Yamaha Two Wheeler Insurance
Two Wheeler Insurance with HDFC ERGO
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Annual Premium starting

at just ₹538*
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Home / Two Wheeler Insurance / Yamaha Two Wheeler Insurance

Buy/Renew Yamaha Bike Insurance

Yamaha Bike Insurance

Yamaha Motors is a Japanese multinational corporation headquartered in Shizuka, Japan. The esteemed company was founded by Torakusu Yamaha as Nippon Gakki Co. Ltd. in 1887 and incorporated as Yamaha Motors in 1955. It specializes in the manufacturing of motorcycles, snowmobiles, outboard motors, personal watercraft, and other small engine products that are sold worldwide. Yamaha Motorbikes are one of the most popular two-wheelers in India ever since the brand entered the Indian market in 1985. The company has been around for a long time and has grown to be one of the leading motorbike manufacturers in the country. The latest addition to the Yamaha bike is YZF-R3, a sports bike that has been making waves in the Indian market with its affordable price and powerful engine performance.

Benefits of Yamaha Two Wheeler Insurance

With right bike insurance policy you can ride your vehicle with a peace of mind. Yamaha two wheeler insurance offers numerous benefits that cater to the diverse needs of bike owners. Here are some of the key benefits that make Yamaha insurance the best:

Benefits Description
AI-based Claim AssistanceAI-enabled tool IDEAS for processing the claim of your Yamaha bike insurance help smoothen up the entire process of cashless claim settlement.
Online Purchase & RenewalYamaha Bike Insurance online services offered by HDFC ERGO are available online which is a seamless process.
Long Term CoverYamaha two-wheeler insurance offers long-term coverage, allowing you to secure your bike for extended periods without the need for annual renewals.
Renew Without InspectionYou can renew Yamaha bike insurance policy without the need for a vehicle inspection to ensure that your coverage remains uninterrupted.
24x7 Roadside AssistanceYamaha two wheeler insurance comes with 24x7 emergency roadside assistance to provide help whenever needed.
Cashless ClaimsWith an extensive network of 2000+ authorised garages of HDFC ERGO, you can get your Yamaha repaired without having to pay upfront.

Types of Yamaha Two Wheeler Insurance HDFC ERGO Offers

It is the most recommended plan because it provides the best coverage. It offers all-around security against damages caused due to natural or man-made calamities along with theft cover, as well as third-party liability coverage that ensures compensation in case another person is injured. What’s more, you can even opt to strengthen your security with add ons.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

This policy has a personal accident cover, which provides financial support in case you are involved in an accident. The plan covers expenses incurred due to injuries, property damage, death, disablement suffered by the third party. Moreover, it is a mandatory cover plan according to the Motors Vehicles Act 1988.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

The key feature of this standalone own damage insurance plan is that it can be used as an addition to the third-party liability coverage plan. It principally protects against personal damages arising due to accidents. Moreover, you also get to customize the plan by opting for add ons.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

This type of plan is for those who have just purchased a new bike. It provides one-year coverage for any damages caused to your bike, and as well as five-year protection for damages suffered by a third-party person/property.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of Yamaha Two Wheeler Insurance

Even the most careful drivers can face unfortunate incidents such as accidents and damage to property. Yamaha bike insurance policy covers all of such incidents, however, you get coverage depending on your policy type. For example, the third party bike insurance plan only offers protection against damages suffered by a third-party person/property. Whereas, the comprehensive bike insurance plan covers the following:

Accidents

Accidents

Covers financial losses occurred in an accident due to damage to your bike.

Fire & Explosion

Fire & Explosion

Covers against damage to your bike due to incidents like fire and explosion.

Theft

Theft

In the situation of theft, you will get compensated with the IDV of bike.

Calamities

Calamities

Covers against natural and man-made calamities such as earthquakes, floods, riots, and more.

Personal Accident

Personal Accident

Covers your medical expenses up to Rs. 15 lakhs

Third Party Liability

Third Party Liability

Covers injury, death, disablement, and property damage suffered by a third party.

Why HDFC ERGO Should be Your First Choice?

