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Here are Five Reasons to Buy Travel Insurance Policy for Your Summer Holiday Trip

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Are you going on an international trip this summer? If yes, then it is advisable to check out the best international travel insurance policy online, which will secure your trip from losses that might occur due to an unforeseen event during the journey. Also, the presence of the COVID-19 pandemic still gives nightmares to many travellers, so it will be wise to have an international travel insurance policy for your trip. Depending on your requirements, you can opt for an HDFC ERGO comprehensive international travel insurance plan for individuals or families.

Now let us look at reasons to buy a travel insurance policy for your summer holidays

• Emergency medical evaluations

While you are on a journey, there is a possibility of developing a medical condition that might require you to be transported to a nearby hospital. With travel insurance in hand, bid farewell to worries about expenses. The medical emergency expenses like hospital bills, doctor charges, etc., are covered under a travel insurance cover. Furthermore, an overseas travel insurance policy also takes care of the expenses of sending back the patient to the home country if a patient develops a condition where they need to be sent back to their nation. Therefore, it does not just save the insured from the hassle of having to get the evacuation arranged; it also saves the insured from the highest high expenditure incurred in such cases.

• Baggage Delay

In summer holidays, due to high crowd and maximum tourist flying out, there is a possibility of a baggage delay. During this time, you might have to incur expenses for buying an essential item. With HDFC ERGO baggage delay cover, you get reimbursement of expenses made to purchase essential items like medicines, toiletries, clothes, etc.

• Checked-in Baggage Loss

You definitely do not want your vacation to be spoiled or interrupted due to checked-in baggage loss, which might happen during the trip. This might happen with a longer route to your destination, where your baggage might get flown in a different flight. If you have a checked-in baggage loss cover with your travel insurance policy, you can get coverage for any losses caused due to baggage loss.

• COVID-19 Hospitalization

With HDFC ERGO travel insurance policy, you get coverage for COVID-19 hospitalization, which is vital at this time, as the coronavirus pandemic is still far from over. With the emergence of new variant of Omicron, XE, mutation of BA'1 and BA.2, it is safe to have a travel insurance policy having COVID-19 cover.

• Ongoing Ukraine-Russia Crisis

The ongoing Ukraine-Russia Crisis might affect your travel plans, especially if you're planning a trip to Eastern European countries. Hence, it would be wise to purchase an international travel insurance policy, just in case if you get stuck abroad due to this situation or your flight schedule gets delayed or disturbed.

Conclusion

It is preferable to buy a travel insurance policy for your summer holidays as unfortunate incidents don't come with any warning. With HDFC ERGO travel insurance policy, you get coverage amounts ranging from $50K to $500K and also a network of one lakh plus cashless hospitals. Moreover, our 24X7 in-house claim assistance team will ensure that your claim is settled with ease.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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