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Audi A4 Car Insurance Online

A4 is a series of compact executive cars that was first launched in 1994. Based on the concepts of the Volkswagen Group B platform, Audi A4 has been built in a total of five generations. The current version of the extremely beautiful and stylish Audi A4 has been released in India in the year 2021. The cars that are the topmost competitors of Audi A4 are Jaguar XE and Volvo S60 but Audi knows how to claim its stakes. The basic variant of the car is priced at INR 39.99 lakhs whereas the advanced variant can cost up to INR 47.61 lakhs.
Audi A4 has been a line of fabulous cars where each one of them has a unique twist. The latest version of the Audi A4 is a facelift that comes with subtle changes. This car offers everything any luxury car owner would want. With a powerful engine and comfortable interiors, Audi A4 is class apart. However, due to the BS-6 norms, Audi A4 was discontinued in India in 2020, but only with a promise to return stronger in 2023.

Variants of Audi A4

Looking after the needs and wants of every individual has been one of the priorities of Audi. Therefore in order to serve their audience well, there are three variants of Audi A4.

Audi A4 Premium

This is the latest version of the luxurious sedan car Audi A4. The variant boasts Audi's new design, powerful engine, and comfortable interiors. With a 2.0-litre TFSI petrol engine and high-speeding capabilities of the car, it's fit for all types of rides. Moreover, Audi's excellent sound system, smartphone interfaces, 6 airbags, and glass sunroofs are a big add-on. The car is priced at INR 39.99 lakhs.

Audi A4 Premium Plus

Audi A4 TFSI Premium Plus is a premium car as the name suggests. This variant of the Audi A4 is a petrol version that returns a fair mileage of 17.42kmpl. With a powerful engine of 1984cc, the car can go up to a speed of 241kmph but its silencers are so well designed that it gives you a feel of sitting in an electric car. Audi A4 Premium Plus is available in 5 colours and it is currently priced at INR 43.68 lakhs.

Audi A4 40 TFSI Technology

Audi A4 40 TFSI Technology is the top variant of the A4 lineup and is priced at INR 47.61 lakhs. The car comes with a super powerful 1984cc engine that makes it fit for long drives, sporty events or family trips. Audi A4 Technology is well equipped with the latest gadgets for entertainment, infotainment, and communication. Similar to the other Audi A4 cars, this variant is also available in 5 colours.

Types of Audi A4 Car Insurance HDFC ERGO Offers

To drive your car legally in India, you must have a basic third party insurance policy. If you are new to driving and don't know what types of car insurance policies are available, go through the below pointers to learn about different types of Audi A4 car insurance.

Single Year Comprehensive >

As the name implies, the policy is subject to annual renewal. The single-year comprehensive Audi A4 car insurance policy provides extensive coverage to your vehicle while also protecting you against third-party legal liabilities. Under this, you also have an option to purchase add-ons.

Suitable for car lovers seeking all rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

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Third-party Cover >

According to the Motor Vehicle Act of 1988, third-party liability is the minimum cover that one must have to ride on the roads. It protects you against the legal liabilities of third-party arising due to an accident involving your car.

Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

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Stand alone own damage cover >

As the name implies, the policy only provides financial protection against the repairs bills of your Audi A4 car arising due to an unfortunate event. However, keep in mind that it does not cover third-party liability, and you must have valid third-party liability insurance to purchase this policy.

Suitable for those who already have a valid third-party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

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Multi-year package policy >

Why stress about renewal deadlines when you can secure your Audi A4 car for three years? The multi-year package policy has all the features that a single year comprehensive policy offers. However, you need to renew the own-damage feature of the policy annually.

Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

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Inclusions & Exclusions of Audi A4 Car Insurance

What is covered?
What is not covered?

Audi A4 car insurance is dedicated to ensuring the safety of your journey in every way possible. If you are looking for a policy for your Audi A4, here is a rundown of what we have to offer.

Accidents

Our Audi A4 car insurance policy covers the cost of car repairs that you incur as a result of an accident.

Covered in Car insurance policy - Calamities

Fire and explosion

If your car incurs damage due to fire or explosion, we are liable to compensate for the damages.

Theft

If your Audi A4 car is stolen, we will compensate you with the IDV of the car. Policyholders having return to invoice add-on will be compensated with the car's on-road price.

