Annual Premium starting
at just ₹538*
2000+ Cashless
Network Garages**
Emergency Roadside
Assistance
4.4
Customer RatingsHero Two Wheeler Insurance
Hero MotoCorp is the company which many people have known for long as Hero Honda. Being the largest commuter two-wheeler manufacturer in the world, the company holds an undisputed leadership position in India. They have been active in the market since 1984 when they started production from Dharuhera near Gurgaon. Today, the company has a wide range of two wheelers including both scooters and motorcycles in the market. One big reason for the massive success of Hero MotoCorp is the legendary reliability of their bikes and scooters. They are known to run miles after miles even in the roughest and harshest of conditions and terrains.
Popular Hero MotoCorp Two Wheeler Models
Types of Hero MotoCorp Two Wheeler Insurance HDFC ERGO Offers
The biggest reason why Hero MotoCorp has carved a special niche for itself in the Indian bike industry is because its models are so reliable. Yet you need to have proper insurance for the vehicle. With HDFC ERGO, you get to pick from a wide range of Hero MotoCorp Insurance policies, from the liability insurance that is a legal requirement to long term two wheeler insurance. Depending upon what you need from your policy, availing Hero MotoCorp bike insurance from HDFC ERGO makes complete sense.
This is the most recommended option as it includes third-party liability, a personal accident cover, and crucially standalone own damage bike insurance cover. It provides all-round financial protection to you, your bike, and to your liabilities in case you are at fault in an accident. You can also further enhance your coverage with select add-ons.
.svg)
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is the type of insurance that is mandatory under the Motor Vehicles Act, 1988. It covers you financially against any losses arising out of injury, death, or disablement to a third-party person, or damage to their property. It also covers against any legal liabilities you may face as a result of the accident.
Personal accident cover
Third-party property damage
Injury to a third-party person
This policy is ideal for those who already possess a third-party liability insurance policy and want to increase the scope of coverage. It covers you against losses arising out of damage to your own vehicle as a result of an accident. Furthermore, you unlock the choice of add-ons to enhance your coverage.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
A plan that’s designed to add convenience and all-round protection to your bike ownership experience, the multi-year Honda bike insurance package includes a five-year third-party liability component and an annually renewable own damage insurance component. Even if you forget to renew your own damage component on time, you will still be financially covered.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Hero MotoCorp Two Wheeler Insurance
Your Hero bike insurance policy offers coverage depending on your policy type. While a third party bike insurance only provides coverage against damage to a third-party person or property, a comprehensive bike insurance policy for Hero covers the following:
Accidents
Financial losses arising due to damage to your own bike as a result of an accident is covered.
Fire & Explosion
Damage to your bike as a result of fires or explosions is covered.
Theft
If your bike gets stolen, you will get compensated with the Insured Declared Value of bike.
Calamities
Natural and manmade calamities such as earthquakes, storms, floods, riots, and vandalism are covered.
Personal Accident
Your treatment-related charges are all taken care of up to Rs. 15 lakhs.
Third Party Liability
Injury, disablement or death to a third-party person, and damage to their property are also covered.
Reading the policy document carefully will reveal its scope of coverage and the potential gaps. No policy covers ‘everything’. These are the general exclusions in your Hero bike insurance policy:
Depreciation
Your Hero bike insurance policy does not cover for depreciation, unless you’ve opted for a Zero Depreciation add-on cover
Wear and tear
Just like depreciation, natural wear and tear of components are not covered under a policy even if it leads to a malfunction.
Electrical & Mechanical Breakdown
Electrical or mechanical breakdowns are not covered under your policy, unless you opt for specific add-ons.
Illegal Driving
Indulging in any behaviour that violates the law voids your insurance claim. It includes jumping the traffic light, driving without a license, or driving under the influence of alcohol or drugs.
How to Renew Hero MotoCorp Bike Insurance Plan?
Your Hero bike insurance renewal will take only a few minutes. It can be completed with just a few clicks from the comfort of your own home. Follow the four-step process mentioned below and get yourself covered instantly!
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
HDFC ERGO is one of the most reliable companies for those looking for affordable yet robust bike insurance. For anyone who is looking for the fastest claim turnaround as well as a very large network of garages for bike repairs, we offer the best possible service experience. If you are looking to buy insurance that actually gives you peace of mind and does not become a hassle in itself, you can easily choose from our wide range of offerings.Here are the many reasons to buy HDFC ERGO bike insurance over others.
Extensive service
You need an insurer that has a substantial presence across the region you are in or country. And with over 7100 cashless garages across India, HDFC ERGO ensures that help is always at hand.
24x7 roadside assistance
The 24x7 roadside assistance facility ensures you are never stranded helplessly in case of any breakdown.
Over one crore customers
HDFC ERGO has over 1.6 crore happy customers, which means you can rest assured that your needs will be taken care of.
Overnight services
Your routine can get disrupted when your car is in service. However, with our overnight service for minor accidental repairs, simply catch up on your night’s sleep and have the car delivered to your doorstep in time for your morning commute.
Easy claims
The ideal insurer should process claims quickly and smoothly. And HDFC ERGO does exactly that, as we process nearly 50% of claims on the first day, ensuring your worries are minimised.
Car Insurance for Popular Brands
Two Wheeler Insurance for Popular Indian Models
Across India
Latest News on Hero
Hero Splendor Plus is Now Available in Its Original Colours
The Hero Splendor Plus is indeed the best-selling bike in India and its nameplate holds a lot of sentimental value among Indians. The original colour scheme of the Hero Honda Splendor with the red and blue graphics upon the black paint-job is the one that defines the name “Splendor.” Now customers can get home original Splendor and relive the old days, as Hero MotoCorp has made the OG Fiery Blue colour scheme available for the Hero Splendor Plus. The colour scheme on the current Splendor is nearly identical to that of the original one.
Published on: Sept 22, 2023
Hero MotoCorp Launches Destini Prime in India
Hero MotoCorp has launched the Destini Prime at Rs 71,499 (ex-showroom Delhi) and it is now the most affordable Destini variant. This scooter comes with a simpler halogen headlight. The backrest of Prime has a regular grab rail. Other than these, the rest of the design on the Prime is similar to that of the Destini Xtec. Features-wise, the scooter gets an analogue speedometer with a digital inset and a USB charging port in the under seat storage area. It is available in three colour options: Pearl Silver White, Nexus Blue and Nobel Red.
Published on: Aug 23, 2023
Frequently Asked Questions on Hero Bike Insurance
Your Two Wheeler Insurance is just a few steps away!
Premium starts
at ₹5382000+ Cashless
Network Garages
Car Insurance 
Bike/Two Wheeler Insurance 
Health Insurance 
Pet Insurance
Travel Insurance 
Home Insurance 
Cyber Insurance 
Third Party Vehicle Ins. 
Tractor Insurance 
Goods Carrying Vehicle Ins. 
Passenger Carrying Vehicle Ins. 
Compulsory Personal Accident Insurance 
Travel Insurance 
Rural 
Critical illness Insurance 
