Riding and owning a sports bike is both a passion and a lot of hard work! And if that bike is a Ducati, maintaining its look and keeping it in top condition is the highest priority for any sportbike enthusiast. If you're a sports bike aficionado who adores their vehicle and wants to protect it, look no further because HDFC ERGO has the solutions to your problems.
Ducati is one of those few automakers that has mastered the manufacturing of sports bikes for race tracks like MotoGP. Ducati is an Italian motorcycle manufacturer that was founded in 1926 and has been a member of the Volkswagen Group since 2012. The company's reputation is built on its legendary racing success and currently, it has a manufacturing facility for high-end bikes in Bologna.
There are presently only two models of the Ducati sports bikes available in India and HDFC ERGO provides bike insurance solutions and policy plans for both these variants. Let’s first understand some distinctive characteristics of Ducati bikes. We are listing here some of the fan-foaurite models here. The Ducati Monster BS6, Ducati Scarmbler Icon, the Multistrada are also some of the most sought after Ducati models in hte country.
HDFC ERGO provides a range of bike insurance products, beginning with third-party coverage. And if you’re really looking to protect and insure your Ducati, then HDFC ERGO is your safest and easiest option because we have the best extras and products according to your needs, whether you want a one-year or multi-year policy. A five-year third-party insurance policy is also available if you purchase a brand new bike. Plus, you can always choose to cover your own damages unless you are ready to purchase a single-year or multi-year comprehensive insurance policy.
You can choose between one, two, or three years of coverage in case you wish to cover damage to your own bike or the property of a third party. HDFC ERGO recommends securing your Ducati bike insurance for three years if you wish to avoid the hassle of renewing it every year. Another benefit of this policy is the ability to personalize your Ducati bike insurance with add-ons for extra coverage.
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Coverage for the third party is the most basic type of Insurance obligated by the government of India and covers damages that result from accidental disablement, or loss, or personal damage, injury, or third-party property damage. If you are caught without proper Ducati third-party insurance, you will be fined Rs 2000. Therefore, it is a legal liability to carry your complete documentation while riding on the Indian Highways.
Personal accident cover
Third-party property damage
Injury to a third-party person
If you already have Ducati bike third-party liability insurance, a standalone own damage bike insurance cover will provide additional protection.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
When you purchase a brand-new bike, this insurance cover will support you for one year and provide protection against expensive losses to your own vehicle with additional protection for five years against damage to a third-party person or property.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
The policy you choose for your Ducati sports bike determines the extent of coverage. If the policy covers third party bike insurance, it will only cover damage to a third-party person or property. In contrast, a comprehensive bike insurance policy for Ducati will cover the following:
HDFC ERGO protects your finances from any unanticipated mishaps because we cover any or all losses incurred as a result of an accident.
If your bike is damaged or lost as a result of a fire or explosion, HDFC ERGO reimburse you the bike’s cost.
If your Ducati motorbike is stolen, the HDFC ERGO will reimburse you for the Insured Declared Value of bike.
Calamities such as thunderstorms, floods, earthquakes, riots, or vandalism are covered by HDFC ERGO for your bike.
HDFC ERGO also provides you a personal accident cover of up to Rs 15 lakh to cover your medical expenses.
HDFC ERGO covers your financial liability with insurance protection in case you accidentally damage or injure a third-party person or their property.
To ensure continuous coverage, it is critical to renew your Ducati bike insurance policy online in no time. With a few clicks, you can easily renew your policy from the comfort of your own home. Follow the four-step procedure outlined below to secure your bike in no time!
HDFC ERGO is a leading provider of two-wheeler insurance in India. There are many companies on the market that provide Ducati bike insurance, but few can compete with the features and benefits that we offer. When it comes to bike insurance, HDFC ERGO is always ahead because of our relevant products and understanding our customers, with a large network of cashless garages, specific add-ons like emergency roadside assistance cover alongside a large network of cashless garages, engine protector cover, and lastly, AI and app-based claims.
Here are a few more reasons why you ought to consider us:
Now is the time to get a low-cost premium. Get a discount of up to 70% on your bike insurance premium, as well as a No Claims Bonus of up to 50%.
With our overnight repair service for minor accidents, you won't have to wait until the wee hours of the morning to have your bike repaired. You can have your bike repaired without missing any sleep and have it back in excellent condition the next morning.
We provide 24-hour roadside assistance and are only a phone call away in the event of a breakdown. Our 24-hour roadside assistance will assist you in resolving your breakdown concerns no matter where you are stranded.
The HDFC ERGO claims policy is simple and straightforward. We process approximately 80% of the claims we receive on the same day. We also offer paperless claims and self-inspection services.
Thanks to HDFC ERGO's 7100+ network garages across India, you can always find a network garage in your area to get your bike fixed.