It's no secret that buying a new Yamaha bike is an expensive affair. The top-end models can cost up to Rs 30 lakh in India. If you are planning on splurging on one of these, then why not protect it with the right insurance? Here are some reasons for you to buy HDFC ERGO Yamaha bike insurance online:

Comprehensive coverage for all perils

Comprehensive coverage for all perils

Comprehensive insurance covers theft, fire, accidents, third-party liability, and natural calamities such as earthquakes and floods. This way you can enjoy your Yamaha without having to worry about anything bad happening to it. That's the beauty of an HDFC Ergo policy. It provides complete protection against unforeseen situations.

Coverage for accidental damage

Coverage for accidental damage

Another reason why you should choose HDFC ERGO Yamaha bike insurance is our coverage for accidental damage. This is very important in case your vehicle sustains any damage in an accident, or during transit, tire burst, an act of vandalism, etc.

Quick & complete settlement

Quick & complete settlement

One of the best things about HDFC ERGO is that we deliver what we promise. Our fast turnaround time and quick settlement have propelled us to become India's largest two-wheeler insurer. Nearly 50% of claims are processed on the first day.

Flexible policies for different kinds of Yamaha bikes

Flexible policies for different kinds of Yamaha bikess

Just like your bike, Yamaha bike insurance policies can be tailored to suit your needs.

Cashless settlement of claims

Cashless settlement of claims

Cashless settlement of insurance claims has made the entire mechanism easier and hassle-free for our policyholders. This way you can get your claim amount transferred directly into your bank account, allowing you to get back on track with minimal loss in financial resources.

24x7 roadside assistance

24x7 roadside assistances

One of the things that can go wrong with a bike is suddenly getting stranded in an isolated place. With our motorcycle insurance, you get 24x7 roadside assistance where we will send an expert to fix your issue or tow your bike back to safety.

Why To Buy Two-Wheeler Insurance For Yamaha Bikes?

Purchasing Yamaha insurance is essential for maintaining legal compliance and get your rides secured.

1
Mandated by Law
As per the Motor Vehicles Act of 1988, bike insurance is mandatory for all two-wheeler owners. If you fail to comply with this requirement, it will be considered a violation of the law, and you must pay fines and penalties.
2
Coverage For Vehicular Damage Repair
When you purchase and renew Yamaha two wheeler insurance on time, you get coverage for vehicular damage due to any unforeseen events.
3
Covers Third Party Compensation
Having two wheeler insurance for your bike will help you get coverage for damage to third- party person/property by the policyholder’s vehicle.
4
Claim The Market Value
Purchasing Yamaha bike insurance can make you feel secure, knowing that it secures your expenses from the possibility of bike theft or loss due to fire. The key is setting the IDV in a range close to the bike's estimated current market worth.
5
Cover For Accidental Repair
In case you meet with an accident, you do not have to worry about unexpected additional expenditures. The Yamaha bike insurance will cover the repair costs to get your two-wheeler back in form.
6
Compensation in Case of Disasters
When a natural or man-made disaster such as riot, terrorism, burglary damages the bike, your Yamaha insurance policy for bike comes to your aid.

Yamaha Bike Insurance Claim Process

HDFC ERGO has simplified the process for filing a Yamaha insurance claim. You can simply click on https://selfhelp.hdfcergo.com/SelfHelp/Authentication/ClaimRegistration to register the claim with your policy number, mobile number, or registered email address. Then, it must be verified with an OTP, and you can register the claim.

1. As soon as the you face with an accident by your Yamaha bike, you must either take your vehicle, inform customer service or opt for emergency roadside assistance to get the bike towed to the nearest cashless garage.

2. Once the vehicle reaches any network garages, a surveyor will assess your bike for all damages.

3. Then, you need to file a bike insurance claim and provide all the necessary documents.

4. You will be notified via SMS and email at every stage of the claim process.

5. Once your Yamaha vehicle is ready, you need to pay your share of the claim directly to the garage, including the compulsory deductible, depreciation, etc. The approved amount of the claim would be paid directly to the garage.

