Compare Car Insurance Policies Online

Before you compare car insurance online, you must know about different policy types. Here are different car insurance policy you can opt.
Third Party Car Insurance: A third party car insurance policy covers you against any third party liabilities that are damage caused to someone else’s property/vehicle or injuries to someone while driving your insured car. However, you cannot raise a claim for own-damage to your vehicle with this cover. Buying a Third-party car insurance policy is mandatory under The Motor Vehicles Act of 1988.
Comprehensive Car Insurance: Compared to a third party car insurance policy, a comprehensive policy will cover damages/injuries to third-party and Own Damages. It means a comprehensive cover will provide coverage for damages to your car in case of an accident, fire, natural calamities, man-made calamities, theft and any insurable peril.
Standalone Own Damage Cover: A standalone own damage policy protects you from loss of expense due to car damage by accident, a natural disaster, earthquake, fire, theft, etc. Own Damage insurance, in contrast to standard third party car insurance, is optional. If you already have a third party car insurance policy, which is a mandatory requirement, adding your own damage coverage will guarantee that your vehicle is always fully insured.

• Cost: It is important to invest in a car insurance policy that offers maximum coverage in the price it is availble. Consider looking for the best car insurance plan while comparing car insurance online.
• Reviews: When you go online, you will find several reviews that will give you an idea of how important car insurance is and how well it will meet your needs. While checking the best car insurance policy, check customer reviews before hitting the buy button.
• Coverage: When you compare car insurance policies, always consider the coverage offered. Even check out the add-on covers available with the comprehensive cover, which will increase the premium cost but will help you get benefits during car insurance policy renewal.
• Read the car insurance policy thoroughly: It is vital to look at the details in the car insurance contract, which can lead to miscommunication with the insurer at the time of claim. So, read the contract thoroughly to avoid claim rejection.
• Garages Part of the Network: Always remember to check the number of cashless garages network of the insurer when you compare car insurance online.
• Insurance Company History: The insurance company's claim history must be taken into consideration when comparing car insurance online. Choose a company with a high claims settlement ratio.
• No-Claim Bonus: When you compare car insurance quotes, be sure that the NCB is considered since a quotation may be issued without the NCB. This discount grows with the number of consecutive claim-free years and can reach upto 50%.