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Popular General Motors Car Models
Types of General Motors Car Insurance HDFC ERGO Offers
General Motors cars are known for their sold build and mechanical reliability. So, if you own one, you will need a General Motors car insurance policy for both your legal and financial protection. A basic third-party cover will fulfil the legal aspects of insurance, whereas the best option is to choose a comprehensive General Motors Insurance policy.
Including own damage cover, third-party liability and a personal accident cover, the single-year comprehensive insurance policy provides all-round protection to you and your vehicle. You can further enhance your car insurance coverage with a host of add-ons.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
The third-party liability insurance is legally mandatory to be able to drive on Indian roads. It covers you against any financial liability to a third-party person or property as a result of an accident that involves your vehicle.
Personal accident cover
Third-party property damage
Injury to a third-party person
The standalone own damage cover provides financial coverage against damage to your own vehicle in case of an accident or natural or manmade calamity. It also protects against theft. This is the perfect partner to your third-party car insurance policy. The choice of add-ons further enhances your coverage.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
This plan has been designed by the experts for your convenience. Get a 3-year third-party cover and a yearly own damage cover in one package to ensure you’re seamlessly protected even when your own damage cover expires. Simply renew the own damage cover to enjoy comprehensive protection.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of General Motors Car Insurance
The extent of coverage you will get depends on the plan that you choose for your General Motors car. A comprehensive General Motors car insurance policywill usually include the following:
Accidents
We cover against financial losses arising due to an accident.
Fire and explosion
You are financially protected against fires and explosions concerning your car.
Theft
Your car getting stolen is the stuff of nightmares. We ensure your peace of mind in that case.
Calamities
Natural or manmade, we provide financial coverage across a wide range of calamities.
Personal Accident
Your treatment charges are taken care of, in case of an accident.
Third Party Liability
Injuries or damage to any third-party person or to their property is also covered.
With every insurance policy, there is a defined ambit of coverage. Which means, there are a few cases that are not covered by your General Motors car insurance policy:
Depreciation
Unless you’ve taken a Zero Depreciation cover, depreciation is not covered under your policy.
Wear and tear
Natural wear and tear of components can cause them to malfunction over time. This is not covered under your insurance.
Electrical or mechanical breakdown
Electrical or mechanical breakdowns of any nature are not covered, unless specific add-ons are taken.
Illegal behaviour
Driving under the influence of drugs or alcohol or not having a license is not covered, as are other legal violations.
How to Renew General Motors Car Insurance?
Renewing or buying a new General Motors car insurance policy is incredibly easy and quick. And you can do it all by yourself with just a few clicks.In fact, get your policy in a matter of minutes now. Follow the four steps below to get yourself covered.
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your car details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
There are a number of companies that offer car insurance policies in India. However, none can come close to the service offered by HDFC ERGO. If you are looking to buy a good policy for your General Motors car, you should rely on the satisfaction of more than 1 crore customers who have already benefitted from our products and services. Our General Motors Car Insurance policies offer multiple advantages over what you can get from our competitors.
Discount on premium
HDFC ERGO offers multiple discounts on comprehensive insurance premiums, helping you save up to 70%. We also provide no claims bonus up to 50%, ensuring the cost of insurance does not weigh heavily on your mind.
Convenient and extensive service
Your out-of-pocket expenses are minimised with direct cashless settlement with the workshop. And with over 8000 cashless garages across the country, help is always at hand. The 24x7 roadside assistance is just a phone call away, ensuring you’re never stranded helplessly.
Extensive family
With over 1.6 crore happy customers, we know your exact needs and have put smiles on a million faces. So, keep your worries aside and join the club!
Overnight service
HDFC ERGO’sovernight service repairs takes care of minor accidental damage or breakdowns to ensure your car is ready to use the next day.This way, your routine doesn’t get disrupted. Simply catch up on your night’s sleep and allow us to get your car ready in time for your morning commute.
Easy claims
Making claims is easy and quick. We make the process paperless, allow self-inspection, and offer quick settlement to keep your worries at bay.
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