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Home / Motor Insurance / Car Insurance / Car Insurance for Make and Model / General Motors

Buy/Renew General Motors Car Insurance Online

General Motors Car Insurance
General Motors, conducting business as Chevrolet Sales India, was the Indian arm of USA based car manufacturing giant General Motors Corporation. The company first entered the Indian market with their Opel brand, but in 2003,they decided that the Chevrolet brand was more suitable for an evolving Indian millennial market. The sales operation remained active till 2017 when the company decided to focus more on providing support, service and spares for the existing models and halt the sales of new vehicles in the market.

Popular General Motors Car Models

1
Chevrolet Spark
This was the entry level car from General Motors in India. It was based on the M250 model of the Daewoo Matiz, which the company purchased when they bought the Korean car maker Daewoo. It was meant to be a simple and easy to drive offering for the first-time car buyer. The car was sold in the Indian market from 2007 to 2017 and saw good sales.
2
Chevrolet Beat
It was the key sales driver of the company in India and was their competitor in the budget level hatchback car market for first time car buyers. Launched in 2010, the car was known for its bold styling, affordable pricing, particularly as a cheap diesel model, and was quite a head turner. It was based on a third generation Chevrolet Spark M300.
3
Chevrolet Cruze
This was the American muscle car offering of the company in the Indian market. Over all the years that General Motors was active in India, the Cruze was perhaps their best-selling model overall. The car was fun to drive, had rugged looks and could put a smile on everyone’s face. Introduced in 2009, the car was on sale till 2017.
4
Chevrolet Enjoy
This was an affordable vehicle from the company. It was meant for carrying large families and groups of people and was introduced in 2013, remaining on sale till 2017. The car was basically a rebadged version of China made WulingHongguang S and was only able to get moderate sales figures because most people looking to buy people movers tended to buy the bigger model Tavera.
5
Chevrolet Tavera
It was a truly superhit model from General Motors in India. The car was launched in 2004 and remained on sale till 2017. It was a roaring success and was particularly popular in the commercial market where it was used as a staff vehicle by many companies and fleet service providers.

Types of General Motors Car Insurance HDFC ERGO Offers

General Motors cars are known for their sold build and mechanical reliability. So, if you own one, you will need a General Motors car insurance policy for both your legal and financial protection. A basic third-party cover will fulfil the legal aspects of insurance, whereas the best option is to choose a comprehensive General Motors Insurance policy.

Including own damage cover, third-party liability and a personal accident cover, the single-year comprehensive insurance policy provides all-round protection to you and your vehicle. You can further enhance your car insurance coverage with a host of add-ons.

X
Suitable for car lovers seeking all rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

The third-party liability insurance is legally mandatory to be able to drive on Indian roads. It covers you against any financial liability to a third-party person or property as a result of an accident that involves your vehicle.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

The standalone own damage cover provides financial coverage against damage to your own vehicle in case of an accident or natural or manmade calamity. It also protects against theft. This is the perfect partner to your third-party car insurance policy. The choice of add-ons further enhances your coverage.

X
Suitable for those who already have a valid third-party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

This plan has been designed by the experts for your convenience. Get a 3-year third-party cover and a yearly own damage cover in one package to ensure you’re seamlessly protected even when your own damage cover expires. Simply renew the own damage cover to enjoy comprehensive protection.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of General Motors Car Insurance

The extent of coverage you will get depends on the plan that you choose for your General Motors car. A comprehensive General Motors car insurance policywill usually include the following:

Covered in Car insurance policy - fire explosion

Accidents

We cover against financial losses arising due to an accident.

Covered in Car insurance policy - Calamities

Fire and explosion

You are financially protected against fires and explosions concerning your car.

Covered in Car insurance policy - theft

Theft

Your car getting stolen is the stuff of nightmares. We ensure your peace of mind in that case.

Covered in Car insurance policy - Accidents

Calamities

Natural or manmade, we provide financial coverage across a wide range of calamities.

