Bajaj Bike Insurance Online

1. Navigate to two wheeler insurance page on the HDFC ERGO website to find the premium for your Bajaj insurance plan online. You can choose to share your bike number or proceed without it.

2. To get a quote, enter the following details about your bike:

a. Brand

b. Model and variant

c. Registration city and RTO

d. Year of registration (Click “brand new” if this is the first insurance plan with a brand new Bajaj bike).

3. After entering these details, click "Get Quote." The Insured Declared Value (IDV) of the bike is based on the year of registration and can be adjusted according to your bike’s condition and valuation.

4. For older bikes, you’ll need to provide:

a. Claim status since inception

b. No Claim Bonus (NCB) as indicated in the previous policy.

c. The expiry date of the previous policy.

5. Choose the type of insurance plan:

a. Comprehensive bike insurance

b. Third-party-only bike insurance

c. Standalone own-damage bike insurance (if you have valid third-party-only coverage)

Note: New bikes require a mandatory 5-year third-party coverage. For the next four renewals, you can opt for own-damage-only plans.

6. Select the tenure of your Bajaj bike insurance plan: one year, two years, or three years.

7. You can also opt for additional covers from the options available to view the premium.

1. Click on https://www.hdfcergo.com/two-wheeler-insurance

2. You can find the premium online by sharing your bike number or opting for a Bajaj insurance plan without providing it.

3. You need to enter the bike’s details, such as:

a. Brand of the Bajaj bike

b. The model and its variant

c. Registration city and RTO

d. Year of registration.

4. Once these details are entered, you need to click on “Get Quote.”

5. The IDV (insured declared value) of the bike is given as per the year of registration, which can be changed according to your bike’s condition and valuation.

6. Certain details need to be entered for older bikes, such as:

a. Claim status since inception

b. The No Claim Bonus of the bike (as provided in the previous policy)

c. The expiry date of the previous policy

d. The type of plan that you choose, such as:

i. Comprehensive bike insurance plan

ii. Third-party-only bike insurance plan

iii. Standalone own-damage bike insurance plan, provided you have a valid third-party-only plan.

Note: Since you are required to buy 5-year third-party coverage along with your new bike, you can opt for an own-damage-only plan for the next four renewals.

7. Then you need to choose the tenure of your Bajaj bike insurance plan of 1 year, 2 years or 3 years.

8. Also, you can opt for the additional covers such as:

a. Personal accident coverage is mandatory for bike owners with a valid driving license.

b. Legal Liability Cover, etc.

9. Once all details are accurately provided and checked, you need to confirm and then continue to make an online payment.

10. You need to enter your name, address and other details to complete the process.

11. Once the payment is done, you will receive the insurance policy in your registered email address.

1. As soon as the incident occurs, you must either take your vehicle, inform customer service or opt for emergency roadside assistance to get the bike towed to the nearest cashless garage.

2. Once the vehicle reaches any network garages, a surveyor will assess your bike for all damages.

3. Then, you need to file a bike insurance claim and provide all the necessary documents.

4. You will receive updates via SMS and email at every stage of the claim process.

5. Once the vehicle is ready, you need to pay your share of the claim directly to the garage, including the compulsory deductible, depreciation, etc. The approved amount of the claim would be paid directly to the garage.

6. You will receive a claims computation sheet with a detailed breakdown for your records.

7. You can also track your claims online: https://selfhelp.hdfcergo.com/SelfHelp/Authentication/ClaimStatus.

1. Provide a Bajaj bike insurance policy document or the policy details with the e-card.

2. A copy of your valid driving licence is required to establish that you were legally authorised to ride the bike.

3. Submit a copy of the bike’s Registration Certificate. This document proves the stolen vehicle's ownership and details.

4. After a thorough investigation, obtain a police no-trail report. This document confirms that the police could not recover your stolen bike.

5. You must file an FIR at the local police station reporting the theft. A copy of this FIR, which details the incident, is crucial for the insurance claim process.

6. Provide a copy of your written complaint to the police about the theft. This document supports the FIR and is part of the claim documentation.

7. Fill out the Bajaj bike insurance claim form with HDFC ERGO specifically for theft claims. This form can be downloaded from here: https://www.hdfcergo.com/docs/default-source/downloads/claim-forms/motor-insurance-policy-cf.pdf.

8. If available, submit any photographs of the bike before it was stolen. These images help verify the condition and features of the stolen bike.

9. Provide a government-issued ID proof such as an Aadhar card, passport, or voter ID for verification purposes.

10. Share your bank account details to settle the claim amount. This is where the insurance company will deposit the claim money if the claim is approved.

Once HDFC ERGO receives these documents, there will be an investigation done before the claim is approved and paid out.