Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
4.4 Customer Ratings ^

4.4

Customer Ratings
Home / Two Wheeler Insurance / Ducati

Ducati Two Wheeler Insurance

Ducati Two Wheeler Insurance

Riding and owning a sports bike is both a passion and a lot of hard work! And if that bike is a Ducati, maintaining its look and keeping it in top condition is the highest priority for any sportbike enthusiast. If you're a sports bike aficionado who adores their vehicle and wants to protect it, look no further because HDFC ERGO has the solutions to your problems.

Ducati is one of those few automakers that has mastered the manufacturing of sports bikes for race tracks like MotoGP. Ducati is an Italian motorcycle manufacturer that was founded in 1926 and has been a member of the Volkswagen Group since 2012. The company's reputation is built on its legendary racing success and currently, it has a manufacturing facility for high-end bikes in Bologna.

Popular Ducati Two Wheeler Models

There are presently only two models of the Ducati sports bikes available in India and HDFC ERGO provides bike insurance solutions and policy plans for both these variants. Let’s first understand some distinctive characteristics of Ducati bikes. We are listing here some of the fan-foaurite models here. The Ducati Monster BS6, Ducati Scarmbler Icon, the Multistrada are also some of the most sought after Ducati models in hte country.

1
Ducati Hypermotard 950
The Ducati Hypermotard 950 bike starts at 12.99 Lakh in India. The Ducati Hypermotard 950 is available in two models: RVE and SP, as well as two colors. The displacement is 973 cc, the maximum power is 112.4 bhp, the mileage is approximately 19.6 km per liter of fuel, and the curb weight is 200 kg.

Types of Ducati Two Wheeler Insurance HDFC ERGO Offers

HDFC ERGO provides a range of bike insurance products, beginning with third-party coverage. And if you’re really looking to protect and insure your Ducati, then HDFC ERGO is your safest and easiest option because we have the best extras and products according to your needs, whether you want a one-year or multi-year policy. A five-year third-party insurance policy is also available if you purchase a brand new bike. Plus, you can always choose to cover your own damages unless you are ready to purchase a single-year or multi-year comprehensive insurance policy.

You can choose between one, two, or three years of coverage in case you wish to cover damage to your own bike or the property of a third party. HDFC ERGO recommends securing your Ducati bike insurance for three years if you wish to avoid the hassle of renewing it every year. Another benefit of this policy is the ability to personalize your Ducati bike insurance with add-ons for extra coverage.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

Coverage for the third party is the most basic type of Insurance obligated by the government of India and covers damages that result from accidental disablement, or loss, or personal damage, injury, or third-party property damage. If you are caught without proper Ducati third-party insurance, you will be fined Rs 2000. Therefore, it is a legal liability to carry your complete documentation while riding on the Indian Highways.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

If you already have Ducati bike third-party liability insurance, a standalone own damage bike insurance cover will provide additional protection.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

When you purchase a brand-new bike, this insurance cover will support you for one year and provide protection against expensive losses to your own vehicle with additional protection for five years against damage to a third-party person or property.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of Ducati Two Wheeler Insurance

The policy you choose for your Ducati sports bike determines the extent of coverage. If the policy covers third party bike insurance, it will only cover damage to a third-party person or property. In contrast, a comprehensive bike insurance policy for Ducati will cover the following:

Accidents

Accidents

HDFC ERGO protects your finances from any unanticipated mishaps because we cover any or all losses incurred as a result of an accident.

Fire & Explosion

Fire & Explosion

If your bike is damaged or lost as a result of a fire or explosion, HDFC ERGO reimburse you the bike’s cost.

Theft

Theft

If your Ducati motorbike is stolen, the HDFC ERGO will reimburse you for the Insured Declared Value of bike.

Natural and man-made disasters

Natural and man-made disasters

Calamities such as thunderstorms, floods, earthquakes, riots, or vandalism are covered by HDFC ERGO for your bike.

Personal Accident

Personal Accident

HDFC ERGO also provides you a personal accident cover of up to Rs 15 lakh to cover your medical expenses.

Third Party Liability

Third Party Liability

HDFC ERGO covers your financial liability with insurance protection in case you accidentally damage or injure a third-party person or their property.

How to Renew Ducati Two Wheeler Insurance?

To ensure continuous coverage, it is critical to renew your Ducati bike insurance policy online in no time. With a few clicks, you can easily renew your policy from the comfort of your own home. Follow the four-step procedure outlined below to secure your bike in no time!

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

HDFC ERGO is a leading provider of two-wheeler insurance in India. There are many companies on the market that provide Ducati bike insurance, but few can compete with the features and benefits that we offer. When it comes to bike insurance, HDFC ERGO is always ahead because of our relevant products and understanding our customers, with a large network of cashless garages, specific add-ons like emergency roadside assistance cover alongside a large network of cashless garages, engine protector cover, and lastly, AI and app-based claims.

Here are a few more reasons why you ought to consider us:

Discount on premium

Discount on premium

Now is the time to get a low-cost premium. Get a discount of up to 70% on your bike insurance premium, as well as a No Claims Bonus of up to 50%.

Overnight repair service

Overnight repair service

With our overnight repair service for minor accidents, you won't have to wait until the wee hours of the morning to have your bike repaired. You can have your bike repaired without missing any sleep and have it back in excellent condition the next morning.

24x7 roadside assistance

24x7 roadside assistance

We provide 24-hour roadside assistance and are only a phone call away in the event of a breakdown. Our 24-hour roadside assistance will assist you in resolving your breakdown concerns no matter where you are stranded.

Easy claims

Easy claims

The HDFC ERGO claims policy is simple and straightforward. We process approximately 80% of the claims we receive on the same day. We also offer paperless claims and self-inspection services.

Cashless support

Cashless support

Thanks to HDFC ERGO's 7100+ network garages across India, you can always find a network garage in your area to get your bike fixed.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


While you are technically in the clear, not having your own damage insurance for your Ducati Sports bike is not a good idea. You should choose your own damage coverage if you need insurance against accidental damage to your bike, theft, natural disasters, and so on. If you're left with only third-party coverage, it's a good idea to renew your own damage coverage.
Emergency roadside assistance is intended to assist you if you become stranded in the middle of nowhere and have no other options. Consider this scenario: you're driving home from work after a long day and your tire bursts. You will not be able to easily locate someone or a garage to repair a puncture! As a result, you should consider purchasing the emergency roadside assistance add-on.
This is not a wise course of action, especially if you live in an area prone to natural disasters. Third-party coverage only protects other people in the event of an accident. When it comes to protecting your Ducati sports bike, you should always opt for comprehensive coverage.