Buy Honda Car Insurance
Premium starting at Just ₹2094*

Premium starting

at Just ₹2094*
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8000+ Cashless

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Buy/Renew Honda Car Insurance Online

Honda Car Insurance
Honda is synonymous with automobiles. Established in 1948 by Soichiro Honda in Japan, it has been the world’s largest motorcycle manufacturer since 1959, while also being the world’s largest producer of internal combustion engines. As of 2020, Honda is the fifth largest car company in the world, with Asia, specifically India, being a key market for their growth. Honda first entered India in 1995 in a joint venture called Honda Siel Cars India Ltd. In 2012, it bought out the entire stake in the JV, and became a whollyowned subsidiary of Honda Motor Co. Ltd.

Popular Honda Car Models

1
Honda City (5th Generation)
One of the most popular sedans in the country, Honda City is the ideal vehicle for city-driving, offering premium comfort and driving pleasure at an affordable price. The newest generation of the City comes in nine trim levels, in both petrol and diesel versions, with the former also offering a seven-speed automatic transmission.
2
Honda City (4th Generation)
Despite the launch of its newer sibling, the 4th generation City is still a popular choice among Honda cars, given its aggressive pricing and feature-set. It is now being offered only in petrol-manual powertrain options with two specifications. Its highest spec car is more affordable than the 5th gen’s entry-level variant, making it attractive to those looking for a luxury sedan on a budget.
3
Honda Amaze
A car that slots below the City, the Amaze is Honda’s entry-level sedan. Priced to compete with premium hatchbacks and compact SUVs, two of the fastest growing segments in the country, the Amaze holds its own and delivers well, which makes it highly attractive to a large customer base that associates sedans with ‘success’.
4
Honda WR-V
The new facelifted, sub-4-metre SUV enters a segment that is packed with competitors but offers the refinement of Honda’s BSVI-compliant engines, and practicality as a family car. Its SUV-like positioning ensures great interior space and features. Honda has added its new infotainment system and a one-touch electric sunroom (top-spec variant) as well as ABS, dual airbags, and multi-view rear camera to its only SUV in the country.
5
Honda Jazz
The premium hatchback has made a much-awaited return to Indian shores, with petrol-only options, and an automatic transmission variant. The CVT variant comes with paddle shifters, while the vehicle also comes with a segment-first electric sunroof. It continues its tradition of extracting maximum interior space from its limited dimensions, also offering a sizeable boot. With a refined, butter-smooth engine, and driver aids, it can cruise along highways and zip around in cities with equal ease.
5
Honda Civic
The Civic is one of the most popular Honda cars on the roads, and certainly a head-turner. This premium sedan from Honda’s stable is striking in design, both in the exterior and the interior. The smooth engines and ride quality are targeted at enthusiasts, while it also ranks highly in the safety department with four-disc brakes and six airbags.

Types of Honda Car Insurance HDFC ERGO Offers

It’s not enough to just buy your dream Honda car; you also need a Honda car insurance policy that financially protects your vehicle in case of any unfortunate events. From the basic third party insurance to the multi-year comprehensive package, protect your vehicle with the right Honda insurance.

Including own damage cover, third-party liability and a personal accident cover, the single-year comprehensive insurance policy provides all-round protection to you and your vehicle. You can further enhance your car insurance coverage with a host of add-ons.

X
Suitable for car lovers seeking all rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

The third-party liability insurance is legally mandatory to be able to drive on Indian roads. It covers you against any financial liability to a third-party person or property as a result of an accident that involves your vehicle.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

EXPLORE MORE

The standalone own damage cover provides financial coverage against damage to your own vehicle in case of an accident or natural or manmade calamity. It also protects against theft. This is the perfect partner to your third-party car insurance policy. The choice of add-ons further enhances your coverage.

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

EXPLORE MORE

This plan has been designed by the experts for your convenience. Get a 3-year third-party cover and a yearly own damage cover in one package to ensure you’re seamlessly protected even when your own damage cover expires. Simply renew the own damage cover to enjoy comprehensive protection.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Honda Car Insurance

The extent of coverage you will get depends on the plan that you choose for your Honda car. A comprehensive Honda car insurance policy will usually include the following:

Covered in Car insurance policy - Accidents

Accidents

We cover against financial losses arising due to an accident.

