Car Insurance for Maruti Suzuki Vitara Brezza
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Maruti Suzuki Vitara Brezza Car Insurance Online

Maruti Suzuki Vitara Brezza Car Insurance
Maruti, as a brand, is an expert at sensing the pulse of the Indian car market. Which is why, even when they take some time to launch a car in a specific segment, they still blow away the competition. Maruti Vitara Brezza is the perfect example of that. Maruti may not have been the first to venture into the compact SUV segment, but when they launched the Vitara Brezza, the car became a segment leader in a surprisingly short time. Vitara Brezza is a strong product and coupled with the legendary Maruti reliability and customer service, it has become a runaway success.

Types of Maruti Suzuki Vitara Brezza Car Insurance HDFC ERGO Offers

At HDFC ERGO, we believe in providing the widest possible choice of car insurance products to our customers. This is the reason why you will find every kind of motor insurance policy for your Vitara Brezza among our offerings. We have Maruti Vitara Brezza car insurance policies for buyers of new as well as used cars. The following options are available:

This is the classic and the most popular form of car insurance that you can buy for your Maruti Vitara Brezza. It is a single solution for all your insurance needs and comes with a number of add-ons that you can choose to further enhance your car protection. With this policy, you will get:

X
Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

When you buy a new car, you are required to buy the mandatory third-party cover for three years. This removes the inconvenience of annual policy renewals and protects you against future increases in policy premiums. It is a good solution for those who do not want to use their car except for under extreme circumstances, like those who are moving to a different location for a long period and will be keeping their car in storage.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

This is the option for people who are looking to get their own damage protection but are still under the third-party protection offered by the policy that came with the new car. After one year, if your policy’s own damage cover expires, your car becomes unprotected. Now If you get into an accident, you will have to bear the repair cost on your own. In order to avoid such a situation, you need to buy an ‘own damage cover’ policy. In this, you will get:

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

This is a plan which allows you to buy a full-fledged insurance policy for your car for as long as three years in one go. It is like buying the single year insurance policy for this year, for the next year and the next to next year, all in one go, right here, right now. Most importantly, you can buy the policy at the prices applicable today. Not only do you get to save a lot of money, but you also get to avoid the inconvenience of buying insurance every year. Moreover, you get NCB for the entire duration right now! This ends up as a very good choice for anyone looking for the best Maruti Vitara Brezza car insurance policy.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Maruti Suzuki Vitara Brezza Car Insurance

Car insurance is supposed to provide you protection against as many risks as possible. With HDFC ERGO, you will get the best possible cover, which will include:

Covered in Car insurance policy - Accident coverage

Accident coverage

While the Vitara Brezza is a very well-built car, accidents can cause a lot of damage to your vehicle. Accident repair expenses are covered by the comprehensive car insurance policy, subject to exclusions.

Covered in Car insurance policy -Natural calamities

Natural calamities

Any natural calamity has the power to cause significant damage to your car. Natural calamities like snowstorms, hailstorms, floods, cyclones, typhoons, earthquakes etc. are all covered by your Maruti Vitara Brezza car insurance policy.

Covered in Car insurance policy -manmade calamities

manmade calamities

HDFC ERGO car insurance policy also provides you protection against different kinds of manmade calamities. These can be strikes, riots etc.

Covered in Car insurance policy - theft

Theft

Being a very popular car, Brezza is also targeted by car thieves. If your car gets stolen, HDFC ERGO will compensate you for your loss as per your car’s IDV and applicable depreciations and deductions.

Covered in Car insurance policy - Personal accident

Personal accident

As mandated by the IRDAI, a cover of INR 15 lakhs is provided in case of a car owner driver meeting with an accident. This cover needs to be purchased only once if the Brezza owner also owns another vehicle.

Covered in Car insurance policy - Third party liability

Third-party liability

This is a mandated cover which is a must for anyone who wants to drive a vehicle on public roads in India. It provides protection to other people who might suffer any kind of personal injury or property damage in an accident involving your car.

How to Renew Maruti Suzuki Vitara Brezza Car Insurance?

Renewing your Maruti Vitara Brezza car insurance policy on time is extremely important because driving your car with an expired policy is illegal and can land you in a lot of problems. At HDFC ERGO, we make the process of insurance renewal super simple.

  • Step #1
    Step #1
    Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
  • Step #2
    Step #2
    Enter your car details, including registration, location, previous policy details, NCB, etc.
  • Step #3
    Step #3
    Provide your email ID and phone number, to receive the quote
  • Step #4
    Step #4
    Make the payment online, and voila! You’re secured.

Why Buy Maruti Suzuki Vitara Brezza Car Insurance from HDFC ERGO?

There are many insurance firms in India which offer car insurance products to the public. HDFC ERGO has built a strong reputation as a customer-focused company and here are some of the top reasons to choose us as your insurer:

Affordable premium

Affordable premium

With as much as 50% claimable NCB discount, 5% discount for ARAI certified anti-theft device in car, and another 5 percent discount for members of the automobile association, you will get the best deals on HDFC ERGO car insurance premiums.

Cashless facility

Cashless facility

With more than 7,600 garages in our cashless network, you are never too far from help. Take your car to a garage in our network and you can get your car fixed with assured speed and reliability.

Easy claims

Easy claims

With HDFC ERGO, you do not need to worry about a long and tedious claims process. You will be able to get a quick claim filing feature through an app. Our claim acceptance ratio is among the highest and our processing speed is among the fastest in the industry.

Wide range of policy add-ons

Wide range of policy add-ons

You can supercharge your Maruti Vitara Brezza car insurance policy with special add-ons that HDFC ERGO offers. Our add-ons are affordable and enhance your coverage.

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Frequently Asked Questions


An own damage cover will be needed to recoup the repair cost of your own car in case of theft, damage or accident. Third-party cover is needed by law to cover the personal or property damage or loss to other people caused by your vehicle in an accident.
If you're going to be driving your car in an off-road environment, you should get an emergency roadside assistance add-on and the zero depreciation add-on. While the former will ensure onsite assistance if you are stuck, the latter will enhance the claim value you get in case of damages to the car.
Maruti Vitara Brezza is a compact SUV and has good ground clearance but most people purchase this car for rough and tough usage. If you are one of them, you are strongly advised to buy an engine protector cover as the repair cost for its engine can run into many lakhs of rupees.
There are two strong reasons to choose multi-year insurance for your car. First it will save a lot of your money that you would have otherwise paid in hiked taxes and premiums. Second, it will ensure that you do not need to worry about having to renew car insurance on a year to year basis. Moreover, you will get upfront NCB for all the covered years!