Covered in Car insurance policy - Accidents

Calamities

If your Audi A4 car incurs any damage due to a manmade disaster such as rioting, vandalism, etc., or due to a natural catastrophe like an earthquake, flood, landslide, we will compensate for such losses.

Personal Accident

Facing an injury during an accident is sometimes inevitable. Given this, our Audi A4 car insurance compensates you for your medical bills.

Third Party Liability

If in an accident involving your Audi A4 car, a third-party faces injury or their property gets damaged, we will compensate for the same.

It's just as vital to understand your policy's exclusions as it is to understand its coverages. Below is the list of some common situations that your policy does not cover.

Depreciation

We cannot compensate you for the loss that your car suffers due to depreciation if you do not have a zero-depreciation add-on on your Audi A4 car insurance.

Wear and tear

Since protecting your car from malfunctioning due to normal wear and tear is unavoidable, our Audi A4 car insurance policy does not cover such losses.

Electrical or mechanical breakdown

If your car experiences any sort of electrical or mechanical failure that is normally unavoidable, we are not liable to compensate for such losses.

Illegal behaviour

We cannot cover any unfortunate event if you are found driving under the influence of an intoxicating substance, without the owner's consent, without a valid driver's licence, or if the Audi A4 car is used for any illegal activities.

How to Renew Audi A4 Car Insurance?

Why spend your weekend visiting our branch and waiting for policy renewal when you can do it in minutes from the comfort of your own home? Head to the HDFC ERGO website for instant Audi A4 car insurance renewal. To learn more, follow the steps below.

Step #1
Visit HDFC ERGO website and choose to buy or renew your policy
Step #2
Enter your car details, registration, city, and previous policy details, if any
Step #3
Provide your email ID, and phone number, to receive the quote
Step #4
Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

If you are looking for reasons to purchase an Audi A4 car insurance policy from HDFC ERGO, we have compiled a list that will help you take a decision.

Discount on premium

Do you know what sets us apart from others? Multiple discounts that allow you to save up to 70% on a comprehensive insurance policy. Furthermore, you can use your earned NCB to lower your premium by up to 50%.

Cashless service

Repair expenses can sometimes be so high that paying them right away can put a strain on your finances. However, with HDFC ERGO, you can get cashless repairs services at one of our 8700+ network garages.

Quick claim settlement

Gone are the days when submitting a claim request took hours. Since we are completely paperless and give you a self-inspection option, most of our claims are processed on the same day.

Overnight service

If your car is involved in an accident that necessitates minor repairs, our unique overnight service will ensure that you receive your vehicle in perfect condition the next morning.

Trusted by millionss

We have an extensive family of over 1.6 crore happy customers. Our product is designed to meet all your needs and provide comprehensive coverage to your car.

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Frequently Asked Questions

What are the insurance add-ons that will be fit for my Audi A4 car insurance?

Along with a comprehensive car insurance policy, you can also get some essential add-ons as per your requirements, such as Zero Depreciation, Accessories Cover, NCB Protect etc. If you live in a theft-prone area or in an area with a lack of parking space, you may want to protect your vehicle with a Return to Invoice Cover.

Will the insurer inspect my car during the renewal process?

You do not need to get your renewal inspected before the policy expires. However, in case you are renewing the insurance policy after the expiry of the policy, then it may require an inspection by the company surveyor. You can also opt for self-inspection and upload pictures and videos of your vehicle.

What are the factors that will affect the premium of my Audi A4 car insurance policy?

There are a number of factors that can affect the premium of your A4 insurance such as the make, model and variant of the car, along with the age of the car. If you live in a metro city you may have to pay a higher premium as compared to other cities.

Why is insuring my Audi A4 an expensive affair in comparison to other cars?

The premium that you pay for your car is directly related to the cost of your car. The cost of repair, as well as the cost of spares, depends on the make, model and variant.

Which car insurance policy will be the most suitable for my Audi A4 car?

Being a car of the premium segment, it is suggested that you buy a comprehensive cover for your A4, as the third-party liability insurance would not cover any of your damages. You will be further able to get a cover for the repair costs of your vehicle if you enhance the cover with add-ons.

I have recently bought a second-hand Audi A4. Do I still need car insurance for the same?

Yes, you certainly do. Third-Party liability insurance is mandatory under the Motor Vehicle Act, 1988. However, we strongly suggest that you consider purchasing a comprehensive policy as the repair costs for a premium vehicle can be quite heavy on your pocket. So, you would not only save yourself from legal hassles but also save in the long run.