Steps to Check Bike Insurance Expiry Date Online

Posted on: Jun 23, 2021 | 3 mins | Written by: HDFC ERGO Team

Steps to Check Bike Insurance Expiry Date Online

If you fail to renew your bike insurance policy on time, you will be liable to fines from the traffic police. You will also not get any protection from the insurer if your bike meets with an accident or is stolen.

So it is very important to keep a check on the expiry date of your bike insurance and ensure that the policy gets renewed in time to avail the maximum benefits of idv in bike insurance.

The good news is that now you can quickly get all the relevant details about your insurance policy, including the expiry date, at your fingertips with a click.

Let us quickly see how you can fetch the expiry date of your insurance policy online.

How to Get Bike Insurance Details Online?

Getting bike insurance details online is a hassle-free process that brings convenience right to your fingertips.

Given below are 3 user-friendly methods by which you can effortlessly check bike insurance expiry date online.

1. Through your Insurance Company's Portal

2. Through the Insurance Information Bureau, and

3. Through the VAHAN Portal

All you need is a smartphone or laptop with a stable internet connection to access your important two-wheeler insurance information online.

Let's break down the steps for getting your policy details from these user-friendly digital platforms:

How to Check Bike Insurance Expiry Through Your Insurance Company

Insurance providers maintain comprehensive records of the policies they issue, making it a breeze for you to verify the details. By logging into your insurer's website, you can easily access this information.

While the specific steps to retrieve policy details may differ across insurers, the majority of these websites offer a straightforward method to check your bike's expiry date. Typically, inputting your bike's registration number will give you access to all important details.

You can follow the steps below to check bike insurance expiry date online through your insurer's website:

1. Log into the official website of the insurance company

2. Enter the details of the policy and hit submit

3. View the policy details or download PDF copy for easy reference

Alternatively, you can write an email to the customer care department of the insurance company and obtain policy details. Generally, it will take 24 hours or less for the insurer to get back to you.

An easier way would be to directly call up the customer care number of the company. They can help you with the policy details and its renewal and can also take you through the process of finding details on the website so that you can do it yourself the next time.

How to Check Bike Insurance Expiry Through Insurance Information Bureau

The Insurance Information Bureau is a special organisation run under the aegis of the government of India. It is a repository of information on all insurance policies issued in India.

Hence, you can rely on it for accurate information about your bike insurance.

Follow these steps to check the bike insurance expiry date online through the IIB website.

Step 1- Go to the official website of the Insurance Information Bureau (IIB)

Step 2- On the homepage, locate the 'Quick Links' section. Click on the 'V-Seva' option within

this section. This will bring up a form for you to fill out.

Step 3- Complete all the required information in the form, including your name, email

address/mobile number, home address, vehicle registration number, and more.

Step 4- Enter the 'Captcha' and then press the 'Submit' button.

Step 5- Upon clicking 'Submit,' your motor vehicle insurance policy details will be displayed.

You can alternatively fill out a query form on the IIB website, and one of the customer care executives will reach out to you regarding your query.

However, please note that this website only covers motor vehicle insurance policies purchased

after April 1st, 2020. Policies purchased prior to this date are not accessible on this platform.

Guidelines for Using IIB's Website to Check the Insurance Status

When using the IIB's website to conduct an online check of your two-wheeler vehicle insurance status, it's important to keep a few key points in mind:

• The bike registration number is an essential field and should be inputted without any special characters.

• There is a two-month lag in insurance companies submitting policy data to the Data Repository. Consequently, there might be instances where an insured bike isn't immediately visible in the IIB's database.

• For newly acquired bikes or scooters, insurance companies typically share only the chassis and engine numbers with the IIB's Data Repository.

• You can check your bike insurance status up to three times using the same email address or mobile number.

How to Check Bike Insurance Expiry Date Online Through the VAHAN portal

The VAHAN portal is a central repository of information about all road vehicles registered in India. It also works as a central clearinghouse for information collected and needed by the Ministry of Road Transport and Highways. As a citizen, you will first have to register with the portal using an email ID and a valid Indian mobile number. Once registered, just follow these easy steps:

Step 1- Visit the official website of VAHAN e-Services.

Step 2- Click on the 'Know Your Vehicle Details' tab.

Step 3- Enter your bike registration number and verification code

Step 4- Click 'search vehicle

Step 5- You will be able to access the expiry date of your vehicle insurance policy along with other details.

Keep in mind that you will need the engine and chassis number of the bike or car you want information about. This is done as a safety measure to ensure information privacy.

How to Get Bike Insurance Details Offline?

Sometimes due to technical glitches, you might not be able to access the policy's expiry date online. In such situations, you can fetch the details offline using the following ways:

• Reach out to your insurance provider over call and seek help.

• Visit the relevant Regional Transport Office (RTO) for additional information.

Conclusion:

It is only human to forget details such as policy number, expiry date or renewals but with a digital ecosystem at play; it is now simple to retrieve all your policy details. We suggest that if you are tech-savvy, you can opt for options such as DigiLocker, which allows you easy access to your policy.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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