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4.4
Customer RatingsMahindra Two Wheeler Insurance
If you ask any bike owner what their bike is worth, they will invariably respond that it is priceless. And, because they commute with it, the vehicle signifies a treasured asset of a person. If the brand is a high-end one, such as Mahindra, which is tailored to Indian roads and needs, the vehicle becomes much more valuable and thus, must be protected. Here, we'll discuss the numerous Mahindra models that individuals own, both old/discontinued and new, and how HDFC ERGO caters to the insurance needs of all of them.
Popular Mahindra Two Wheeler Models
Types of Mahindra Two Wheeler Insurance HDFC ERGO Offers
If you're seeking Mahindra Two-Wheeler insurance, HDFC ERGO is the finest option because we have the most products and add-ons. HDFC ERGO offers a variety of scooter insurance products, starting with the most basic third party bike insurance coverage. HDFC ERGO has the ideal coverage for you, whether you're seeking a single year or a multi-year policy. A five-year third-party warranty is also offered for new scooters. Furthermore, unless you are ready to purchase a single-year or multi-year comprehensive insurance policy, you can select for standalone own damage bike insurance coverage.
This is the ideal package for you if you want all-around protection against damage to both your own bike and that of a third-party person or property. You can choose between one, two, or three years of coverage. If you want to avoid the inconvenience of renewing your Mahindra Bike insurance every year, we recommend securing it for three years. Another advantage of this policy is the ability to customize your Mahindra two-wheeler insurance with add-ons for additional coverage.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is a standard category of insurance that protects you financially against any legal obligations that may arise as a result of damage, injury, disablement, or loss to a third-party person or property. It is a legal requirement to ride on Indian highways, and if you are discovered riding without proper Mahindra third-party insurance, you will be fined Rs 2000.
Personal accident cover
Third-party property damage
Injury to a third-party person
This plan will provide additional protection if you currently have Mahindra bike third-party liability insurance.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you just bought a new bike, this plan will provide you with one year of coverage for any damages to your bike along with five years of protection for damages or injuries suffered by a third party. It's a great investment for all new bike owners.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Mahindra Two Wheeler Insurance
The extent of coverage is determined by the policy you have chosen for your Mahindra motorcycle. If the policy is for third-party liability, it will cover only harm to a third-party person or property. A comprehensive bike insurance policy, on the other hand, will cover the following:
Accidents
Your savings are safeguarded because HDFC ERGO covers any financial damages caused by an accident.
Fire & Explosion
The cost of your bike will be reimbursed if it is lost or damaged as a result of fires or explosions.
Theft
If your Mahindra bike is stolen, we will reimburse you for the bike's Insured Declared Value (IDV).
Natural and Man-Made Calamities
Floods, earthquakes, storms, riots, and vandalism are all covered for damage to your bike.
Personal Accident
In the event of an accident, you have a personal accident cover of up to Rs 15 lakh to pay your medical bills.
Third Party Liability
We provide financial indemnity protection in the event that you harm or injure a third-party person or their property.
Knowing what your Mahindra bike insurance coverage does not cover will help you avoid claim denials. Let's take a look at some of your policy's exclusions:
Depreciation
Unless you purchase a Zero Depreciation add-on, any regular insurance policy will not cover the depreciation of parts. This add-on, however, comes at an additional cost.
Wear and tear
The natural wear and tear of your bike parts are not covered by us.
Electrical & Mechanical Breakdown
Unless you have purchased specified add-ons, your insurance will not cover electrical or mechanical breakdowns.
Unlawful Misconduct
Damage to your bike as a result of unlawful conduct is not covered. Riding under the influence of drugs or alcohol, riding without a valid driver's license, and so on are examples of such misconduct.
How to Renew Mahindra Two Wheeler Insurance Online?
It is critical to renew your Mahindra bike insurance policy on schedule to ensure continuous coverage. You may simply renew your policy from the convenience of your own home with just a few clicks. Follow the four-step technique outlined below to get your bike secured in no time!
Step #1Login to your HDFC ERGO account and enter your login credentials
Step #2Click on the ‘Update Bike Insurance’ button and fill in the necessary information
Step #3Make the payment
Step #4Receive an email confirmation
Why HDFC ERGO Should be Your First Choice?
In India, HDFC ERGO is one of the leading provider of two-wheeler insurance. There are a lot of firms on the market that offer Mahindra bike insurance, but few can match the features and benefits that we provide. When it comes to bike insurance, HDFC ERGO is constantly one step ahead of the competition, from AI and app-based claims to a large network of cashless garages and specific add-ons like emergency roadside assistance and engine protector cover. Here are a few more reasons to choose us:
24x7 Roadside Assistance
We are only a phone call away in the event of a breakdown. No matter where you are stranded, our 24-hour roadside assistance will aid you in resolving your breakdown concerns.
Easy claims
The HDFC ERGO claims policy is simple and easy. We process about 50% of the claims we receive on the same day. We also have a paperless claims option and a self-inspection option.
Overnight repair service
You don't have to wait until the early hours of the morning to get your bike restored with our overnight repair service for small accidents. You may have your bike repaired without missing sleep overnight and have it back in fine condition the next morning.
Cashless assistance
You can always locate a network garage in your area to get your bike fixed thanks to HDFC ERGO's 2000+ network garages across India.
Two Wheeler Insurance for Popular Indian Models
Two Wheeler Insurance for Popular Indian Models
Across India
Frequently Asked Questions
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