Covered in Car insurance policy - Personal accident

Personal Accident

Your treatment charges are taken care of, in case of an accident.

Covered in Car insurance policy - third party liability

Third Party Liability

Injuries or damage to any third-party person or to their property is also covered.

How to Renew General Motors Car Insurance?

Renewing or buying a new General Motors car insurance policy is incredibly easy and quick. And you can do it all by yourself with just a few clicks.In fact, get your policy in a matter of minutes now. Follow the four steps below to get yourself covered.

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your car details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

There are a number of companies that offer car insurance policies in India. However, none can come close to the service offered by HDFC ERGO. If you are looking to buy a good policy for your General Motors car, you should rely on the satisfaction of more than 1 crore customers who have already benefitted from our products and services. Our General Motors Car Insurance policies offer multiple advantages over what you can get from our competitors.

Discount on premium

Discount on premium

HDFC ERGO offers multiple discounts on comprehensive insurance premiums, helping you save up to 70%. We also provide no claims bonus up to 50%, ensuring the cost of insurance does not weigh heavily on your mind.

Convenient and extensive service

Convenient and extensive service

Your out-of-pocket expenses are minimised with direct cashless settlement with the workshop. And with over 8000 cashless garages across the country, help is always at hand. The 24x7 roadside assistance is just a phone call away, ensuring you’re never stranded helplessly.

Extensive family

Extensive family

With over 1.6 crore happy customers, we know your exact needs and have put smiles on a million faces. So, keep your worries aside and join the club!

Overnight service

Overnight service

HDFC ERGO’sovernight service repairs takes care of minor accidental damage or breakdowns to ensure your car is ready to use the next day.This way, your routine doesn’t get disrupted. Simply catch up on your night’s sleep and allow us to get your car ready in time for your morning commute.

Easy claim

Easy claims

Making claims is easy and quick. We make the process paperless, allow self-inspection, and offer quick settlement to keep your worries at bay.

8000+ cashless Garagesˇ Across India

Frequently Asked Questions


Renewing your General Motors car insurance policy after it has expired is super easy and simple. Log onto HDFC ERGO and purchase a new policy. When entering your previous policy details, you will have the option to renew it, albeit with an inspection of the car, depending on the time that has elapsed. If you renew it close to the expiry date, you may even be eligible to self-inspect the car and send pictures and videos of the vehicle to the insurer before it is approved. After you make the payment, you will be insured again.
The NCB is preserved upto 90 days of policy expiry, after which it is reset to zero. However, you can get an NCB reservation letter from the insurer in case you sell your car and pass the endorsement (change in policy about car ownership). This letter, i.e., the NCB, is valid for a period of three years. But if you sell your car after three months post-policy period, you will not be eligible for an NCB reservation letter.
Renewing your General Motors car insurance online is even easier and simpler than buying a new one. Log onto HDFC ERGO or download the mobile app. Select the renew policy option and update car details. Select the IDV and make the payment. The entire process will take less than 3 minutes.
Taking a comprehensive General Motors car insurance is almost always the recommended option. And with that we recommend the zero-depreciation cover and return to invoice cover. The zero-depreciation cover saves you the cost of paying for depreciation when repairing or replacing parts of your car after an accident. The return to invoice cover pays you the full price you had paid for the car in case of total loss or theft. Furthermore, you can consider the NCB protection add-on to file a claim without losing your NCB. And if you live in a flood-prone area, then an engine protection cover is a must.
Firstly, compare policies online to arrive at the average IDV range of your vehicle. Then compare the premium rates as well.It’s important to choose anoptimum Insured Declared Value(IDV) to premium ratio. Lowering your IDV will lower your premium, but you may end up underinsured. Similarly, a higher IDV may not be as cost-effective. IDV is the maximum payout you can receive from the insurer – in cases involving theft or total loss of the vehicle. Make use of the add-ons, as they are likely to change depending on your usage of the car. Avail an NCB protection add-on if you foresee a claim being made in the following year. Choose an engine protection add-on if you’re parking your car in the basement where water logging is a possibility.