Posted on: Oct 14, 2024 | 3 mins | Written by: HDFC ERGO Team

Best Bike Under 7 Lakh: Top Choices in India

Best Bike Under 7 Lakh In India

The Indian biking community is dynamic and everyone is constantly in search of a bike which has power, and style and can also fit in our pockets. There is no dearth of bikes for this segment and every brand comes in different aspects to suit any type of riding – be it a daily commuter, a tourer or an off-road rider—each comes with power and performance higher than ₹ 7 lakh. Here we take a look at the top bike under ₹7 lakh and also learn why your dream bike must be insured with Two Wheeler Insurance – this can be Comprehensive Bike Insurance or Third Party Bike Insurance.

Now that we have contained ourselves, let’s move to the best choices for a bike under ₹7 lakhs.

Best Bikes Under ₹7 Lakh

1. Kawasaki Ninja 300

◦ Price: ₹3.43 lakh (ex-showroom)

â—¦ Engine: 296 cc, parallel-twin

â—¦ Power: 39 PS

â—¦ Torque: 26.1 Nm

Even the Kawasaki Ninja 300 is characterised by great manoeuvrability, finely tuned torque/ horsepower characteristics and aesthetics. It is currently one of the cheapest sports bikes you can get in India and it does offer thrilling rides for those who consider it. This bike offers a great ride and comes in at a good price for a sports bike, which makes this one a worthwhile contender.

Insurance Tip: When it comes to a motorcycle as powerful as the Ninja 300, it makes sense to go for more than just a third-party insurance policy; a Comprehensive Bike Insurance policy will cover the bike’s damage as well as the third party’s.

2. Royal Enfield Super Meteor 650

◦ Price: ₹3.48 lakh (ex-showroom)

â—¦ Engine: 648 cc, parallel-twin

â—¦ Power: 47 PS

â—¦ Torque: 52 Nm

Super Meteor 650 by Royal Enfield also goes well on tours because of its comfort and generous amounts of torque. This ride carries old-school looks with new-age power, which highly caters for it for highway use. It comes with a 650 cc engine featuring a low cruising rpm which makes the bike comfortable for cruising on city roads and highways.

Insurance Tip: If you’re on a budget, consider Third Party Bike Insurance but for proper coverage, since the cruiser is on the expensive side, you need a Comprehensive Bike Insurance policy.

3. Honda CB650R

◦ Price: ₹8.67 lakh (ex-showroom)

â—¦ Engine: 649 cc, inline-four

â—¦ Power: 85.82 PS

â—¦ Torque: 57.5 Nm

The Honda CB650R stands tall and wide with a sporty riding position which is perfect for powerful naked bikes, and this model delivers good power output ideal for riderDNA. It merges class, performance, and comfort in such a way the rider gets the best of both worlds. While a little over ₹ 7 lakh, it is considered for those willing to compromise the budget for performance.

4. CFMoto 650MT

◦ Price: ₹5.79 lakh (ex-showroom)

â—¦ Engine: 649 cc, parallel-twin

â—¦ Power: 56.9 PS

â—¦ Torque: 62 Nm

Currently, if you are looking for an affordable yet powerful adventure bike for under ₹7 lakh, then the CFMoto 650MT could be one perfect choice for the active dedicated rider. It is a grand touring motorcycle for long-distance travel and you can take it to rough terrains as well. The bike has ABS equipped together with adjustable suspension, and a comfortable ergonomic design to give a superior ride irrespective of the terrain.

5. KTM 390 Adventure

◦ Price: ₹3.37 lakh (ex-showroom)

â—¦ Engine: 373 cc, single-cylinder

â—¦ Power: 43.5 PS

â—¦ Torque: 37 Nm

The KTM 390 Adventure is aimed at touring riders who occasionally take their bike offroad. It is a lightweight bike with a fully digital instrument cluster, traction control and off-road ABS, making the Honda Africa Twin the most equipped adventure bike that can be bought for less than ₹7 lakh.

6. Benelli Leoncino 500

◦ Price: ₹5.59 lakh (ex-showroom)

â—¦ Engine: 500 cc, parallel-twin

â—¦ Power: 47.5 PS

â—¦ Torque: 46 Nm

As you may realise or probably know, the Benelli Leoncino 500 is a modern motorcycle with a retro appearance. It achieves a top speed of 160 km/h and has an impressive and powerful mid-range which makes it ideal for commuting and touring. The Leoncino is a classic eye-catcher due to the neo-retro scrambler looks and is a perfect middleweight bike that has a very different feel to it.

7. BMW G 310 GS

◦ Price: ₹3.25 lakh (ex-showroom)

â—¦ Engine: 313 cc, single-cylinder

â—¦ Power: 34 PS

â—¦ Torque: 28 Nm

BMW’s new G 310 GS is an affordable way into the adventure touring segment if you want to stick with BMW’s. It provides a decent combination with its small body frame and is perfect for both urban and rough-ride uses. This bike has that rough look but it has a very superior touch that appeals to the adventure category bikers and it is cheap.

Conclusion

Once the bikes are in terms of specifications, it is all about the riders’ preferences, riding profile, and the features a rider wants in his dream bike available under ₹ 7 lakhs. Altogether the included motorcycles represent good value at the price and afford a very comprehensive package depending on the topline chosen, whether it be adventure, sports touring or standard touring. It is mandatory to have an Accidental Two Wheeler Insurance Plan to secure your valuable bike with Third Party Bike Insurance or even Comprehensive Bike Insurance.

FAQ

1. Which bike one should buy between ₹ 50000 to ₹ 70000 for a daily city ride?

A: They said the Kawasaki Ninja 300 and BMW G 310 GS were perfect for city commuting, as they are easy to manoeuvre, handle and perform.

2. Is third-party insurance adequate for bikes attracting up to ₹7 lakh price tag?

A: The Third Party Bike Insurance is the bare minimum cover you are legally required to have, and it will only cover other people’s property. But for better coverage especially for high-end bikes, there is a Recommended Comprehensive Bike Insurance.

3. Comprehensive Bike Insurance brings lots of advantages with it?

A: Comprehensive Bike Insurance not only covers the third party, but also the self, that is the Insured Bike for various mishaps such as an accident, theft, and damage caused due to natural calamities.

4. Which adventure bike is available for under ₹7 lakh?

A: The KTM 390 Adventure and CFMoto 650MT are perfect adventure tourers for under ₹7 lakh with brilliant off-road performance and touring fashion.

5. How relevant is insurance when you are planning to purchase a bike that costs less than ₹7 lakh?

A: Financial coverage is necessary to guard an individual’s investment. Two Wheeler Insurance provides cover so that the insured is not financially crippled by the occurrence of such mishaps.


Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.


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