Covered in Car insurance policy - fire explosion

Fire & Explosion

You are financially protected against fires and explosions concerning your car.

Covered in Car insurance policy - theft

Theft

Your car getting stolen is the stuff of nightmares. We ensure your peace of mind in that case.

Covered in Car insurance policy - Calamities

Calamities

Natural or manmade, we provide financial coverage across a wide range of calamities.

Covered in Car insurance policy - Personal accident

Personal Accident

Your treatment charges are taken care of, in case of an accident.

Covered in Car insurance policy - third party liability

Third Party Liability

Injuries or damage to any third-party person or to their property is also covered.

How to renew Honda car insurance?

Renewing or buying a new Honda car insurance policy is incredibly easy and quick. And you can do it all by yourself with just a few clicks.In fact, get your policy in a matter of minutes now. Follow the four steps below to get yourself covered.

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your car details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

Car insurance is an essential requirement of car ownership. Not only is it mandatory, but also a financially prudent decision as accidents can happen without warning. Furthermore, your safety on the road is also dependent on other drivers. And car damages are usually expensive to repair. This is where car insurance steps in to help. It prevents unexpected financial losses and keeps you safe and secure. Here’s why you should choose HDFC ERGO for your Honda car insurance:

Convenient and extensive service

Convenient and extensive service

Your out-of-pocket expenses are minimised with direct cashless settlement with the workshop. And with over 7600 cashless garages across the country, help is always at hand. The 24x7 roadside assistance is just a phone call away, ensuring you’re never stranded helplessly.

Extensive family

Extensive family

With over 1.6 crore happy customers, we know your exact needs and have put smiles on a million faces. So, keep your worries aside and join the club!

Overnight service

Overnight service

HDFC ERGO’sovernight service repairs takes care of minor accidental damage or breakdowns to ensure your car is ready to use the next day.This way, your routine doesn’t get disrupted. Simply catch up on your night’s sleep and allow us to get your car ready in time for your morning commute.

Easy claims

Easy claims

Making claims is easy and quick. We make the process paperless, allow self-inspection, and offer quick settlement to keep your worries at bay

8000+ cashless Garagesˇ Across India

Frequently asked questions


Renewing your Honda car insurancepolicy after it has expired is super easy and simple. Log onto HDFC ERGO and purchase a new policy. When entering your previous policy details, you will have the option to renew it, albeit with an inspection of the car, depending on the time that has elapsed. If you renew it close to the expiry date, you may even be eligible to self-inspect the car and send pictures and videos of the vehicle to the insurer before it is approved. After you make the payment, you will be insured again.
The NCB is preserved upto 90 days of policy expiry, after which it is reset to zero. However, you can get an NCB reservation letter from the insurer in case you sell your car and pass the endorsement (change in policy about car ownership). This letter, i.e., the NCB, is valid for a period of three years. But if you sell your car after three months post-policy period, you will not be eligible for an NCB reservation letter.
Renewing your Honda car insurance online is even easier and simpler than buying a new one. Log onto HDFC ERGO or download the mobile app. Select the renew policy option and update car details. Select the IDV and make the payment. The entire process will take less than 3 minutes.
Taking a comprehensive Honda car insurance is almost always the recommended option. And with that we recommend the zero-depreciation cover and return to invoice cover. The zero-depreciation cover saves you the cost of paying for depreciation when repairing or replacing parts of your car after an accident. The return to invoice cover pays you the full price you had paid for the car in case of total loss or theft. Furthermore, you can consider the NCB protection add-on to file a claim without losing your NCB. And if you live in a flood-prone area, then an engine protection cover is a must.
Firstly, compare policies online to arrive at the average IDV range of your vehicle. Then compare the premium rates as well.It’s important to choose anoptimum Insured Declared Value(IDV) to premium ratio. Lowering your IDV will lower your premium, but you may end up underinsured. Similarly, a higher IDV may not be as cost-effective. IDV is the maximum payout you can receive from the insurer – in cases involving theft or total loss of the vehicle. Make use of the add-ons, as they are likely to change depending on your usage of the car. Avail an NCB protection add-on if you foresee a claim being made in the following year. Choose an engine protection add-on if you’re parking your car in the basement where water logging is a possibility.