The Innova was launched in 2005, to replace the much-loved Qualis. Indians fell in love with this compact MPV instantly, which was rare for a car that wasn’t a hatchback or sedan. It was the first three-row car in the Indian market, and unsurprisingly, met with roaring success.
The second-gen Innova Crysta arrived in 2016, with a more premium interior and upmarket features. The Innova Crysta received a facelift in 2020, with a redesigned grille and bumper, alloy wheels, and other subtle interior improvements.
The Toyota Innova Crysta comes with two engine options – a 2.7-litre petrol engine and a 2.4-litre diesel, producing 164bhp and 148bhp, respectively. There are three trims available – GX, VX, and ZX, with the diesel-engine variants also getting a G and G Plus trim. You also have the option of a 7-seater (7 STR) and an 8-seater (8 STR). The GX and ZX series also get the option of automatic transmission.
Petrol (2.7l) | Diesel (2.4l) |
Innova Crysta ZX 7 STR AT | Innova Crysta ZX 7 STR |
Innova Crysta ZX 7 STR | Innova Crysta VX 8 STR |
Innova Crysta GX 8 STR AT | Innova Crysta G Plus 7 STR |
The Innova Crysta is a much-loved MPV that offers a luxurious ride to the family. And if you have an Innova, chances are you have a large family, whose safety is a major concern. While the Innova comes with driver and passenger airbags, a car insurance policy is a must to ensure that you and your car are well-protected against any unfortunate event. Here are your options:
The single-year comprehensive insurance for Innova comes with an annually renewable own damage cover, and a third-party liability cover that protects you financially against accidental damage, theft, and damage due to natural and manmade disasters. It also comes with a personal accident cover of INR 15 lakhs to ensure your treatment costs are taken care of in case of an accident.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
A mandatory cover for any car on the road, the third party insurance is a basic car insurance policy that only covers against financial liability to a third-party person for injuring them or causing damage to their property as a result of an accident involving your car.
Personal accident cover
Third-party property damage
Injury to a third-party person
This is a component of the comprehensive cover that can also be bought separately as a standalone policy, especially if you already have third-party insurance for the vehicle. This policy covers damage to your own vehicle as a result of an accident, or natural and manmade disasters. It also comes with a theft cover that provides you the Insured Declared Value (IDV) in case of irretrievable theft.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
This is the policy that is the most recommended and is the one that you must choose when buying a new vehicle. It comes with a three-year third-party liability cover and an annually renewable own damage component, so that you stay covered for an extended duration. It also comes with a personal accident cover, theft protection, and the choice of add-on covers.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
With a comprehensive Innova Crysta car insurance policy, you will be covered against any damage that your vehicle suffers as a result of an accident, or natural and manmade calamities such as earthquakes, fires, storms, riots, and vandalism. You will also be covered against treatment charges in case of hospitalisation, as well other expenses incurred. Furthermore, your financial obligations to the aggrieved third-party person are also met, ensuring all-round protection.
Accidents are often unpredictable, and sometimes, unavoidable. However, the cost of repairing your vehicle can be mitigated with an own damage cover.
Disasters strike without warning. Keep your car financially protected against damages as a result of earthquakes, floods, storms, fires, vandalism, rioting, etc.
Theft of your Innova can result in a significant financial loss without car insurance. However, with insurance, you will get the IDV of the vehicle, and if you have the Return to Invoice cover, then the entire on-road price of the car.
A personal accident cover of at least INR 15 lakhs is mandatory for all owners, in order to mitigate the cost of treatment in case of an accident.
This takes care of your financial liabilities in case you cause injuries or damage to a third-party person or property.
Cars are getting smarter and so are insurance companies. The days of lining up at the insurer’s office are long gone. You can now renew your Toyota Innova car insurance policy online easily, from the comfort of your own home, in a matter of minutes. Here’s how:
When choosing an insurer, you should check its claims settlement ratio and process, customer base, and presence across your region. Only then you can get the assurance of a great experience. Here’s why you should choose HDFC ERGO:
Get your car repaired without denting your own finances, even temporarily, with our cashless garages. With over 8000 cashless garages across the country, you’re always covered.
We process over 80% of car insurance claims on the very day they are filed. This ensures there’s minimal wastage of time between your car getting damaged and repaired.
Our unique overnight repair service ensures that minor repair works, in the event of an accident, are taken care of while you catch up on sleep. The car is ready for your use the next morning.
Never get stranded anywhere with our 24x7 assistance service to help you with breakdowns, tows, etc.