Ford cars are indeed a special place for every Indian who loves driving an American car. Right from their entry into the Indian market in 1995 with the Ford Escort and Ford Ikon, the US automaker has been a favourite for car buyers in India. If you owner of this vehicle brand, it is wise to have Ford car insurance, as it will help you get coverage for vehicular damage losses arising due to unforeseen events. Natural calamities like floods, earthquakes or man-made disasters like riots, terrorism, etc., can vulnerably damage your vehicle, thereby leading to hefty repair bills.
On September 9, 2021, Ford exited the Indian market citing high production costs due to extreme import restrictions. On 8th August 2022, Ford announced it would be selling its manufacturing plant in the western state of Gujarat for INR 7.26 billion to Tata Motors. Since 2021, Ford India has focused on the businesses of supporting a service network, import and distribution of automotive parts, and the sale of extended warranties. Speaking again about insuring your Ford vehicle, it is advisable to have Ford car insurance, as it will help you drive with peace of mind. The insurer will bear expenses for Ford vehicle repair bills for damages due to any unwanted scenarios. HDFC ERGO offers three types of Ford car insurance—comprehensive cover, own damage cover, and third party cover.
Didn’t think it was possible to cover the damages to your own car as well as get security from third-party claims under the same plan? Say hello to the Single Year Comprehensive Cover from HDFC ERGO. This plan covers Third Party Plan and the Own Damage Cover for a year. That is not all. Should your base policy deem insufficient, you can choose add-on covers to bump up the protection cover.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
If you do not take your Ford out on the roads too frequently, you may have perhaps put off getting car insurance for your vehicle. But, insuring your vehicle with at least Third-Party cover is mandated by the Indian law. Third-Party insurance cover for your Ford ensures that you do not have to worry about your finances. This cover gives you personal accident coverage combined with protection from third-party claims.
Personal accident cover
Third-party property damage
Injury to a third-party person
Why limit your car insurance cover to third-party claims alone? After all, in case of an accident or a calamity, your Ford could also sustain severe damages. Paying for those massive repairs out-of-pocket can be stressful. Thankfully, with the Standalone Own Damage Cover from HDFC ERGO, you need not worry about that. We cover the costs of repairing your car in case of accidents, natural calamities, fires and theft.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
If you’ve just checked off a life goal and purchased a brand new Ford car, our Cover for Brand New Cars is just what you need to protect your new set of wheels. Wondering what this cover offers? Well, you get a 3-year cover against any claims arising from any damage to a third-party person/property. Also, this cover includes a 1-year coverage against damages to your car arising from accidents, natural calamities, and theft.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Worried about a fire reducing your Ford to ashes? Well, we’ve got you covered so disasters like these don’t burn a whole in your pocket.
Natural calamities do not come knocking at your door. But, insuring your Ford can prepare you well for contingencies including earthquakes, floods etc.
Losing a Ford car to a robbery is a nightmare for every owner. But, hold that thought there! With our car insurance, we will ensure that the theft doesn’t burden your finances.
It’s natural to panic when you’ve been in a car accident. Let our car insurance take care of your car and finances, while you regain your calm.
Our car insurance does not just prioritize your Ford. It prioritizes you too. In case of an accident, our insurance plan covers the costs of any medical treatment you may need
Been in an accident and find yourself facing steep liabilities from a third-party? Relax! Our car insurance covers third-party liabilities, so you do not need to pay out-of-pocket to meet the costs of any damage to another person or property.
Feature | Description |
Third party damage | The third party damage cover compensates for the injuries caused to third parties involved in the accident with the insured car. It also covers their property damage. |
Own damage cover | For Car Insurance policy covers the vehicle's damage due to theft, fire, earthquake, flood, collision and other unforeseen events. |
No claim bonus | With no claim bonus benefit, you can lower your Ford car insurance premium by 20% by not raising claim in the first year of your policy. This bonus accumulates to 50% by not raising claim for five years. |
Cashless garages | HDFC ERGO has a wide network of 6,700+ network garages offering free repairs and replacement services. |
Riders | If you purchase Ford Car Insurance from HDFC ERGO, you get to choose from 8+ riders like zero depreciation, emergency roadside assistance, engine gearbox protection, etc. |
The birth of Ford Motor Company took place in a car workshop by Henry Ford in Detroit in 1896. Their first car was assembled in July 1903 and by 1908 they introduced their first car model the Model T. In 1911, Henry Ford developed one of the first methods of car assembly for mass production in Kansas City, Missouri facility, introducing the first assembly line production in 1913. Ford entered the Indian market as early in 1926 however, due to low response they shut down their facility. Ford re-entered the Indian market in 1995 as a joint venture with Mahindra & Mahindra called Mahindra Ford Limited with two models i.e. Ford Escort and Ford Ikon. Some of the popular Ford models in India are Ford EcoSport, Ford Endeavour, Ford Figo and Ford Fiesta. On September 9, 2021, Ford exited the Indian market citing high production cost due to extreme import restrictions. However, Ford’s service outlets are still operational in India and its automotive parts are also available for sale.
Ford Car Models | Car Segment |
Ford Mustang | Sedan |
Ford Fiesta | Sedan |
Ford Ikon | Sedan |
Proud owner of a brand new Ford car? Or perhaps, an owner of a trusted Ford vehicle that you’ve had for a few years now? Whatever the case may be, your car is much more than just a set of wheels, isn’t it? Like most car owners,
it’s likely that you too are heavily invested in your car, perhaps even emotionally. So, why not give your car adequate protection by choosing the right car insurance plan for your Ford vehicle?
