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A game-changing series for Bajaj, as well as the Indian motorcycle market at large, the Pulsar was first introduced in 2001 to cater to an increasing preference for larger, more powerful bikes. At a time when bikes were generally in the 85-100cc range, the Pulsar ‘twins’ came in 150cc and 180cc variants, with disc brakes, a novelty in the market. Since then, it has seen major generational changes, with Bajaj’s patented DTS-i engine technology lending better performance and fuel efficiency to the range. The Pulsar was key in forging KTM’s partnership with Bajaj, further developing the series into its modern, racing avatar. The success of the Pulsar range has also spawned several copies across South-east Asia – a testament to its influence.
Popular Bajaj Pulsar Models
Types of Bajaj Pulsar Insurance HDFC ERGO Offers
Owning a bike is simply one part of the story. You also need the right kind of Bajaj Pulsar bike insurance policy to secure your bike, financially. While you could opt for the mandatory third party bike insurance only, it is recommended to avail a comprehensive insurance policy as it provides better coverage and peace of mind against various possibilities. Choose from a variety of HDFC ERGO plans to protect your Bajaj Pulsar today.
If you want all-round protection against damages to your own bike as well as that of third-party person or property, then this is the ideal package for you. You can opt to stay covered for one, two or three years. However, if you want to avoid the renewal hassle every year, we recommend you to secure your Bajaj Active for three years. Another added benefit of this multi year two wheeler insurance policy is that you can customise your Bajaj Active bike insurance with add-ons for enhanced coverage.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is a basic type of insurance that provides you financial protection against any liabilities arising due to damage, injury, disablement or loss caused to a third-party person or property. This is a mandatory requirement to drive on Indian roads and if you are caught without a valid Bajaj Pulsar third-party insurance, be ready to pay a fine of Rs 2000.
Personal accident cover
Third-party property damage
Injury to a third-party person
Any damage to your own vehicle due to accident, theft or calamities – natural or manmade, will be covered under this policy. If you already have Bajaj Pulsar third-party liability insurance, a standalone own damage bike insurance cover will give you added protection.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you have purchased a brand-new bike, this cover will offer one year’s protection against loss to your own vehicle and 5 year’s protection against damage to a third-party person or property.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Bajaj Pulsar Insurance
The coverage depends on the policy that you have opted for your Bajaj Pulsar bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive bike insurance policy for Bajaj Pulsar will offer protection against the following:
Accidents
Your savings stay intact as we take care of the financial losses arising due to an accident.
Fire & Explosion
Any loss or damage to your bike due to fires and explosion is covered.
Theft
If your Bajaj Pulsar gets stolen, we will compensate you with the IDV of bike.
Natural/Manmade Calamities
We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.
Personal Accident
You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.
Third Party Liability
We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.
Knowing what is not covered in your Bajaj Active bike insurance policy will help you to avoid claim rejections. Let’s take a look at the some of the exclusions in your policy:
Depreciation
A standard policy will not cover depreciation of parts unless you have opted for a Zero Depreciation add-on. However, you need to pay extra premium to buy this add-on.
Wear and tear
We don’t provide coverage for natural wear and tear of your bike parts.
Electrical & Mechanical Breakdown
Your policy will not cover electrical or mechanical breakdowns unless you have purchased specific add-ons.
Illegal Driving
Any damage caused to your bike due to illegal behaviour is not covered. Such behaviour includes driving under the influence of drugs or alcohol, driving without a valid driving license, etc.
How to Renew Bajaj Pulsar Insurance?
To enjoy uninterrupted coverage, it is important to renew your Bajaj Pulsar bike insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Your Bajaj Pulsar may be equipped with class-leading safety functions, and you may be a safe and cautious driver. But accidents can happen to even the safest drivers, as a lot of variables are out of your direct control. It is in these unfortunate circumstances that your insurance policy comes to the rescue, providing the promise of convenient and high-quality care, with little to no out-of-pocket expenses. However, the specific terms and conditions, and the process of claims, often serve as a dampener, unless you’re associated with a reputed insurer. And this is the reason why HDFC ERGO is the preferred choice for over 1.6 crore customers, offering a seamless, transparent and rapid claims process, with an extensive cashless garage presence across the country.
24x7 roadside assistance
In case of a breakdown, we are just a call away. Our 24x7 roadside assistance will help you to fix breakdown issues, no matter where you are stranded.
Easy claims
Nearly 50% of the claims we receive get processed on the same day. Plus, we offer paperless claims and self-inspection option. Doesn’t it speak volumes about our simple, quick and seamless claims settlement process?
Overnight repair service
With our overnight repair service for minor accidental repairs, you don’t have to wait till the break of dawn to get your bike fixed. You can get your bike repaired overnight without losing sleep and get it back in perfect shape the next morning.
Cashless assistance
Thanks to HDFC ERGO’s 7100+ network garages across India, you will always find a network garage in your vicinity to get your bike repaired.
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