbing. After the Olympics, the Paralympic Games will be held from August 24 to September 5 at the same venues.

Travel Insurance and Safety Tips for Tokyo 2020 Olympics

While travel insurance is, in general, a necessity when one is planning a trip anywhere, such an insurance plan for the Tokyo Olympics is all the more important because of several reasons. Japan is prone to earthquakes, tsunamis and flooding. From June to December, the country also experiences typhoon activity. The COVID-19 pandemic also poses several added risks such as missed flights and cancellations.

These risks persist in addition to the risk of exigencies like injury and illness that may occur whenever and wherever. A travel insurance India plan will help you guard yourself against these risks when you travel to Tokyo for the 2020 Olympics or for your similar travels. A comprehensive travel insurance plan like HDFC ERGO's will protect you from financial liabilities such as medical emergencies, luggage or passport loss, personal liability, flight cancellation and accidental death and dismemberment.

What is the best travel insurance for Tokyo?

HDFC ERGO's Travel Insurance plan offers emergency medical expenses by covering cashless treatment in its network hospitals. As part of its medical care coverage, HDFC ERGO also has a provision for medical air or surface evacuation in emergency situations. What makes this one of the best travel insurance India plans is comprehensive coverage of both medical and non-medical emergencies.

Medical:Under this travel insurance plan, HDFC ERGO covers not only daily hospital cash allowance for small daily expenses, but also allows you to receive dental treatment on your trip abroad. Moreover, in the event of accidental death, a lump-sum compensation will be provided to the family of the policyholder and the body will be repatriated to the home country by the insurer. The travel insurance plan will cover you in case of permanent disablement as well.

Journey and baggage: The HDFC ERGO travel insurance plan provides coverage in case there is a loss of baggage and personal documents. It reimburses policyholders for the costs of getting a new passport if they happen to lose theirs while travelling. The plan compensates for losses or delays of your checked-in baggage as well.

In case you accidentally damage a third party while in a foreign country, this plan provides compensation. Financial help will also be provided in case of emergencies such as theft, robbery or dacoity. The insurer will also take care of the purchase of essentials during a flight delay and hotel accommodations during a medical emergency. HDFC ERGO travel insurance India also has a provision for hijack distress allowance.

How do I file a travel insurance claim?

For cashless claims that are permissible under emergency medical expenses and dental expenses, you can check out network hospitals abroad to raise a claim. Follow these steps :

1. Access the digital form here

2. Fill out the form and send a signed copy. This should be accompanied by the ROMIF and claim documents. ROMIF can be accessed here.

3. Our third party administrator (TPA) will check with a hospital and arrange for the cashless facility. The total TAT for this process will be 24 hours.

Conclusion

HDFC ERGO provides a simple, hassle-free way to protect yourself from any emergencies while you are travelling. If you are planning a trip to Tokyo for the Olympics as part of the contingent or if you are planning for any such international trips in the near future for different purposes,  this insurance policy will act as a protective cover against most emergencies.

A comprehensive insurance cover like HDFC ERGO'S INTERNATIONAL TRAVEL INSURANCE plan will keep you protected from all medical exigencies such as sudden illness or injury, as well as emergencies of travel like flight cancellations, delays and lost luggage.

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