After all, while you may be the safest driver in your locality, there’s no telling what may be around the corner. Secure your finances and simultaneously eliminate the chances of getting a penalty by choosing a Third Party
cover for your car. The Motor Vehicles Act mandates this too.
But is the law the only reason to buy car insurance? Certainly not! Here are some other reasons why car insurance is important:
If you are in an accident, your Ford car may cause unintended damages to another person, or their property. This could lead to third-party claims, and the costs could be higher than you are prepared for. With third-party car insurance by your side, you shall always be prepared any unforeseen events and the claims borne out of them. .
Car insurance does not just cover third party liabilities. You can also choose to enjoy comprehensive coverage that includes the cost of repairs to your own car, in the event of natural calamity, accident, fire or theft. That is not all. The impressive range of add-on covers such Return to Invoice, Emergency Roadside Assistance, Engine and Gearbox Protector, and many more, ensure holistic protection to your Ford car.
Taking your brand new Ford for a spin? New driver or experienced, you are always going to be worried about unexpected emergencies or accidents that could ruin your car and drain your finances. With car insurance for your Ford, you can finally keep calm when you hit the roads and enjoy the drive.
We know how much you love your Ford. And, we understand that sometimes a basic cover may just not be enough.
That is why we offer you a wide range of add-ons to choose from.
Third-Party (TP) plan: If you’re in an accident, you may find yourself facing damages to the third-party. This could result in hefty third-party claims, which is a legal liability. However, Third-Party insurance cover
can protect you from such liabilities. Also, since Third-Party insurance plan is mandatory in India, insuring your Ford could save yourself the trouble of having to pay penalties. But that is not all! The premium for Third-Party insurance
plan is also reasonably priced. Wondering how? Well, based on the cubic capacity of every vehicle, the IRDAI predefines the third-party premium, making it aligned and affordable for all Ford car owners
Own Damage (OD) insurance: While a Third-Party plan protects you from liabilities that others may claim, you’ll also need to take care of the damages to your own car, isn’t it? That’s where Own Damage insurance
can help. It covers the expenses involved in repairing your Ford in case it is damaged due to an accident or a calamity or a theft or fires.
However, unlike the third-party premium, the premium for own-damage for your Ford car varies. Wondering why? Let us explain. The OD premium for your Ford car is usually calculated on IDV, zone, and cubic capacity. Thus, depending
upon your car's specifications or which city your car is registered in, your premium will differ. The premium is also affected by the add-ons you choose with your standalone own damage cover or a bundled cover. Also, bear in mind that
any modifications to your Ford car will result in higher premiums.
Buying car insurance for your Ford car is easy. All it takes is a few simple and quick steps. Take a look at what you need to do.
1. Visit HDFC ERGO’s website fill in the details, including your car registration number, mobile number and email address.
2. Enter the policy details and the add-on to the cover you would like to opt for.
3. Complete the process by paying the premium amount via online payment.
A confirmation mail along with the policy will be mailed to you
1. Visit HDFC ERGO’s website and navigate to car insurance page. Fill in the details, including your secondhand Ford car registration number, mobile number, model and email address.
2. Enter the policy details and choose one from third party or comprehensive or own damage cover.
3. If you opt for comprehensive or own damage cover, you can customise it by choosing unique add on covers like emergency roadside assistance, engine gearbox protection, zero depreciation, etc.
4. Complete the process by paying the premium amount via online payment.
A confirmation mail along with the policy will be mailed to you.
You can renew Ford car insurance policy from HDFC ERGO website in following ways:
1. Visit HDFC ERGO’s website and select renew the policy.
2. Enter the Ford car model details, vehicle registration number, include/exclude the add on covers and complete the journey by paying the Ford car insurance premium online.
3. The renewed policy will be mailed to your registered email id.
The world has gone digital, and so has our claim settlement process, with these four quick, easy-to-follow steps.
If you are filing claim for Ford car insurance. Ensure to keep following documents ready.
1. Registration Certificate (RC) Book copy
2. Driver's license copy of the individual driving the insured vehicle at the time of the incident.
3. FIR filed at the nearest station
4. Repair estimates from the garage
5. Know Your Customer (KYC) documents
6. If the accident has risen out of a mutinous act, strikes or riots, then filing an FIR is mandatory.
1. RC Book copy and your Ford’s car original key.
2. FIR filed at the nearest police station as well as the final police report
3. RTO transfer papers
4. KYC Documents
5. Letter of Indemnity and Subrogation
When you choose HDFC ERGO car insurance, you get much more than just protective coverage for your Ford car. Our car insurance plans for your Ford car come with the Cashless Garage facility as a part of the package. Wondering what that is? Well, it’s the friend you didn’t know you needed. If you ever find yourself stranded off the beaten path, finding emergency assistance is highly unlikely. Our Cashless Garage facility ensures that you’re not stressed out by a predicament like this.
We have a wide and dependable network of over 8000 cashless garages located all over the country. So, if an emergency comes knocking, you can rely on our garage partners for expert help, and you need not to worry about paying out of pocket. We’ve got you covered.