6. You will receive a claims computation sheet with a detailed breakdown for your records.

7. You can also track your claims online: https://selfhelp.hdfcergo.com/SelfHelp/Authentication/ClaimStatus.

Popular Yamaha Two Wheeler Models

1
Yamaha YZF R15 V3.0
Yamaha YZF R15 V3 is considered an excellent bike for beginners as it costs less than other bikes in the R15 category and also provides more power for riders who are just starting. It features an alloy cast engine, inverted forks with mono-shock rear suspension, and a torsion bar upfront. It has a 5-speed gearbox and fuel injection system. The bike is powered by a 155cc 4-stroke engine.
2
Yamaha FZ V2.0
It is an important thing to maintain that balance between power and control. The FZ V2.0 does that pretty well with the fuel-injected engine combined with the four-level traction control system. This bike has a high-performance engine, which is perfect for all sorts of riders, whether they are new to the world of two-wheeled vehicles or experienced riders who want to take their skills to the next level.
3
Yamaha YBR125
The Yamaha YBR125 is a 125 cc class motorcycle which is popular among young riders. It is perfect for beginners because of its lightweight and easy manoeuvrability. It has a four-stroke, air/oil-cooled engine which makes it very reliable and durable.
4
Yamaha YZF R15 V2.0
With the second generation of the YZF R15, the popularity of Yamaha bikes has only grown. It is a sporty motorcycle with an aggressive design. It has a 155cc engine which is powerful enough to make it an ideal choice for riders who are looking for speed and power. The bike comes with all the features that one would expect from a modern sports bike, including an anti-lock braking system, traction control, rear disc brakes, and fuel injection system.
5
Yamaha SZX
Yamaha SZX is one of the most popular bikes in the market. It is loaded with all the features you want on a motorcycle. It has a 0-60 mph acceleration time of just 3.8 seconds, which is fast. It also has an impressive torque of 93 nm, which means it can go through any tough terrain with ease. The bike comes with a suspension that makes it comfortable to ride on bumpy roads or dirt tracks, for hours together at a stretch without feeling any discomfort or pain in your back.

How to buy two-wheeler insurance for your Yamaha Bikes?

Here’s how ypu can buy Yamaha bike insurance:

1. After visiting the home page of HDFC ERGO website, click on two wheeler insurance.

2. You can find the premium online by sharing your bike number or opting for a Yamaha insurance plan without providing it.

3. You need to enter the bike’s details, such as:

a. Brand of the Yamaha bike

b. The model and its variant

c. Registration city and RTO

d. Year of registration.

4. Once these details are entered, you need to click on “Get Quote.”

5. The IDV (insured declared value) of the bike is given as per the year of registration, which can be changed according to your vehicle’s condition.

6. Certain details need to be entered for older bikes, such as:

a. Claim status since inception

b. The No Claim Bonus of the bike (as provided in the previous policy)

c. The expiry date of the previous policy

d. The type of plan that you choose, such as:

i. Comprehensive bike insurance plan

ii. Third-party-only bike insurance plan

iii. Standalone own-damage bike insurance plan, provided you have a valid third-party-only plan.

Note: Since new bike owners are required to buy 5-year third-party coverage, they can opt for an own-damage-only plan for the next four renewals.

7. Then you need to choose the tenure of your Yamaha bike insurance plan of 1 year, 2 years or 3 years.

8. Also, you can opt for the additional covers such as no claim bonus protection, engine protection along with:

a. Personal accident coverage is mandatory for bike owners with a valid driving license.

b. Legal Liability Cover, etc.

9. Once all details are accurately provided and checked, you need to confirm and then continue to make an online payment.

10. You need to enter your name, address and other details to complete the process.

11. After the completion of the payment, you will receive the insurance policy in your registered email address.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


One-year comprehensive insurance is the most recommended policy. It covers you against theft, accidents, calamities, third-party liability, personal damage cover, and more. It is very important to get yourself fully covered so you do not have to worry about financial issues in case of an emergency.
You can renew the plan for your Yamaha bike by visiting the website of your insurance provider, filling in the required details in the renewal section, and lastly, making an online payment for instant renewal.
NCB is short for no claims bonus, which refers to the state of an insurance policy wherein there are no claims made, for which you get a discount from your insurance provider.
Yes, bike insurance is mandatory in India under the Motors Vehicles Act.