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6 Tips to make your home monsoon ready

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Monsoon is said to be the season of joy, new hopes with each drop of rain, and the end of the scorching heat of summer. While the onset of monsoon is the dawn of a whole new season of rejuvenation, it can often be gloomy for some. This is because rain can bring several irreparable damage, especially when you are not prepared well for it. Blocked sewage, electricity shock circuits, seepage, etc. are some common household issues.

The good news is you can mitigate most of these problems by taking precautions and being prepared with the right measures for the rainy season. Read on as we discuss various monsoon tips for home for enhanced protection against rain issues.

Simple Steps to a Monsoon-Ready Home

Monsoon is about to arrive and you are worried that this particular season may cause seepage or the roof might show damps and leakages here are some tips for you so you can make your home monsoon ready. Do not let rain dampen your happiness.

Here are some quick monsoon tips for home:

1. Inspection of the home's structure

Before the monsoon knocks on your location, it is essential that you do a detailed inspection of your home's structure. It includes looking for any existing or potential cracks and seepage issues. Right from the roof of the house to all the corners, a detailed inspection is quintessential. It informs you about the potential problems so you can fix them before it escalates. You may take the help of a professional and fill the cracks with wall putty and give it sufficient time to dry and settle.

Apart from this, make sure you:

• Get pest control done for a safe house

Rainy season attracts different types of insects, ants, mosquitoes, and flies inside the house. Some of these may be quite harmful and so, protection against pests is a must. Without spending much, you can ensure pest-control measures in the house.

• Mitigate electricity problems

Electricity shock circuits are quite common during monsoons due to broken connections or loose wire fittings. So, while you are inspecting the structure of the home, side by side, you must also check electricity fittings and connections and replace and repair if problems are spotted.

• Avoid the awful smell of monsoon

You must have noticed that several wardrobes emit awful smells during the monsoon. This is because the moisture gets trapped inside due to a lack of proper ventilation and dampness. You may place camphor and cloves in different places to mitigate this smell. Also, you can install dehumidifiers in the room and make regular use of room freshers to ensure a positive and fresh aura.

2. Paint makes a huge difference

The outer paint of your home makes a huge difference in the maintenance of the house. During rain, if the paint absorbs the water, it may cause dampness and lead to erosion of the point. Hence, using waterproof paint or plastic paint can be a great choice. A good layer of waterproof paint will ensure no water gets stored on the wall.

3. Check for proper drainage

Rainy season increases the flow of drainage. Clogged drainage can cause waterlogging and further associated diseases. Prior and regular inspection of the drainage system of your house is very important. You must get it cleaned regularly, especially before monsoon, so that no water logging problems arise.

4. Safety for furniture

The depreciation of wooden furniture increases during monsoons. So, the very first step is to remove furniture from areas that may receive rainwater in the house. Secondly, to provide them additional protection, you can get the furniture coated with varnish. Also, make sure the furniture is at a distance from the wall so either doesn't affect the other.

5. Clear ventilation

The rainy season has gloomy sun and a hazy view. So, to ensure sufficient light inside the house, try to install light colour curtains. Also, make sure to have proper ventilation and open the windows to let fresh air in when it's not raining outside.

6. Protection against floods

Rainy seasons can cause floods and the best way to protect yourself is to be prepared. Floods can cause serious damage to property, belongings inside, and human lives. Amid such a situation, having home insurance can be a major relief and it will make sure that you receive adequate compensation for flood losses.

FAQ's

1. Is it mandated by the government to purchase house insurance?

No. Neither the government of India nor the IRDAI has mandated house insurance. Though buying insurance is highly recommended, it depends on the preference of the homeowner.

2. Is there home insurance for flood?

Yes. Various insurance companies offer you the option to purchase home insurance for flood. If you live in a flood-prone area, you must consider it.

3. What coverage do I get under home insurance?

Coverage can vary from plan to plan. Typically, the damages caused due to the following situations are covered:

• Fire accidents

• Thefts and burglaries

• Natural calamities

• Man-made hazards

• Up to INR 25 lakhs compensation for damage to belongings (15 types of belongings & perils)

• Electrical breakdowns

• Accidental damages

• Compensation go alternate accommodation

• Up to INR 10 crore cover for home structure.

4. Can a tenant purchase home insurance?

Yes. Tenants can purchase tenant insurance to protect the contents of the house.

Conclusion

This monsoon, welcome the mighty rain with all your heart, without the feeling of despair. Follow these basic tips to keep your home sweet home safe and secure, and enjoy the monsoon with our monsoon insurance. Proper ventilation, drainage, and inspection of the home's structure are some of the most important tips. Apart from all of these tips, make sure you have also invested in the right house insurance to stay financially protected against any unforeseen mishap due to the monsoon.

Disclaimer : The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales

RELATED ARTICLES

• How to Clean Your Home After a Flood

• Important Checklist for Home Maintenance in Monsoon

• Monsoon is Here! Why Most Indians Should Consider Buying Home Insurance Policy

• How to navigate through floods or flash floods?

• How to Safeguard your Home from the Disasters of an Erratic Monsoon

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